SOC 13-2051

Financial Analyst Salary in Fort Smith, AR-OK (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + AR
COL Index: 92.87 (-7.1% vs US)
Net Compensation Yield 73.4% Realized
$60,395 / net annual direct deposit
Gross Adjusted $82,300 $39.57/hr
Effective Tax Drag 20.62% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$16,967 $652.60/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $39.57 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,938/yr)
0% Tax Shield: ~$1,086/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$8,190
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,103
Medicare Hospital Insurance
Statutory 1.45%
-$1,193
Arkansas Individual Income Tax
State Marginal Bracket
-$2,482
Net Take-Home Annual Realized
$60,395 ($2,322.87 / check)
Category 2 of 6

Fort Smith, AR-OK Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $82,300
MIDDLE 50% (IQR RANGE) 10th $47.5k 25th $62.7k Median: $82,300 50th (Median) $82.3k 75th $127k 90th $127k You: $82,300
10th (Entry) $47,450 $22.81/hr
25th (Junior) $62,690 $30.14/hr
50th (Median) $82,300 $39.57/hr
75th (Senior) $126,640 $60.88/hr
90th (Lead/Master) $127,320 $61.21/hr
Career Progression & Licensing Milestones for Financial Analyst in Fort Smith, AR-OK
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$51,027$24.53/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$63,523$30.54/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$82,268$39.55/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$106,780$51.34/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$144,910$69.67/hr · 14+ Years
Scaled to the Fort Smith, AR-OK medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Fort Smith, AR-OK under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
15% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $748/month Requires minimum annual gross of $29,920
HUD Fair Market Rent (2-Bedroom) $979/month Requires minimum annual gross of $39,160
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $20.54/hr
Per adult, 2 working adults + 1 child: $17.93/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Fort Smith, AR-OK.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$82,300-$16,967$60,395$2,322.87
+5h Overtime/Wk45 hrs$97,731-$21,905$69,963$2,690.87
+10h Overtime/Wk50 hrs$113,163-$27,165$79,208$3,046.46
+15h Overtime/Wk55 hrs$128,594-$32,102$88,776$3,414.46
+20h Overtime/Wk60 hrs$144,025-$37,311$98,072$3,772.01
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Fort Smith, AR-OK: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Arkansas tax codes.

Market Baseline
$82,300/yr
$39.57/hr · SOC 13-2051
Statutory Tax Drag
20.62% Effective
-$16,967 in Total Taxes
HUD 1BR Shelter Ratio
15% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,285/mo
Post-$748/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Fort Smith, AR-OK: Market Snapshot

Financial Analyst roles in Fort Smith, AR-OK report a median annual wage of $82,300, 19.9% below the national median of $102,740. The 10th to 90th percentile band runs from $47,450 to $127,320, and HUD’s $748 monthly one-bedroom fair market rent equals 10.9% of that median gross pay. The single-adult living wage benchmark for the area is $20.54 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+92.4%
San Jose-Sunnyvale-Santa Clara, CA$144,910+76.1%
Prescott Valley-Prescott, AZ$135,680+64.9%
San Francisco-Oakland-Fremont, CA$130,520+58.6%
New York-Newark-Jersey City, NY-NJ$128,930+56.7%
Seattle-Tacoma-Bellevue, WA$124,790+51.6%
Barnstable Town, MA$121,530+47.7%
Idaho Falls, ID$119,170+44.8%
Boston-Cambridge-Newton, MA-NH$117,520+42.8%
Portland-Vancouver-Hillsboro, OR-WA$117,280+42.5%

Top-paying occupations benchmarked in Fort Smith, AR-OK

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$131,100$63.03/hr
Nurse Practitioner$129,270$62.15/hr
Purchasing Managers$125,330$60.25/hr
Physician Assistant$119,840$57.62/hr
Computer and Information Systems Managers$114,760$55.17/hr
Chief Executives$114,550$55.07/hr
Software Engineer$114,140$54.88/hr
Industrial Production Managers$106,520$51.21/hr
Financial Manager$104,990$50.48/hr
Human Resources Managers$103,580$49.80/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Fort Smith, AR-OK (2026) Overview

Financial Analyst median pay in Fort Smith, AR-OK is $82,300 a year ($39.57/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living.

Quick answers
What is the median salary for a Financial Analyst in Fort Smith, AR-OK?

The median annual wage is $82,300 ($39.57 per hour). The middle 80% of earners make between $47,450 and $127,320. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Fort Smith, AR-OK after taxes?

On the median wage of $82,300, a single filer with no pre-tax deductions takes home about $64,054 a year ($5,338 a month) after $18,246 in federal, FICA, state and local taxes, an effective rate of 22.17%, using 2026 tax rules.