SOC 13-2051

Financial Analyst Salary in Houston-Pasadena-The Woodlands, TX

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TX
COL Index: 107.37 (+7.4% vs US)
Net Compensation Yield 74.4% Realized
$75,590 / net annual direct deposit
Gross Adjusted $101,660 $48.88/hr
Effective Tax Drag 19.64% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$19,970 $768.09/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $48.88 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,100/yr)
0% Tax Shield: ~$1,342/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$12,193
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,303
Medicare Hospital Insurance
Statutory 1.45%
-$1,474
Texas Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$75,590 ($2,907.31 / check)
Category 2 of 6

Houston-Pasadena-The Woodlands, TX Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $101,660
MIDDLE 50% (IQR RANGE) 10th $66.7k 25th $80.0k Median: $101,660 50th (Median) $102k 75th $129k 90th $174k You: $101,660
10th (Entry) $66,730 $32.08/hr
25th (Junior) $79,990 $38.46/hr
50th (Median) $101,660 $48.88/hr
75th (Senior) $129,260 $62.14/hr
90th (Lead/Master) $174,220 $83.76/hr
Career Progression & Licensing Milestones for Financial Analyst in Houston-Pasadena-The Woodlands, TX
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$63,030$30.30/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$78,466$37.72/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$101,620$48.86/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$131,899$63.41/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$178,998$86.06/hr · 14+ Years
Scaled to the Houston-Pasadena-The Woodlands, TX medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Houston-Pasadena-The Woodlands, TX under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
20% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,261/month Requires minimum annual gross of $50,440
HUD Fair Market Rent (2-Bedroom) $1,497/month Requires minimum annual gross of $59,880
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.75/hr
Per adult, 2 working adults + 1 child: $20.58/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Houston-Pasadena-The Woodlands, TX.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$101,660-$19,970$75,590$2,907.31
+5h Overtime/Wk45 hrs$120,721-$25,370$88,108$3,388.76
+10h Overtime/Wk50 hrs$139,783-$30,962$100,433$3,862.82
+15h Overtime/Wk55 hrs$158,844-$36,721$112,592$4,330.48
+20h Overtime/Wk60 hrs$177,905-$42,479$124,752$4,798.14
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Houston-Pasadena-The Woodlands, TX: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Texas tax codes.

Market Baseline
$101,660/yr
$48.88/hr · SOC 13-2051
Statutory Tax Drag
19.64% Effective
-$19,970 in Total Taxes
HUD 1BR Shelter Ratio
20% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,038/mo
Post-$1,261/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Houston-Pasadena-The Woodlands, TX: Market Snapshot

Financial Analyst roles in Houston-Pasadena-The Woodlands, TX report a median annual wage of $101,660, 1.1% below the national median of $102,740. The 10th to 90th percentile band runs from $66,730 to $174,220, and HUD’s $1,261 monthly one-bedroom fair market rent equals 14.9% of that median gross pay. The single-adult living wage benchmark for the area is $23.75 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+55.7%
San Jose-Sunnyvale-Santa Clara, CA$144,910+42.5%
Prescott Valley-Prescott, AZ$135,680+33.5%
San Francisco-Oakland-Fremont, CA$130,520+28.4%
New York-Newark-Jersey City, NY-NJ$128,930+26.8%
Seattle-Tacoma-Bellevue, WA$124,790+22.8%
Barnstable Town, MA$121,530+19.5%
Idaho Falls, ID$119,170+17.2%
Boston-Cambridge-Newton, MA-NH$117,520+15.6%
Portland-Vancouver-Hillsboro, OR-WA$117,280+15.4%

Top-paying occupations benchmarked in Houston-Pasadena-The Woodlands, TX

OccupationMedian annual wageMedian hourly
Chief Executives$275,270$132.34/hr
Computer and Information Systems Managers$172,160$82.77/hr
Architectural and Engineering Managers$172,020$82.70/hr
Financial Manager$166,910$80.25/hr
Marketing Managers$153,030$73.57/hr
Compensation and Benefits Managers$148,870$71.57/hr
Human Resources Managers$142,110$68.32/hr
Data Engineer$139,100$66.88/hr
Purchasing Managers$139,050$66.85/hr
Physician Assistant$137,240$65.98/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Houston-Pasadena-The Woodlands, TX Overview

Financial Analyst median pay in Houston-Pasadena-The Woodlands, TX is $101,660 a year ($48.88/hr). See take-home pay after 2026 taxes, BLS wage percentiles. Official 2026 economic data for Financial Analyst in Houston-Pasadena-The Woodlands, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Houston-Pasadena-The Woodlands, TX?

The median annual wage is $101,660 ($48.88 per hour). The middle 80% of earners make between $66,730 and $174,220. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Houston-Pasadena-The Woodlands, TX after taxes?

On the median wage of $101,660, a single filer with no pre-tax deductions takes home about $80,348 a year ($6,696 a month) after $21,312 in federal, FICA, state and local taxes, an effective rate of 20.96%, using 2026 tax rules.