SOC 13-2051

Financial Analyst Salary in Sioux Falls, SD-MN (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + SD
COL Index: 93.78 (-6.2% vs US)
Net Compensation Yield 74.6% Realized
$73,935 / net annual direct deposit
Gross Adjusted $99,140 $47.66/hr
Effective Tax Drag 19.42% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$19,256 $740.63/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $47.66 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,948/yr)
0% Tax Shield: ~$1,309/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$11,672
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,147
Medicare Hospital Insurance
Statutory 1.45%
-$1,438
South Dakota Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$73,935 ($2,843.66 / check)
Category 2 of 6

Sioux Falls, SD-MN Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $99,140
MIDDLE 50% (IQR RANGE) 10th $54.9k 25th $74.8k Median: $99,140 50th (Median) $99.1k 75th $141k 90th $249k You: $99,140
10th (Entry) $54,900 $26.39/hr
25th (Junior) $74,850 $35.99/hr
50th (Median) $99,140 $47.66/hr
75th (Senior) $140,790 $67.69/hr
90th (Lead/Master) $248,520 $119.48/hr
Career Progression & Licensing Milestones for Financial Analyst in Sioux Falls, SD-MN
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$61,468$29.55/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$76,521$36.79/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$99,101$47.64/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$128,629$61.84/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$174,561$83.92/hr · 14+ Years
Scaled to the Sioux Falls, SD-MN medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Sioux Falls, SD-MN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
17% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,044/month Requires minimum annual gross of $41,760
HUD Fair Market Rent (2-Bedroom) $1,228/month Requires minimum annual gross of $49,120
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $20.74/hr
Per adult, 2 working adults + 1 child: $19.33/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Sioux Falls, SD-MN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$99,140-$19,256$73,935$2,843.66
+5h Overtime/Wk45 hrs$117,729-$24,523$86,142$3,313.17
+10h Overtime/Wk50 hrs$136,318-$29,916$98,223$3,777.81
+15h Overtime/Wk55 hrs$154,906-$35,531$110,081$4,233.87
+20h Overtime/Wk60 hrs$173,495-$41,147$121,938$4,689.94
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Sioux Falls, SD-MN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and South Dakota tax codes.

Market Baseline
$99,140/yr
$47.66/hr · SOC 13-2051
Statutory Tax Drag
19.42% Effective
-$19,256 in Total Taxes
HUD 1BR Shelter Ratio
17% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,117/mo
Post-$1,044/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Sioux Falls, SD-MN: Market Snapshot

Financial Analyst roles in Sioux Falls, SD-MN report a median annual wage of $99,140, 3.5% below the national median of $102,740. The 10th to 90th percentile band runs from $54,900 to $248,520, and HUD’s $1,044 monthly one-bedroom fair market rent equals 12.6% of that median gross pay. The single-adult living wage benchmark for the area is $20.74 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+59.7%
San Jose-Sunnyvale-Santa Clara, CA$144,910+46.2%
Prescott Valley-Prescott, AZ$135,680+36.9%
San Francisco-Oakland-Fremont, CA$130,520+31.7%
New York-Newark-Jersey City, NY-NJ$128,930+30.0%
Seattle-Tacoma-Bellevue, WA$124,790+25.9%
Barnstable Town, MA$121,530+22.6%
Idaho Falls, ID$119,170+20.2%
Boston-Cambridge-Newton, MA-NH$117,520+18.5%
Portland-Vancouver-Hillsboro, OR-WA$117,280+18.3%

Top-paying occupations benchmarked in Sioux Falls, SD-MN

OccupationMedian annual wageMedian hourly
Chief Executives$282,170$135.66/hr
Architectural and Engineering Managers$172,250$82.81/hr
Financial Manager$163,580$78.64/hr
Computer and Information Systems Managers$162,240$78.00/hr
Natural Sciences Managers$151,830$73.00/hr
Marketing Managers$147,550$70.94/hr
General and Operations Managers$142,730$68.62/hr
Sales Managers$135,930$65.35/hr
Physician Assistant$135,790$65.28/hr
Human Resources Managers$134,420$64.62/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Sioux Falls, SD-MN (2026) Overview

Financial Analyst median pay in Sioux Falls, SD-MN is $99,140 a year ($47.66/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living.

Quick answers
What is the median salary for a Financial Analyst in Sioux Falls, SD-MN?

The median annual wage is $99,140 ($47.66 per hour). The middle 80% of earners make between $54,900 and $248,520. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Sioux Falls, SD-MN after taxes?

On the median wage of $99,140, a single filer with no pre-tax deductions takes home about $78,575 a year ($6,548 a month) after $20,565 in federal, FICA, state and local taxes, an effective rate of 20.74%, using 2026 tax rules.