SOC 13-2051

Financial Analyst Salary in Charleston-North Charleston, SC (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + SC
COL Index: 136.48 (+36.5% vs US)
Net Compensation Yield 71.3% Realized
$66,993 / net annual direct deposit
Gross Adjusted $93,960 $45.17/hr
Effective Tax Drag 22.7% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$21,329 $820.35/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $45.17 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,638/yr)
0% Tax Shield: ~$1,240/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$10,601
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,826
Medicare Hospital Insurance
Statutory 1.45%
-$1,362
South Carolina Individual Income Tax
State Marginal Bracket
-$3,540
Net Take-Home Annual Realized
$66,993 ($2,576.66 / check)
Category 2 of 6

Charleston-North Charleston, SC Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $93,960
MIDDLE 50% (IQR RANGE) 10th $59.5k 25th $76.3k Median: $93,960 50th (Median) $94.0k 75th $127k 90th $166k You: $93,960
10th (Entry) $59,520 $28.62/hr
25th (Junior) $76,300 $36.68/hr
50th (Median) $93,960 $45.17/hr
75th (Senior) $127,470 $61.28/hr
90th (Lead/Master) $166,360 $79.98/hr
Career Progression & Licensing Milestones for Financial Analyst in Charleston-North Charleston, SC
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$58,256$28.01/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$72,523$34.87/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$93,923$45.16/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$121,908$58.61/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$165,441$79.54/hr · 14+ Years
Scaled to the Charleston-North Charleston, SC medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Charleston-North Charleston, SC under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
31% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,731/month Requires minimum annual gross of $69,240
HUD Fair Market Rent (2-Bedroom) $1,884/month Requires minimum annual gross of $75,360
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $30.18/hr
Per adult, 2 working adults + 1 child: $24.11/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Charleston-North Charleston, SC.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$93,960-$21,329$66,993$2,576.66
+5h Overtime/Wk45 hrs$111,578-$27,278$77,605$2,984.79
+10h Overtime/Wk50 hrs$129,195-$33,132$88,311$3,396.58
+15h Overtime/Wk55 hrs$146,813-$39,310$98,694$3,795.91
+20h Overtime/Wk60 hrs$164,430-$45,495$109,069$4,194.97
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Charleston-North Charleston, SC: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and South Carolina tax codes.

Market Baseline
$93,960/yr
$45.17/hr · SOC 13-2051
Statutory Tax Drag
22.7% Effective
-$21,329 in Total Taxes
HUD 1BR Shelter Ratio
31% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$3,852/mo
Post-$1,731/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Charleston-North Charleston, SC: Market Snapshot

Financial Analyst roles in Charleston-North Charleston, SC report a median annual wage of $93,960, 8.5% below the national median of $102,740. The 10th to 90th percentile band runs from $59,520 to $166,360, and HUD’s $1,731 monthly one-bedroom fair market rent equals 22.1% of that median gross pay. The single-adult living wage benchmark for the area is $30.18 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+68.5%
San Jose-Sunnyvale-Santa Clara, CA$144,910+54.2%
Prescott Valley-Prescott, AZ$135,680+44.4%
San Francisco-Oakland-Fremont, CA$130,520+38.9%
New York-Newark-Jersey City, NY-NJ$128,930+37.2%
Seattle-Tacoma-Bellevue, WA$124,790+32.8%
Barnstable Town, MA$121,530+29.3%
Idaho Falls, ID$119,170+26.8%
Boston-Cambridge-Newton, MA-NH$117,520+25.1%
Portland-Vancouver-Hillsboro, OR-WA$117,280+24.8%

Top-paying occupations benchmarked in Charleston-North Charleston, SC

OccupationMedian annual wageMedian hourly
Chief Executives$197,220$94.82/hr
Architectural and Engineering Managers$174,040$83.67/hr
Advertising and Promotions Managers$170,000$81.73/hr
Computer and Information Systems Managers$167,000$80.29/hr
Compensation and Benefits Managers$150,810$72.50/hr
Financial Manager$147,170$70.75/hr
Sales Managers$139,830$67.23/hr
Marketing Managers$138,790$66.73/hr
Purchasing Managers$138,340$66.51/hr
Natural Sciences Managers$132,660$63.78/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Charleston-North Charleston, SC (2026) Overview

Financial Analyst median pay in Charleston-North Charleston, SC is $93,960 a year ($45.17/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Financial Analyst in Charleston-North Charleston, SC compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Charleston-North Charleston, SC?

The median annual wage is $93,960 ($45.17 per hour). The middle 80% of earners make between $59,520 and $166,360. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Charleston-North Charleston, SC after taxes?

On the median wage of $93,960, a single filer with no pre-tax deductions takes home about $71,017 a year ($5,918 a month) after $22,943 in federal, FICA, state and local taxes, an effective rate of 24.42%, using 2026 tax rules.