SOC 13-2051

Financial Analyst Salary in Clarksville, TN-KY (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TN
COL Index: 100.61 (+0.6% vs US)
Net Compensation Yield 74.9% Realized
$71,525 / net annual direct deposit
Gross Adjusted $95,470 $45.90/hr
Effective Tax Drag 19.08% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$18,217 $700.64/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $45.90 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,728/yr)
0% Tax Shield: ~$1,260/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$10,913
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,919
Medicare Hospital Insurance
Statutory 1.45%
-$1,384
Tennessee Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$71,525 ($2,750.97 / check)
Category 2 of 6

Clarksville, TN-KY Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $95,470
MIDDLE 50% (IQR RANGE) 10th $37.5k 25th $65.1k Median: $95,470 50th (Median) $95.5k 75th $108k 90th $141k You: $95,470
10th (Entry) $37,470 $18.01/hr
25th (Junior) $65,130 $31.31/hr
50th (Median) $95,470 $45.90/hr
75th (Senior) $108,170 $52.00/hr
90th (Lead/Master) $140,560 $67.58/hr
Career Progression & Licensing Milestones for Financial Analyst in Clarksville, TN-KY
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$59,193$28.46/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$73,689$35.43/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$95,433$45.88/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$123,868$59.55/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$168,099$80.82/hr · 14+ Years
Scaled to the Clarksville, TN-KY medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Clarksville, TN-KY under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
18% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,068/month Requires minimum annual gross of $42,720
HUD Fair Market Rent (2-Bedroom) $1,307/month Requires minimum annual gross of $52,280
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $22.25/hr
Per adult, 2 working adults + 1 child: $19.71/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Clarksville, TN-KY.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$95,470-$18,217$71,525$2,750.97
+5h Overtime/Wk45 hrs$113,371-$23,288$83,280$3,203.10
+10h Overtime/Wk50 hrs$131,271-$28,391$95,004$3,654.00
+15h Overtime/Wk55 hrs$149,172-$33,799$106,423$4,093.18
+20h Overtime/Wk60 hrs$167,073-$39,207$117,842$4,532.37
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Clarksville, TN-KY: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Tennessee tax codes.

Market Baseline
$95,470/yr
$45.90/hr · SOC 13-2051
Statutory Tax Drag
19.08% Effective
-$18,217 in Total Taxes
HUD 1BR Shelter Ratio
18% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,892/mo
Post-$1,068/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Clarksville, TN-KY: Market Snapshot

Financial Analyst roles in Clarksville, TN-KY report a median annual wage of $95,470, 7.1% below the national median of $102,740. The 10th to 90th percentile band runs from $37,470 to $140,560, and HUD’s $1,068 monthly one-bedroom fair market rent equals 13.4% of that median gross pay. The single-adult living wage benchmark for the area is $22.25 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+65.8%
San Jose-Sunnyvale-Santa Clara, CA$144,910+51.8%
Prescott Valley-Prescott, AZ$135,680+42.1%
San Francisco-Oakland-Fremont, CA$130,520+36.7%
New York-Newark-Jersey City, NY-NJ$128,930+35.0%
Seattle-Tacoma-Bellevue, WA$124,790+30.7%
Barnstable Town, MA$121,530+27.3%
Idaho Falls, ID$119,170+24.8%
Boston-Cambridge-Newton, MA-NH$117,520+23.1%
Portland-Vancouver-Hillsboro, OR-WA$117,280+22.8%

Top-paying occupations benchmarked in Clarksville, TN-KY

OccupationMedian annual wageMedian hourly
Chief Executives$172,410$82.89/hr
Architectural and Engineering Managers$141,260$67.91/hr
Financial Manager$133,620$64.24/hr
Sales Managers$126,820$60.97/hr
Computer and Information Systems Managers$125,790$60.48/hr
Physician Assistant$121,710$58.51/hr
Industrial Production Managers$121,110$58.23/hr
Purchasing Managers$121,060$58.20/hr
Cybersecurity Analyst$116,940$56.22/hr
Facilities Managers$115,860$55.70/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Clarksville, TN-KY (2026) Overview

Financial Analyst median pay in Clarksville, TN-KY is $95,470 a year ($45.90/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Financial Analyst in Clarksville, TN-KY compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Clarksville, TN-KY?

The median annual wage is $95,470 ($45.90 per hour). The middle 80% of earners make between $37,470 and $140,560. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Clarksville, TN-KY after taxes?

On the median wage of $95,470, a single filer with no pre-tax deductions takes home about $75,993 a year ($6,333 a month) after $19,477 in federal, FICA, state and local taxes, an effective rate of 20.4%, using 2026 tax rules.