SOC 13-2051

Financial Analyst Salary in Trenton-Princeton, NJ (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NJ
COL Index: 124.25 (+24.2% vs US)
Net Compensation Yield 70.6% Realized
$71,466 / net annual direct deposit
Gross Adjusted $101,280 $48.69/hr
Effective Tax Drag 23.44% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$23,737 $912.97/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $48.69 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,077/yr)
0% Tax Shield: ~$1,337/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$12,115
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$6,279
Medicare Hospital Insurance
Statutory 1.45%
-$1,469
New Jersey Individual Income Tax
State Marginal Bracket
-$3,874
Net Take-Home Annual Realized
$71,466 ($2,748.70 / check)
Category 2 of 6

Trenton-Princeton, NJ Financial Analyst Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $101,280
MIDDLE 50% (IQR RANGE) 10th $62.1k 25th $78.8k Median: $101,280 50th (Median) $101k 75th $137k 90th $180k You: $101,280
10th (Entry) $62,150 $29.88/hr
25th (Junior) $78,830 $37.90/hr
50th (Median) $101,280 $48.69/hr
75th (Senior) $137,110 $65.92/hr
90th (Lead/Master) $179,770 $86.43/hr
Career Progression & Licensing Milestones for Financial Analyst in Trenton-Princeton, NJ
1
Junior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$62,795$30.19/hr · 0-2 Years
2
Financial AnalystDemonstrated results in role; works independently on core responsibilities; CFA or equivalent progress
$78,173$37.58/hr · 2-5 Years
3
Senior Financial AnalystFull professional competence; leads projects or a small team
$101,241$48.67/hr · 5-9 Years
4
Finance ManagerOwns budget, hiring and outcomes for a department or large program
$131,406$63.18/hr · 9-14 Years
5
Director of FP&AExecutive or principal scope; sets strategy across the organization or profession
$178,329$85.74/hr · 14+ Years
Scaled to the Trenton-Princeton, NJ medianView National Financial Analyst Salary Data
Adjacent Career Pivots & National Pay Differences
Financial Managers+$63,830/yr
National median: $166,570
Skill overlap: 97%View Salary
Personal Financial Advisors+$2,330/yr
National median: $105,070
Skill overlap: 96%
Securities, Commodities, and Financial Services Sales Agents-$24,080/yr
National median: $78,660
Skill overlap: 95%
Financial Specialists, All Other-$21,640/yr
National median: $81,100
Skill overlap: 95%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Trenton-Princeton, NJ under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
30% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,764/month Requires minimum annual gross of $70,560
HUD Fair Market Rent (2-Bedroom) $2,242/month Requires minimum annual gross of $89,680
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.48/hr
Per adult, 2 working adults + 1 child: $27.18/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Trenton-Princeton, NJ.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$101,280-$23,737$71,466$2,748.70
+5h Overtime/Wk45 hrs$120,270-$30,254$82,800$3,184.61
+10h Overtime/Wk50 hrs$139,260-$36,953$93,951$3,613.51
+15h Overtime/Wk55 hrs$158,250-$43,827$104,928$4,035.69
+20h Overtime/Wk60 hrs$177,240-$50,701$115,905$4,457.87
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Analyst in Trenton-Princeton, NJ: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and New Jersey tax codes.

Market Baseline
$101,280/yr
$48.69/hr · SOC 13-2051
Statutory Tax Drag
23.44% Effective
-$23,737 in Total Taxes
HUD 1BR Shelter Ratio
30% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,192/mo
Post-$1,764/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 13-2051
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Analyst in Trenton-Princeton, NJ: Market Snapshot

Financial Analyst roles in Trenton-Princeton, NJ report a median annual wage of $101,280, 1.4% below the national median of $102,740. The 10th to 90th percentile band runs from $62,150 to $179,770, and HUD’s $1,764 monthly one-bedroom fair market rent equals 20.9% of that median gross pay. The single-adult living wage benchmark for the area is $27.48 per hour.

Highest-paying metropolitan areas for Financial Analyst

Metropolitan areaMedian annual wageVs this market
Bridgeport-Stamford-Danbury, CT$158,310+56.3%
San Jose-Sunnyvale-Santa Clara, CA$144,910+43.1%
Prescott Valley-Prescott, AZ$135,680+34.0%
San Francisco-Oakland-Fremont, CA$130,520+28.9%
New York-Newark-Jersey City, NY-NJ$128,930+27.3%
Seattle-Tacoma-Bellevue, WA$124,790+23.2%
Barnstable Town, MA$121,530+20.0%
Idaho Falls, ID$119,170+17.7%
Boston-Cambridge-Newton, MA-NH$117,520+16.0%
Portland-Vancouver-Hillsboro, OR-WA$117,280+15.8%

Top-paying occupations benchmarked in Trenton-Princeton, NJ

OccupationMedian annual wageMedian hourly
Marketing Managers$208,440$100.21/hr
Computer and Information Systems Managers$197,420$94.91/hr
Architectural and Engineering Managers$196,870$94.65/hr
Chief Executives$191,360$92.00/hr
Compensation and Benefits Managers$186,700$89.76/hr
Financial Manager$184,800$88.85/hr
Natural Sciences Managers$182,230$87.61/hr
General and Operations Managers$181,450$87.24/hr
Purchasing Managers$180,340$86.70/hr
Public Relations Managers$179,330$86.22/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 323 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Analyst Salary in Trenton-Princeton, NJ (2026) Overview

Financial Analyst median pay in Trenton-Princeton, NJ is $101,280 a year ($48.69/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Financial Analyst in Trenton-Princeton, NJ compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Analyst in Trenton-Princeton, NJ?

The median annual wage is $101,280 ($48.69 per hour). The middle 80% of earners make between $62,150 and $179,770. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Analyst in Trenton-Princeton, NJ after taxes?

On the median wage of $101,280, a single filer with no pre-tax deductions takes home about $75,819 a year ($6,318 a month) after $25,461 in federal, FICA, state and local taxes, an effective rate of 25.14%, using 2026 tax rules.