SOC 13-2051

Financial Analyst Salary in Oxnard-Thousand Oaks-Ventura, CA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CA
COL Index: 160.75 (+60.8% vs US)
Net Compensation Yield 68.2% Realized
$71,645 / net annual direct deposit
Gross Adjusted $105,030 $50.50/hr
Effective Tax Drag 25.79% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$27,083 $1,041.65/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $50.50 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,302/yr)
0% Tax Shield: ~$1,386/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$12,890
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,512
Medicare Hospital Insurance
Statutory 1.45%
-$1,523
California Individual Income Tax
State Marginal Bracket
-$4,793
State Disability Insurance (SDI)
Statutory Payroll Assessment
-$1,365
Net Take-Home Annual Realized
$71,645 ($2,755.59 / check)
Category 2 of 6

Oxnard-Thousand Oaks-Ventura, CA Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $105,030
MIDDLE 50% (IQR RANGE) 10th $70.5k 25th $86.1k Median: $105,030 50th (Median) $105k 75th $130k 90th $175k You: $105,030
10th (Entry) $70,530 $33.91/hr
25th (Junior) $86,080 $41.38/hr
50th (Median) $105,030 $50.50/hr
75th (Senior) $129,670 $62.34/hr
90th (Lead/Master) $175,180 $84.22/hr
Career Progression & Licensing Milestones for Financial Analyst in Oxnard-Thousand Oaks-Ventura, CA
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$65,120$31.31/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$81,068$38.98/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$104,989$50.48/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$136,271$65.51/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$184,932$88.91/hr · 14+ Years
Scaled to the Oxnard-Thousand Oaks-Ventura, CA medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Oxnard-Thousand Oaks-Ventura, CA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
34% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $2,035/month Requires minimum annual gross of $81,400
HUD Fair Market Rent (2-Bedroom) $2,424/month Requires minimum annual gross of $96,960
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $35.55/hr
Per adult, 2 working adults + 1 child: $32.94/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Oxnard-Thousand Oaks-Ventura, CA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$105,030-$27,083$71,645$2,755.59
+5h Overtime/Wk45 hrs$124,723-$34,640$82,600$3,176.93
+10h Overtime/Wk50 hrs$144,416-$42,475$93,276$3,587.54
+15h Overtime/Wk55 hrs$164,109-$50,402$103,861$3,994.64
+20h Overtime/Wk60 hrs$183,803-$58,329$114,445$4,401.74
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Oxnard-Thousand Oaks-Ventura, CA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and California tax codes.

Market Baseline
$105,030/yr
$50.50/hr · SOC 13-2051
Statutory Tax Drag
25.79% Effective
-$27,083 in Total Taxes
HUD 1BR Shelter Ratio
34% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$3,935/mo
Post-$2,035/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Oxnard-Thousand Oaks-Ventura, CA: Market Snapshot

Financial Analyst roles in Oxnard-Thousand Oaks-Ventura, CA report a median annual wage of $105,030, 2.2% above the national median of $102,740. The 10th to 90th percentile band runs from $70,530 to $175,180, and HUD’s $2,035 monthly one-bedroom fair market rent equals 23.3% of that median gross pay. The single-adult living wage benchmark for the area is $35.55 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+50.7%
San Jose-Sunnyvale-Santa Clara, CA$144,910+38.0%
Prescott Valley-Prescott, AZ$135,680+29.2%
San Francisco-Oakland-Fremont, CA$130,520+24.3%
New York-Newark-Jersey City, NY-NJ$128,930+22.8%
Seattle-Tacoma-Bellevue, WA$124,790+18.8%
Barnstable Town, MA$121,530+15.7%
Idaho Falls, ID$119,170+13.5%
Boston-Cambridge-Newton, MA-NH$117,520+11.9%
Portland-Vancouver-Hillsboro, OR-WA$117,280+11.7%

Top-paying occupations benchmarked in Oxnard-Thousand Oaks-Ventura, CA

OccupationMedian annual wageMedian hourly
Chief Executives$202,750$97.48/hr
Architectural and Engineering Managers$179,760$86.42/hr
Natural Sciences Managers$176,740$84.97/hr
Financial Manager$169,900$81.68/hr
Marketing Managers$169,540$81.51/hr
Data Engineer$168,390$80.96/hr
Human Resources Managers$162,230$78.00/hr
Software Engineer$159,430$76.65/hr
Education Administrators, Kindergarten through Secondary$159,120$76.50/hr
Physician Assistant$154,760$74.40/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Oxnard-Thousand Oaks-Ventura, CA (2026) Overview

Financial Analyst median pay in Oxnard-Thousand Oaks-Ventura, CA is $105,030 a year ($50.50/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Financial Analyst in Oxnard-Thousand Oaks-Ventura, CA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Oxnard-Thousand Oaks-Ventura, CA?

The median annual wage is $105,030 ($50.50 per hour). The middle 80% of earners make between $70,530 and $175,180. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Oxnard-Thousand Oaks-Ventura, CA after taxes?

On the median wage of $105,030, a single filer with no pre-tax deductions takes home about $75,975 a year ($6,331 a month) after $29,055 in federal, FICA, state and local taxes, an effective rate of 27.66%, using 2026 tax rules.