SOC 15-2051.00

Data Scientist Salary in South Bend-Mishawaka, IN-MI (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IN + Municipal
COL Index: 90.9 (-9.1% vs US)
Net Compensation Yield 72.1% Realized
$58,840 / net annual direct deposit
Gross Adjusted $81,570 $39.22/hr
Effective Tax Drag 21.87% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$17,836 $685.98/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $39.22 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,894/yr)
0% Tax Shield: ~$1,077/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$8,039
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,057
Medicare Hospital Insurance
Statutory 1.45%
-$1,183
Indiana Individual Income Tax
State Marginal Bracket
-$2,232
St. Joseph County income tax
1.75%
-$1,324
Net Take-Home Annual Realized
$58,840 ($2,263.09 / check)
Category 2 of 6

South Bend-Mishawaka, IN-MI Data Scientist Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $81,570
MIDDLE 50% (IQR RANGE) 10th $57.6k 25th $69.9k Median: $81,570 50th (Median) $81.6k 75th $97.5k 90th $115k You: $81,570
10th (Entry) $57,590 $27.69/hr
25th (Junior) $69,930 $33.62/hr
50th (Median) $81,570 $39.22/hr
75th (Senior) $97,460 $46.86/hr
90th (Lead/Master) $114,550 $55.07/hr
Career Progression & Licensing Milestones for Data Scientist in South Bend-Mishawaka, IN-MI
1
Junior Data ScientistBachelor's degree (most common O*NET requirement); entry into the field
$45,592$21.92/hr · 0-2 Years
2
Data ScientistDemonstrated results in role; works independently on core responsibilities
$58,143$27.95/hr · 2-5 Years
3
Senior Data ScientistFull professional competence; leads projects or a small team
$81,550$39.21/hr · 5-9 Years
4
Staff / Lead Data ScientistOwns budget, hiring and outcomes for a department or large program
$107,806$51.83/hr · 9-14 Years
5
Principal Data ScientistExecutive or principal scope; sets strategy across the organization or profession
$135,079$64.94/hr · 14+ Years
Scaled to the South Bend-Mishawaka, IN-MI medianView National Data Scientist Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Specialists, All Other-$39,130/yr
National median: $81,100
Skill overlap: 95%
Statisticians-$14,580/yr
National median: $105,650
Skill overlap: 94%
Operations Research Analysts-$31,290/yr
National median: $88,940
Skill overlap: 91%View Salary
Statistical Assistants-$69,900/yr
National median: $50,330
Skill overlap: 88%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in South Bend-Mishawaka, IN-MI under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
22% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,093/month Requires minimum annual gross of $43,720
HUD Fair Market Rent (2-Bedroom) $1,276/month Requires minimum annual gross of $51,040
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $20.10/hr
Per adult, 2 working adults + 1 child: $19.47/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in South Bend-Mishawaka, IN-MI.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$81,570-$17,836$58,840$2,263.09
+5h Overtime/Wk45 hrs$96,864-$22,844$68,208$2,623.40
+10h Overtime/Wk50 hrs$112,159-$27,853$77,576$2,983.71
+15h Overtime/Wk55 hrs$127,453-$32,861$86,945$3,344.02
+20h Overtime/Wk60 hrs$142,748-$38,118$96,065$3,694.81
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Data Scientist in South Bend-Mishawaka, IN-MI: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Indiana tax codes.

Market Baseline
$81,570/yr
$39.22/hr · SOC 15-2051.00
Statutory Tax Drag
21.87% Effective
-$17,836 in Total Taxes
HUD 1BR Shelter Ratio
22% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,810/mo
Post-$1,093/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 15-2051.00
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Data Scientist in South Bend-Mishawaka, IN-MI: Market Snapshot

Data Scientist roles in South Bend-Mishawaka, IN-MI report a median annual wage of $81,570, 32.2% below the national median of $120,230. The 10th to 90th percentile band runs from $57,590 to $114,550, and HUD’s $1,093 monthly one-bedroom fair market rent equals 16.1% of that median gross pay. The single-adult living wage benchmark for the area is $20.10 per hour.

Highest-paying metropolitan areas for Data Scientist

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$185,080+126.9%
San Francisco-Oakland-Fremont, CA$170,110+108.5%
Idaho Falls, ID$167,840+105.8%
Seattle-Tacoma-Bellevue, WA$164,740+102.0%
Kennewick-Richland, WA$156,830+92.3%
Charlottesville, VA$149,800+83.6%
North Port-Bradenton-Sarasota, FL$146,980+80.2%
Bridgeport-Stamford-Danbury, CT$141,760+73.8%
Corvallis, OR$140,190+71.9%
New York-Newark-Jersey City, NY-NJ$135,980+66.7%

Top-paying occupations benchmarked in South Bend-Mishawaka, IN-MI

OccupationMedian annual wageMedian hourly
Chief Executives$261,280$125.62/hr
Architectural and Engineering Managers$144,900$69.66/hr
Physician Assistant$129,620$62.32/hr
Financial Manager$128,370$61.72/hr
Human Resources Managers$128,250$61.66/hr
Computer and Information Systems Managers$126,810$60.97/hr
Nurse Practitioner$126,220$60.68/hr
Marketing Managers$125,850$60.50/hr
Sales Managers$121,560$58.44/hr
Industrial Production Managers$106,280$51.10/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 282 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Data Scientist Salary in South Bend-Mishawaka, IN-MI (2026) Overview

Data Scientist median pay in South Bend-Mishawaka, IN-MI is $81,570 a year ($39.22/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Data Scientist in South Bend-Mishawaka, IN-MI compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Data Scientist in South Bend-Mishawaka, IN-MI?

The median annual wage is $81,570 ($39.22 per hour). The middle 80% of earners make between $57,590 and $114,550. Source: BLS OEWS (May 2025).

What is the take-home pay for a Data Scientist in South Bend-Mishawaka, IN-MI after taxes?

On the median wage of $81,570, a single filer with no pre-tax deductions takes home about $62,428 a year ($5,202 a month) after $19,142 in federal, FICA, state and local taxes, an effective rate of 23.47%, using 2026 tax rules.