SOC 11-3031

Financial Manager Salary in Boston-Cambridge-Newton, MA-NH (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MA
COL Index: 162.67 (+62.7% vs US)
Net Compensation Yield 65.3% Realized
$136,924 / net annual direct deposit
Gross Adjusted $209,780 $100.86/hr
Effective Tax Drag 28.73% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$60,269 $2,318.03/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $100.86 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$12,587/yr)
0% Tax Shield: ~$3,021/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$36,060
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$11,439
Medicare Hospital Insurance
Statutory 1.45%
-$3,130
Massachusetts Individual Income Tax
State Marginal Bracket
-$9,640
Net Take-Home Annual Realized
$136,924 ($5,266.32 / check)
Category 2 of 6

Boston-Cambridge-Newton, MA-NH Financial Manager Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $209,780
MIDDLE 50% (IQR RANGE) 10th $126k 25th $165k Median: $209,780 50th (Median) $210k 75th $292k 90th $335k You: $209,780
10th (Entry) $126,450 $60.79/hr
25th (Junior) $164,560 $79.12/hr
50th (Median) $209,780 $100.86/hr
75th (Senior) $292,030 $140.40/hr
90th (Lead/Master) $335,150 $161.13/hr
Career Progression & Licensing Milestones for Financial Manager in Boston-Cambridge-Newton, MA-NH
1
Senior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$118,762$57.10/hr · 0-2 Years
2
Assistant Finance ManagerDemonstrated results in role; works independently on core responsibilities; CPA or CFA designation
$158,056$75.99/hr · 2-5 Years
3
Financial ManagerFull professional competence; leads projects or a small team
$209,818$100.87/hr · 5-9 Years
4
Senior Finance ManagerOwns budget, hiring and outcomes for a department or large program
$277,070$133.21/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$407,167$195.75/hr · 14+ Years
Scaled to the Boston-Cambridge-Newton, MA-NH medianView National Financial Manager Salary Data
Adjacent Career Pivots & National Pay Differences
Accountants and Auditors-$82,890/yr
National median: $83,680
Skill overlap: 91%View Salary
Personal Financial Advisors-$61,500/yr
National median: $105,070
Skill overlap: 90%
Loan Officers-$89,880/yr
National median: $76,690
Skill overlap: 90%
Credit Analysts-$83,060/yr
National median: $83,510
Skill overlap: 84%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Boston-Cambridge-Newton, MA-NH under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
22% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $2,518/month Requires minimum annual gross of $100,720
HUD Fair Market Rent (2-Bedroom) $3,008/month Requires minimum annual gross of $120,320
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $35.97/hr
Per adult, 2 working adults + 1 child: $31.43/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Boston-Cambridge-Newton, MA-NH.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$209,780-$60,269$136,924$5,266.32
+5h Overtime/Wk45 hrs$249,114-$73,219$160,948$6,190.31
+10h Overtime/Wk50 hrs$288,448-$87,824$183,317$7,050.66
+15h Overtime/Wk55 hrs$327,781-$103,502$204,613$7,869.71
+20h Overtime/Wk60 hrs$367,115-$119,216$225,872$8,687.40
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Manager in Boston-Cambridge-Newton, MA-NH: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Massachusetts tax codes.

Market Baseline
$209,780/yr
$100.86/hr · SOC 11-3031
Statutory Tax Drag
28.73% Effective
-$60,269 in Total Taxes
HUD 1BR Shelter Ratio
22% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$8,892/mo
Post-$2,518/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 11-3031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Manager in Boston-Cambridge-Newton, MA-NH: Market Snapshot

Financial Manager roles in Boston-Cambridge-Newton, MA-NH report a median annual wage of $209,780, 25.9% above the national median of $166,570. The 10th to 90th percentile band runs from $126,450 to $335,150, and HUD’s $2,518 monthly one-bedroom fair market rent equals 14.4% of that median gross pay. The single-adult living wage benchmark for the area is $35.97 per hour.

Highest-paying metropolitan areas for Financial Manager

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$225,280+7.4%
New York-Newark-Jersey City, NY-NJ$221,010+5.4%
San Francisco-Oakland-Fremont, CA$216,150+3.0%
Bridgeport-Stamford-Danbury, CT$211,000+0.6%
Denver-Aurora-Centennial, CO$193,400-7.8%
Boulder, CO$192,970-8.0%
Seattle-Tacoma-Bellevue, WA$185,550-11.6%
Washington-Arlington-Alexandria, DC-VA-MD-WV$185,270-11.7%
Trenton-Princeton, NJ$184,800-11.9%
Springfield, MA$175,950-16.1%

Top-paying occupations benchmarked in Boston-Cambridge-Newton, MA-NH

OccupationMedian annual wageMedian hourly
Natural Sciences Managers$291,000$139.90/hr
Computer and Information Systems Managers$214,960$103.35/hr
Marketing Managers$213,910$102.84/hr
Sales Managers$206,610$99.33/hr
Architectural and Engineering Managers$205,130$98.62/hr
Compensation and Benefits Managers$185,590$89.23/hr
Human Resources Managers$184,990$88.94/hr
Public Relations Managers$176,390$84.80/hr
Purchasing Managers$174,640$83.96/hr
Advertising and Promotions Managers$173,020$83.18/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 390 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Manager Salary in Boston-Cambridge-Newton, MA-NH (2026) Overview

Financial Manager median pay in Boston-Cambridge-Newton, MA-NH is $209,780 a year ($100.86/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Financial Manager in Boston-Cambridge-Newton, MA-NH compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Manager in Boston-Cambridge-Newton, MA-NH?

The median annual wage is $209,780 ($100.86 per hour). The middle 80% of earners make between $126,450 and $335,150. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Manager in Boston-Cambridge-Newton, MA-NH after taxes?

On the median wage of $209,780, a single filer with no pre-tax deductions takes home about $145,861 a year ($12,155 a month) after $63,919 in federal, FICA, state and local taxes, an effective rate of 30.47%, using 2026 tax rules.