SOC 11-3031

Financial Manager Salary in Crestview-Fort Walton Beach-Destin, FL

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 113.08 (+13.1% vs US)
Net Compensation Yield 71.5% Realized
$104,278 / net annual direct deposit
Gross Adjusted $145,810 $70.10/hr
Effective Tax Drag 22.48% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$32,783 $1,260.89/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $70.10 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$8,749/yr)
0% Tax Shield: ~$2,100/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$21,629
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$9,040
Medicare Hospital Insurance
Statutory 1.45%
-$2,114
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$104,278 ($4,010.70 / check)
Category 2 of 6

Crestview-Fort Walton Beach-Destin, FL Financial Manager Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $145,810
MIDDLE 50% (IQR RANGE) 10th $77.6k 25th $103k Median: $145,810 50th (Median) $146k 75th $195k 90th $254k You: $145,810
10th (Entry) $77,560 $37.29/hr
25th (Junior) $102,860 $49.45/hr
50th (Median) $145,810 $70.10/hr
75th (Senior) $195,020 $93.76/hr
90th (Lead/Master) $253,770 $122.00/hr
Career Progression & Licensing Milestones for Financial Manager in Crestview-Fort Walton Beach-Destin, FL
1
Senior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$82,547$39.69/hr · 0-2 Years
2
Assistant Finance ManagerDemonstrated results in role; works independently on core responsibilities; CPA or CFA designation
$109,859$52.82/hr · 2-5 Years
3
Financial ManagerFull professional competence; leads projects or a small team
$145,836$70.11/hr · 5-9 Years
4
Senior Finance ManagerOwns budget, hiring and outcomes for a department or large program
$192,581$92.59/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$283,006$136.06/hr · 14+ Years
Scaled to the Crestview-Fort Walton Beach-Destin, FL medianView National Financial Manager Salary Data
Adjacent Career Pivots & National Pay Differences
Accountants and Auditors-$82,890/yr
National median: $83,680
Skill overlap: 91%View Salary
Personal Financial Advisors-$61,500/yr
National median: $105,070
Skill overlap: 90%
Loan Officers-$89,880/yr
National median: $76,690
Skill overlap: 90%
Credit Analysts-$83,060/yr
National median: $83,510
Skill overlap: 84%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Crestview-Fort Walton Beach-Destin, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
20% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,706/month Requires minimum annual gross of $68,240
HUD Fair Market Rent (2-Bedroom) $1,908/month Requires minimum annual gross of $76,320
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $25.01/hr
Per adult, 2 working adults + 1 child: $22.22/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Crestview-Fort Walton Beach-Destin, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$145,810-$32,783$104,278$4,010.70
+5h Overtime/Wk45 hrs$173,149-$41,042$121,718$4,681.46
+10h Overtime/Wk50 hrs$200,489-$48,315$140,145$5,390.18
+15h Overtime/Wk55 hrs$227,828-$55,125$159,033$6,116.67
+20h Overtime/Wk60 hrs$255,168-$63,694$176,164$6,775.52
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Manager in Crestview-Fort Walton Beach-Destin, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$145,810/yr
$70.10/hr · SOC 11-3031
Statutory Tax Drag
22.48% Effective
-$32,783 in Total Taxes
HUD 1BR Shelter Ratio
20% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$6,984/mo
Post-$1,706/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 11-3031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Manager in Crestview-Fort Walton Beach-Destin, FL: Market Snapshot

Financial Manager roles in Crestview-Fort Walton Beach-Destin, FL report a median annual wage of $145,810, 12.5% below the national median of $166,570. The 10th to 90th percentile band runs from $77,560 to $253,770, and HUD’s $1,706 monthly one-bedroom fair market rent equals 14.0% of that median gross pay. The single-adult living wage benchmark for the area is $25.01 per hour.

Highest-paying metropolitan areas for Financial Manager

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$225,280+54.5%
New York-Newark-Jersey City, NY-NJ$221,010+51.6%
San Francisco-Oakland-Fremont, CA$216,150+48.2%
Bridgeport-Stamford-Danbury, CT$211,000+44.7%
Boston-Cambridge-Newton, MA-NH$209,780+43.9%
Denver-Aurora-Centennial, CO$193,400+32.6%
Boulder, CO$192,970+32.3%
Seattle-Tacoma-Bellevue, WA$185,550+27.3%
Washington-Arlington-Alexandria, DC-VA-MD-WV$185,270+27.1%
Trenton-Princeton, NJ$184,800+26.7%

Top-paying occupations benchmarked in Crestview-Fort Walton Beach-Destin, FL

OccupationMedian annual wageMedian hourly
Chief Executives$186,440$89.63/hr
Architectural and Engineering Managers$163,840$78.77/hr
Computer and Information Systems Managers$161,140$77.47/hr
Marketing Managers$155,080$74.56/hr
Purchasing Managers$136,970$65.85/hr
Physician Assistant$130,730$62.85/hr
Software Engineer$130,640$62.81/hr
Human Resources Managers$129,500$62.26/hr
Sales Managers$125,570$60.37/hr
Nurse Practitioner$124,680$59.94/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 390 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Manager Salary in Crestview-Fort Walton Beach-Destin, FL Overview

Financial Manager median pay in Crestview-Fort Walton Beach-Destin, FL is $145,810 a year ($70.10/hr). See take-home pay after 2026 taxes, BLS wage. Official 2026 economic data for Financial Manager in Crestview-Fort Walton Beach-Destin, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Manager in Crestview-Fort Walton Beach-Destin, FL?

The median annual wage is $145,810 ($70.10 per hour). The middle 80% of earners make between $77,560 and $253,770. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Manager in Crestview-Fort Walton Beach-Destin, FL after taxes?

On the median wage of $145,810, a single filer with no pre-tax deductions takes home about $110,927 a year ($9,244 a month) after $34,883 in federal, FICA, state and local taxes, an effective rate of 23.92%, using 2026 tax rules.