SOC 13-2051

Financial Analyst Salary in Mayagüez, PR (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + PR
COL Index: Not published
Net Compensation Yield 79.4% Realized
$38,977 / net annual direct deposit
Gross Adjusted $49,100 $23.61/hr
Effective Tax Drag 14.62% Combined Jurisdictions
Marginal Top Bracket 0% Federal Statutory
Total Withheld -$7,177 $276.05/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $23.61 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$2,946/yr)
0% Tax Shield: ~$0/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Excluded under IRC §933
-$0
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,044
Medicare Hospital Insurance
Statutory 1.45%
-$712
Puerto Rico Income Tax (Hacienda)
Commonwealth Progressive Bracket
-$3,421
Net Take-Home Annual Realized
$38,977 ($1,499.11 / check)
Category 2 of 6

Mayagüez, PR Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $49,100
MIDDLE 50% (IQR RANGE) 10th $35.9k 25th $45.3k Median: $49,100 50th (Median) $49.1k 75th $72.7k 90th $161k You: $49,100
10th (Entry) $35,870 $17.25/hr
25th (Junior) $45,310 $21.78/hr
50th (Median) $49,100 $23.61/hr
75th (Senior) $72,690 $34.95/hr
90th (Lead/Master) $161,490 $77.64/hr
Career Progression & Licensing Milestones for Financial Analyst in Mayagüez, PR
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$30,443$14.64/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$37,898$18.22/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$49,081$23.60/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$63,705$30.63/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$86,453$41.56/hr · 14+ Years
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Mayagüez, PR under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
17% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $554/month Requires minimum annual gross of $22,160
HUD Fair Market Rent (2-Bedroom) $603/month Requires minimum annual gross of $24,120
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: Not published
Per adult, 2 working adults + 1 child: Not published
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Mayagüez, PR.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$49,100-$7,177$38,977$1,499.11
+5h Overtime/Wk45 hrs$58,306-$9,872$44,936$1,728.31
+10h Overtime/Wk50 hrs$67,513-$12,567$50,895$1,957.51
+15h Overtime/Wk55 hrs$76,719-$15,785$56,331$2,166.57
+20h Overtime/Wk60 hrs$85,925-$19,116$61,653$2,371.27
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Mayagüez, PR: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Puerto Rico tax codes.

Market Baseline
$49,100/yr
$23.61/hr · SOC 13-2051
Statutory Tax Drag
14.62% Effective
-$7,177 in Total Taxes
HUD 1BR Shelter Ratio
17% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,694/mo
Post-$554/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Mayagüez, PR: Market Snapshot

Financial Analyst roles in Mayagüez, PR report a median annual wage of $49,100, 52.2% below the national median of $102,740. The 10th to 90th percentile band runs from $35,870 to $161,490, and HUD’s $554 monthly one-bedroom fair market rent equals 13.5% of that median gross pay. EPI publishes no living-wage budget for the area.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+222.4%
San Jose-Sunnyvale-Santa Clara, CA$144,910+195.1%
Prescott Valley-Prescott, AZ$135,680+176.3%
San Francisco-Oakland-Fremont, CA$130,520+165.8%
New York-Newark-Jersey City, NY-NJ$128,930+162.6%
Seattle-Tacoma-Bellevue, WA$124,790+154.2%
Barnstable Town, MA$121,530+147.5%
Idaho Falls, ID$119,170+142.7%
Boston-Cambridge-Newton, MA-NH$117,520+139.3%
Portland-Vancouver-Hillsboro, OR-WA$117,280+138.9%

Top-paying occupations benchmarked in Mayagüez, PR

OccupationMedian annual wageMedian hourly
Education Administrators, Postsecondary$103,610$49.81/hr
Chief Executives$90,220$43.38/hr
Industrial Production Managers$86,200$41.44/hr
Education Administrators, Kindergarten through Secondary$81,630$39.25/hr
Financial Manager$75,380$36.24/hr
Medical and Health Services Managers$73,850$35.50/hr
Construction Managers$72,800$35.00/hr
Sales Managers$71,750$34.50/hr
Transportation, Storage, and Distribution Managers$69,990$33.65/hr
Administrative Services Managers$63,730$30.64/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Mayagüez, PR (2026) Overview

Financial Analyst median pay in Mayagüez, PR is $49,100 a year ($23.61/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents and living wage.

Quick answers
What is the median salary for a Financial Analyst in Mayagüez, PR?

The median annual wage is $49,100 ($23.61 per hour). The middle 80% of earners make between $35,870 and $161,490. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Mayagüez, PR after taxes?

On the median wage of $49,100, a single filer with no pre-tax deductions takes home about $41,245 a year ($3,437 a month) after $7,855 in Puerto Rico income and FICA taxes (Puerto Rico-source wages are excluded from IRS federal income tax under IRC §933), an effective rate of 16%, using 2026 tax rules.