SOC 13-2051

Financial Analyst Salary in Dayton-Kettering-Beavercreek, OH (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + OH + Municipal
COL Index: 90.27 (-9.7% vs US)
Net Compensation Yield 72.3% Realized
$59,285 / net annual direct deposit
Gross Adjusted $82,000 $39.42/hr
Effective Tax Drag 21.7% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$17,795 $684.42/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $39.42 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,920/yr)
0% Tax Shield: ~$1,082/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$8,128
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,084
Medicare Hospital Insurance
Statutory 1.45%
-$1,189
Ohio Individual Income Tax
State Marginal Bracket
-$1,344
Dayton city income tax
2.50%
-$2,050
Net Take-Home Annual Realized
$59,285 ($2,280.20 / check)
Category 2 of 6

Dayton-Kettering-Beavercreek, OH Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $82,000
MIDDLE 50% (IQR RANGE) 10th $58.8k 25th $64.0k Median: $82,000 50th (Median) $82.0k 75th $105k 90th $140k You: $82,000
10th (Entry) $58,830 $28.28/hr
25th (Junior) $63,980 $30.76/hr
50th (Median) $82,000 $39.42/hr
75th (Senior) $104,650 $50.31/hr
90th (Lead/Master) $140,390 $67.50/hr
Career Progression & Licensing Milestones for Financial Analyst in Dayton-Kettering-Beavercreek, OH
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$50,841$24.44/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$63,292$30.43/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$81,968$39.41/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$106,391$51.15/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$144,382$69.41/hr · 14+ Years
Scaled to the Dayton-Kettering-Beavercreek, OH medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Dayton-Kettering-Beavercreek, OH under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
20% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,008/month Requires minimum annual gross of $40,320
HUD Fair Market Rent (2-Bedroom) $1,248/month Requires minimum annual gross of $49,920
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $19.96/hr
Per adult, 2 working adults + 1 child: $20.13/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Dayton-Kettering-Beavercreek, OH.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$82,000-$17,795$59,285$2,280.20
+5h Overtime/Wk45 hrs$97,375-$22,939$68,593$2,638.20
+10h Overtime/Wk50 hrs$112,750-$28,077$77,908$2,996.47
+15h Overtime/Wk55 hrs$128,125-$33,214$87,223$3,354.74
+20h Overtime/Wk60 hrs$143,500-$38,614$96,276$3,702.93
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Dayton-Kettering-Beavercreek, OH: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Ohio tax codes.

Market Baseline
$82,000/yr
$39.42/hr · SOC 13-2051
Statutory Tax Drag
21.7% Effective
-$17,795 in Total Taxes
HUD 1BR Shelter Ratio
20% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,932/mo
Post-$1,008/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Dayton-Kettering-Beavercreek, OH: Market Snapshot

Financial Analyst roles in Dayton-Kettering-Beavercreek, OH report a median annual wage of $82,000, 20.2% below the national median of $102,740. The 10th to 90th percentile band runs from $58,830 to $140,390, and HUD’s $1,008 monthly one-bedroom fair market rent equals 14.8% of that median gross pay. The single-adult living wage benchmark for the area is $19.96 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+93.1%
San Jose-Sunnyvale-Santa Clara, CA$144,910+76.7%
Prescott Valley-Prescott, AZ$135,680+65.5%
San Francisco-Oakland-Fremont, CA$130,520+59.2%
New York-Newark-Jersey City, NY-NJ$128,930+57.2%
Seattle-Tacoma-Bellevue, WA$124,790+52.2%
Barnstable Town, MA$121,530+48.2%
Idaho Falls, ID$119,170+45.3%
Boston-Cambridge-Newton, MA-NH$117,520+43.3%
Portland-Vancouver-Hillsboro, OR-WA$117,280+43.0%

Top-paying occupations benchmarked in Dayton-Kettering-Beavercreek, OH

OccupationMedian annual wageMedian hourly
Chief Executives$210,670$101.28/hr
Architectural and Engineering Managers$163,700$78.70/hr
Computer and Information Systems Managers$160,040$76.94/hr
Physician Assistant$138,400$66.54/hr
Financial Manager$137,140$65.93/hr
Natural Sciences Managers$134,800$64.81/hr
Sales Managers$133,450$64.16/hr
Purchasing Managers$132,470$63.69/hr
Data Engineer$129,100$62.07/hr
Human Resources Managers$128,300$61.68/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Dayton-Kettering-Beavercreek, OH (2026) Overview

Financial Analyst median pay in Dayton-Kettering-Beavercreek, OH is $82,000 a year ($39.42/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Financial Analyst in Dayton-Kettering-Beavercreek, OH compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Dayton-Kettering-Beavercreek, OH?

The median annual wage is $82,000 ($39.42 per hour). The middle 80% of earners make between $58,830 and $140,390. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Dayton-Kettering-Beavercreek, OH after taxes?

On the median wage of $82,000, a single filer with no pre-tax deductions takes home about $62,981 a year ($5,248 a month) after $19,019 in federal, FICA, state and local taxes, an effective rate of 23.19%, using 2026 tax rules.