SOC 13-2051

Financial Analyst Salary in Portland-South Portland, ME (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + ME
COL Index: 130.53 (+30.5% vs US)
Net Compensation Yield 70.6% Realized
$65,815 / net annual direct deposit
Gross Adjusted $93,240 $44.83/hr
Effective Tax Drag 23.41% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$21,830 $839.63/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $44.83 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,594/yr)
0% Tax Shield: ~$1,231/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$10,452
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,781
Medicare Hospital Insurance
Statutory 1.45%
-$1,352
Maine Individual Income Tax
State Marginal Bracket
-$4,245
Net Take-Home Annual Realized
$65,815 ($2,531.36 / check)
Category 2 of 6

Portland-South Portland, ME Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $93,240
MIDDLE 50% (IQR RANGE) 10th $66.5k 25th $78.9k Median: $93,240 50th (Median) $93.2k 75th $108k 90th $144k You: $93,240
10th (Entry) $66,540 $31.99/hr
25th (Junior) $78,890 $37.93/hr
50th (Median) $93,240 $44.83/hr
75th (Senior) $107,930 $51.89/hr
90th (Lead/Master) $144,200 $69.33/hr
Career Progression & Licensing Milestones for Financial Analyst in Portland-South Portland, ME
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$57,810$27.79/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$71,967$34.60/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$93,204$44.81/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$120,974$58.16/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$164,173$78.93/hr · 14+ Years
Scaled to the Portland-South Portland, ME medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Portland-South Portland, ME under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
34% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,864/month Requires minimum annual gross of $74,560
HUD Fair Market Rent (2-Bedroom) $2,353/month Requires minimum annual gross of $94,120
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $28.87/hr
Per adult, 2 working adults + 1 child: $27.95/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Portland-South Portland, ME.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$93,240-$21,830$65,815$2,531.36
+5h Overtime/Wk45 hrs$110,723-$27,986$76,094$2,926.68
+10h Overtime/Wk50 hrs$128,205-$34,359$86,153$3,313.59
+15h Overtime/Wk55 hrs$145,688-$41,036$95,910$3,688.86
+20h Overtime/Wk60 hrs$163,170-$47,738$105,641$4,063.13
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Portland-South Portland, ME: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Maine tax codes.

Market Baseline
$93,240/yr
$44.83/hr · SOC 13-2051
Statutory Tax Drag
23.41% Effective
-$21,830 in Total Taxes
HUD 1BR Shelter Ratio
34% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$3,621/mo
Post-$1,864/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Portland-South Portland, ME: Market Snapshot

Financial Analyst roles in Portland-South Portland, ME report a median annual wage of $93,240, 9.2% below the national median of $102,740. The 10th to 90th percentile band runs from $66,540 to $144,200, and HUD’s $1,864 monthly one-bedroom fair market rent equals 24.0% of that median gross pay. The single-adult living wage benchmark for the area is $28.87 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+69.8%
San Jose-Sunnyvale-Santa Clara, CA$144,910+55.4%
Prescott Valley-Prescott, AZ$135,680+45.5%
San Francisco-Oakland-Fremont, CA$130,520+40.0%
New York-Newark-Jersey City, NY-NJ$128,930+38.3%
Seattle-Tacoma-Bellevue, WA$124,790+33.8%
Barnstable Town, MA$121,530+30.3%
Idaho Falls, ID$119,170+27.8%
Boston-Cambridge-Newton, MA-NH$117,520+26.0%
Portland-Vancouver-Hillsboro, OR-WA$117,280+25.8%

Top-paying occupations benchmarked in Portland-South Portland, ME

OccupationMedian annual wageMedian hourly
Chief Executives$176,000$84.62/hr
Sales Managers$174,990$84.13/hr
Computer and Information Systems Managers$167,100$80.34/hr
Architectural and Engineering Managers$164,530$79.10/hr
Natural Sciences Managers$155,080$74.56/hr
Purchasing Managers$142,240$68.38/hr
Financial Manager$138,590$66.63/hr
Actuary$138,220$66.45/hr
Human Resources Managers$137,550$66.13/hr
Marketing Managers$135,380$65.09/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Portland-South Portland, ME (2026) Overview

Financial Analyst median pay in Portland-South Portland, ME is $93,240 a year ($44.83/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Financial Analyst in Portland-South Portland, ME compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Portland-South Portland, ME?

The median annual wage is $93,240 ($44.83 per hour). The middle 80% of earners make between $66,540 and $144,200. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Portland-South Portland, ME after taxes?

On the median wage of $93,240, a single filer with no pre-tax deductions takes home about $69,779 a year ($5,815 a month) after $23,461 in federal, FICA, state and local taxes, an effective rate of 25.16%, using 2026 tax rules.