SOC 13-2051

Financial Analyst Salary in St. Louis, MO-IL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MO + Municipal
COL Index: 102.33 (+2.3% vs US)
Net Compensation Yield 70.1% Realized
$70,073 / net annual direct deposit
Gross Adjusted $99,950 $48.05/hr
Effective Tax Drag 23.89% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$23,880 $918.47/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $48.05 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,997/yr)
0% Tax Shield: ~$1,319/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$11,840
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,197
Medicare Hospital Insurance
Statutory 1.45%
-$1,449
Missouri Individual Income Tax
State Marginal Bracket
-$3,395
St. Louis earnings tax
1.00%
-$1,000
Net Take-Home Annual Realized
$70,073 ($2,695.10 / check)
Category 2 of 6

St. Louis, MO-IL Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $99,950
MIDDLE 50% (IQR RANGE) 10th $62.0k 25th $77.5k Median: $99,950 50th (Median) $100.0k 75th $123k 90th $166k You: $99,950
10th (Entry) $61,970 $29.79/hr
25th (Junior) $77,530 $37.27/hr
50th (Median) $99,950 $48.05/hr
75th (Senior) $123,060 $59.16/hr
90th (Lead/Master) $166,390 $80.00/hr
Career Progression & Licensing Milestones for Financial Analyst in St. Louis, MO-IL
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$61,970$29.79/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$77,147$37.09/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$99,911$48.03/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$129,680$62.35/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$175,987$84.61/hr · 14+ Years
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in St. Louis, MO-IL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
19% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,104/month Requires minimum annual gross of $44,160
HUD Fair Market Rent (2-Bedroom) $1,349/month Requires minimum annual gross of $53,960
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $22.63/hr
Per adult, 2 working adults + 1 child: $21.07/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in St. Louis, MO-IL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$99,950-$23,880$70,073$2,695.10
+5h Overtime/Wk45 hrs$118,691-$30,251$81,318$3,127.61
+10h Overtime/Wk50 hrs$137,431-$36,761$92,425$3,554.80
+15h Overtime/Wk55 hrs$156,172-$43,438$103,364$3,975.54
+20h Overtime/Wk60 hrs$174,913-$50,114$114,303$4,396.28
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in St. Louis, MO-IL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Missouri tax codes.

Market Baseline
$99,950/yr
$48.05/hr · SOC 13-2051
Statutory Tax Drag
23.89% Effective
-$23,880 in Total Taxes
HUD 1BR Shelter Ratio
19% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,735/mo
Post-$1,104/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in St. Louis, MO-IL: Market Snapshot

Financial Analyst roles in St. Louis, MO-IL report a median annual wage of $99,950, 2.7% below the national median of $102,740. The 10th to 90th percentile band runs from $61,970 to $166,390, and HUD’s $1,104 monthly one-bedroom fair market rent equals 13.3% of that median gross pay. The single-adult living wage benchmark for the area is $22.63 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+58.4%
San Jose-Sunnyvale-Santa Clara, CA$144,910+45.0%
Prescott Valley-Prescott, AZ$135,680+35.7%
San Francisco-Oakland-Fremont, CA$130,520+30.6%
New York-Newark-Jersey City, NY-NJ$128,930+29.0%
Seattle-Tacoma-Bellevue, WA$124,790+24.9%
Barnstable Town, MA$121,530+21.6%
Idaho Falls, ID$119,170+19.2%
Boston-Cambridge-Newton, MA-NH$117,520+17.6%
Portland-Vancouver-Hillsboro, OR-WA$117,280+17.3%

Top-paying occupations benchmarked in St. Louis, MO-IL

OccupationMedian annual wageMedian hourly
Chief Executives$202,840$97.52/hr
Computer and Information Systems Managers$167,130$80.35/hr
Architectural and Engineering Managers$162,660$78.20/hr
Natural Sciences Managers$158,820$76.36/hr
Financial Manager$158,780$76.34/hr
Marketing Managers$137,900$66.30/hr
Physician Assistant$136,120$65.44/hr
Purchasing Managers$135,400$65.10/hr
Human Resources Managers$133,880$64.37/hr
Nurse Practitioner$131,580$63.26/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in St. Louis, MO-IL (2026) Overview

Financial Analyst median pay in St. Louis, MO-IL is $99,950 a year ($48.05/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living.

Quick answers
What is the median salary for a Financial Analyst in St. Louis, MO-IL?

The median annual wage is $99,950 ($48.05 per hour). The middle 80% of earners make between $61,970 and $166,390. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in St. Louis, MO-IL after taxes?

On the median wage of $99,950, a single filer with no pre-tax deductions takes home about $74,478 a year ($6,206 a month) after $25,472 in federal, FICA, state and local taxes, an effective rate of 25.48%, using 2026 tax rules.