SOC 11-3031

Financial Manager Salary in Cincinnati, OH-KY-IN (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + OH + Municipal
COL Index: 96.68 (-3.3% vs US)
Net Compensation Yield 67.3% Realized
$102,746 / net annual direct deposit
Gross Adjusted $152,700 $73.41/hr
Effective Tax Drag 26.71% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$40,792 $1,568.92/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $73.41 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$9,162/yr)
0% Tax Shield: ~$2,199/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$23,183
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$9,467
Medicare Hospital Insurance
Statutory 1.45%
-$2,214
Ohio Individual Income Tax
State Marginal Bracket
-$3,179
Cincinnati city income tax
1.80%
-$2,749
Net Take-Home Annual Realized
$102,746 ($3,951.77 / check)
Category 2 of 6

Cincinnati, OH-KY-IN Financial Manager Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $152,700
MIDDLE 50% (IQR RANGE) 10th $93.2k 25th $113k Median: $152,700 50th (Median) $153k 75th $208k 90th $293k You: $152,700
10th (Entry) $93,210 $44.81/hr
25th (Junior) $112,710 $54.19/hr
50th (Median) $152,700 $73.41/hr
75th (Senior) $208,140 $100.07/hr
90th (Lead/Master) $293,320 $141.02/hr
Career Progression & Licensing Milestones for Financial Manager in Cincinnati, OH-KY-IN
1
Senior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$86,448$41.56/hr · 0-2 Years
2
Assistant Finance ManagerDemonstrated results in role; works independently on core responsibilities; CPA or CFA designation
$115,050$55.31/hr · 2-5 Years
3
Financial ManagerFull professional competence; leads projects or a small team
$152,728$73.43/hr · 5-9 Years
4
Senior Finance ManagerOwns budget, hiring and outcomes for a department or large program
$201,681$96.96/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$296,379$142.49/hr · 14+ Years
Scaled to the Cincinnati, OH-KY-IN medianView National Financial Manager Salary Data
Adjacent Career Pivots & National Pay Differences
Accountants and Auditors-$82,890/yr
National median: $83,680
Skill overlap: 91%View Salary
Personal Financial Advisors-$61,500/yr
National median: $105,070
Skill overlap: 90%
Loan Officers-$89,880/yr
National median: $76,690
Skill overlap: 90%
Credit Analysts-$83,060/yr
National median: $83,510
Skill overlap: 84%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Cincinnati, OH-KY-IN under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
13% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,128/month Requires minimum annual gross of $45,120
HUD Fair Market Rent (2-Bedroom) $1,442/month Requires minimum annual gross of $57,680
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.38/hr
Per adult, 2 working adults + 1 child: $21.46/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Cincinnati, OH-KY-IN.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$152,700-$40,792$102,746$3,951.77
+5h Overtime/Wk45 hrs$181,331-$50,697$119,754$4,605.94
+10h Overtime/Wk50 hrs$209,963-$59,113$138,252$5,317.38
+15h Overtime/Wk55 hrs$238,594-$68,013$156,265$6,010.21
+20h Overtime/Wk60 hrs$267,225-$78,553$172,638$6,639.93
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Manager in Cincinnati, OH-KY-IN: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Ohio tax codes.

Market Baseline
$152,700/yr
$73.41/hr · SOC 11-3031
Statutory Tax Drag
26.71% Effective
-$40,792 in Total Taxes
HUD 1BR Shelter Ratio
13% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$7,434/mo
Post-$1,128/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 11-3031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Manager in Cincinnati, OH-KY-IN: Market Snapshot

Financial Manager roles in Cincinnati, OH-KY-IN report a median annual wage of $152,700, 8.3% below the national median of $166,570. The 10th to 90th percentile band runs from $93,210 to $293,320, and HUD’s $1,128 monthly one-bedroom fair market rent equals 8.9% of that median gross pay. The single-adult living wage benchmark for the area is $21.38 per hour.

Highest-paying metropolitan areas for Financial Manager

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$225,280+47.5%
New York-Newark-Jersey City, NY-NJ$221,010+44.7%
San Francisco-Oakland-Fremont, CA$216,150+41.6%
Bridgeport-Stamford-Danbury, CT$211,000+38.2%
Boston-Cambridge-Newton, MA-NH$209,780+37.4%
Denver-Aurora-Centennial, CO$193,400+26.7%
Boulder, CO$192,970+26.4%
Seattle-Tacoma-Bellevue, WA$185,550+21.5%
Washington-Arlington-Alexandria, DC-VA-MD-WV$185,270+21.3%
Trenton-Princeton, NJ$184,800+21.0%

Top-paying occupations benchmarked in Cincinnati, OH-KY-IN

OccupationMedian annual wageMedian hourly
Chief Executives$207,170$99.60/hr
Architectural and Engineering Managers$177,160$85.17/hr
Computer and Information Systems Managers$169,530$81.50/hr
Natural Sciences Managers$164,300$78.99/hr
Purchasing Managers$150,190$72.21/hr
Marketing Managers$145,770$70.08/hr
Sales Managers$138,790$66.73/hr
Compensation and Benefits Managers$136,220$65.49/hr
Data Engineer$134,480$64.65/hr
Human Resources Managers$132,070$63.50/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 390 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Manager Salary in Cincinnati, OH-KY-IN (2026) Overview

Financial Manager median pay in Cincinnati, OH-KY-IN is $152,700 a year ($73.41/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Financial Manager in Cincinnati, OH-KY-IN compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Manager in Cincinnati, OH-KY-IN?

The median annual wage is $152,700 ($73.41 per hour). The middle 80% of earners make between $93,210 and $293,320. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Manager in Cincinnati, OH-KY-IN after taxes?

On the median wage of $152,700, a single filer with no pre-tax deductions takes home about $109,457 a year ($9,121 a month) after $43,243 in federal, FICA, state and local taxes, an effective rate of 28.32%, using 2026 tax rules.