SOC 13-2051

Financial Analyst Salary in Elkhart-Goshen, IN (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IN + Municipal
COL Index: 97.47 (-2.5% vs US)
Net Compensation Yield 72.0% Realized
$58,261 / net annual direct deposit
Gross Adjusted $80,930 $38.91/hr
Effective Tax Drag 22.01% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$17,814 $685.14/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $38.91 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,856/yr)
0% Tax Shield: ~$1,068/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$7,906
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,018
Medicare Hospital Insurance
Statutory 1.45%
-$1,173
Indiana Individual Income Tax
State Marginal Bracket
-$2,215
Elkhart County income tax
2.00%
-$1,501
Net Take-Home Annual Realized
$58,261 ($2,240.79 / check)
Category 2 of 6

Elkhart-Goshen, IN Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $80,930
MIDDLE 50% (IQR RANGE) 10th $59.5k 25th $64.3k Median: $80,930 50th (Median) $80.9k 75th $99.1k 90th $132k You: $80,930
10th (Entry) $59,450 $28.58/hr
25th (Junior) $64,280 $30.90/hr
50th (Median) $80,930 $38.91/hr
75th (Senior) $99,140 $47.66/hr
90th (Lead/Master) $132,190 $63.55/hr
Career Progression & Licensing Milestones for Financial Analyst in Elkhart-Goshen, IN
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$50,178$24.12/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$62,466$30.03/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$80,898$38.89/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$105,003$50.48/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$142,498$68.51/hr · 14+ Years
Scaled to the Elkhart-Goshen, IN medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Elkhart-Goshen, IN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
22% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,048/month Requires minimum annual gross of $41,920
HUD Fair Market Rent (2-Bedroom) $1,253/month Requires minimum annual gross of $50,120
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.56/hr
Per adult, 2 working adults + 1 child: $19.41/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Elkhart-Goshen, IN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$80,930-$17,814$58,261$2,240.79
+5h Overtime/Wk45 hrs$96,104-$22,819$67,520$2,596.90
+10h Overtime/Wk50 hrs$111,279-$27,824$76,778$2,953.02
+15h Overtime/Wk55 hrs$126,453-$32,829$86,037$3,309.13
+20h Overtime/Wk60 hrs$141,628-$38,060$95,070$3,656.53
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Elkhart-Goshen, IN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Indiana tax codes.

Market Baseline
$80,930/yr
$38.91/hr · SOC 13-2051
Statutory Tax Drag
22.01% Effective
-$17,814 in Total Taxes
HUD 1BR Shelter Ratio
22% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,807/mo
Post-$1,048/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Elkhart-Goshen, IN: Market Snapshot

Financial Analyst roles in Elkhart-Goshen, IN report a median annual wage of $80,930, 21.2% below the national median of $102,740. The 10th to 90th percentile band runs from $59,450 to $132,190, and HUD’s $1,048 monthly one-bedroom fair market rent equals 15.5% of that median gross pay. The single-adult living wage benchmark for the area is $21.56 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+95.6%
San Jose-Sunnyvale-Santa Clara, CA$144,910+79.1%
Prescott Valley-Prescott, AZ$135,680+67.7%
San Francisco-Oakland-Fremont, CA$130,520+61.3%
New York-Newark-Jersey City, NY-NJ$128,930+59.3%
Seattle-Tacoma-Bellevue, WA$124,790+54.2%
Barnstable Town, MA$121,530+50.2%
Idaho Falls, ID$119,170+47.3%
Boston-Cambridge-Newton, MA-NH$117,520+45.2%
Portland-Vancouver-Hillsboro, OR-WA$117,280+44.9%

Top-paying occupations benchmarked in Elkhart-Goshen, IN

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$150,010$72.12/hr
Financial Manager$145,980$70.18/hr
Marketing Managers$139,520$67.08/hr
Computer and Information Systems Managers$138,060$66.38/hr
Sales Managers$136,270$65.51/hr
Human Resources Managers$134,320$64.58/hr
Purchasing Managers$130,510$62.75/hr
Administrative Services Managers$127,210$61.16/hr
Nurse Practitioner$127,190$61.15/hr
General and Operations Managers$122,070$58.69/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Elkhart-Goshen, IN (2026) Overview

Financial Analyst median pay in Elkhart-Goshen, IN is $80,930 a year ($38.91/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Financial Analyst in Elkhart-Goshen, IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Elkhart-Goshen, IN?

The median annual wage is $80,930 ($38.91 per hour). The middle 80% of earners make between $59,450 and $132,190. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Elkhart-Goshen, IN after taxes?

On the median wage of $80,930, a single filer with no pre-tax deductions takes home about $61,808 a year ($5,151 a month) after $19,122 in federal, FICA, state and local taxes, an effective rate of 23.63%, using 2026 tax rules.