SOC 13-2051

Financial Analyst Salary in Detroit-Warren-Dearborn, MI (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MI + Municipal
COL Index: 97.93 (-2.1% vs US)
Net Compensation Yield 68.2% Realized
$69,289 / net annual direct deposit
Gross Adjusted $101,550 $48.82/hr
Effective Tax Drag 25.77% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$26,168 $1,006.47/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $48.82 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,093/yr)
0% Tax Shield: ~$1,340/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$12,171
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,296
Medicare Hospital Insurance
Statutory 1.45%
-$1,472
Michigan Individual Income Tax
State Marginal Bracket
-$3,806
Detroit city income tax
2.40%
-$2,423
Net Take-Home Annual Realized
$69,289 ($2,664.96 / check)
Category 2 of 6

Detroit-Warren-Dearborn, MI Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $101,550
MIDDLE 50% (IQR RANGE) 10th $64.5k 25th $78.0k Median: $101,550 50th (Median) $102k 75th $127k 90th $160k You: $101,550
10th (Entry) $64,470 $31.00/hr
25th (Junior) $77,990 $37.50/hr
50th (Median) $101,550 $48.82/hr
75th (Senior) $127,340 $61.22/hr
90th (Lead/Master) $160,350 $77.09/hr
Career Progression & Licensing Milestones for Financial Analyst in Detroit-Warren-Dearborn, MI
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$62,962$30.27/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$78,381$37.68/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$101,510$48.80/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$131,756$63.34/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$178,805$85.96/hr · 14+ Years
Scaled to the Detroit-Warren-Dearborn, MI medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Detroit-Warren-Dearborn, MI under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
20% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,167/month Requires minimum annual gross of $46,680
HUD Fair Market Rent (2-Bedroom) $1,459/month Requires minimum annual gross of $58,360
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.66/hr
Per adult, 2 working adults + 1 child: $20.49/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Detroit-Warren-Dearborn, MI.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$101,550-$26,168$69,289$2,664.96
+5h Overtime/Wk45 hrs$120,591-$32,780$80,575$3,099.05
+10h Overtime/Wk50 hrs$139,631-$39,581$91,673$3,525.87
+15h Overtime/Wk55 hrs$158,672-$46,551$102,601$3,946.19
+20h Overtime/Wk60 hrs$177,713-$53,521$113,529$4,366.51
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Detroit-Warren-Dearborn, MI: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Michigan tax codes.

Market Baseline
$101,550/yr
$48.82/hr · SOC 13-2051
Statutory Tax Drag
25.77% Effective
-$26,168 in Total Taxes
HUD 1BR Shelter Ratio
20% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,607/mo
Post-$1,167/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Detroit-Warren-Dearborn, MI: Market Snapshot

Financial Analyst roles in Detroit-Warren-Dearborn, MI report a median annual wage of $101,550, 1.2% below the national median of $102,740. The 10th to 90th percentile band runs from $64,470 to $160,350, and HUD’s $1,167 monthly one-bedroom fair market rent equals 13.8% of that median gross pay. The single-adult living wage benchmark for the area is $21.66 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+55.9%
San Jose-Sunnyvale-Santa Clara, CA$144,910+42.7%
Prescott Valley-Prescott, AZ$135,680+33.6%
San Francisco-Oakland-Fremont, CA$130,520+28.5%
New York-Newark-Jersey City, NY-NJ$128,930+27.0%
Seattle-Tacoma-Bellevue, WA$124,790+22.9%
Barnstable Town, MA$121,530+19.7%
Idaho Falls, ID$119,170+17.4%
Boston-Cambridge-Newton, MA-NH$117,520+15.7%
Portland-Vancouver-Hillsboro, OR-WA$117,280+15.5%

Top-paying occupations benchmarked in Detroit-Warren-Dearborn, MI

OccupationMedian annual wageMedian hourly
Chief Executives$304,110$146.21/hr
Computer and Information Systems Managers$170,040$81.75/hr
Architectural and Engineering Managers$168,550$81.03/hr
Purchasing Managers$163,660$78.68/hr
Compensation and Benefits Managers$162,490$78.12/hr
Financial Manager$160,240$77.04/hr
Sales Managers$155,560$74.79/hr
Human Resources Managers$149,980$72.11/hr
Marketing Managers$149,310$71.78/hr
Nurse Practitioner$134,390$64.61/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Detroit-Warren-Dearborn, MI (2026) Overview

Financial Analyst median pay in Detroit-Warren-Dearborn, MI is $101,550 a year ($48.82/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Financial Analyst in Detroit-Warren-Dearborn, MI compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Detroit-Warren-Dearborn, MI?

The median annual wage is $101,550 ($48.82 per hour). The middle 80% of earners make between $64,470 and $160,350. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Detroit-Warren-Dearborn, MI after taxes?

On the median wage of $101,550, a single filer with no pre-tax deductions takes home about $73,783 a year ($6,149 a month) after $27,768 in federal, FICA, state and local taxes, an effective rate of 27.34%, using 2026 tax rules.