SOC 11-3031

Financial Manager Salary in Florence-Muscle Shoals, AL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + AL
COL Index: 92.96 (-7.0% vs US)
Net Compensation Yield 68.7% Realized
$88,508 / net annual direct deposit
Gross Adjusted $128,830 $61.94/hr
Effective Tax Drag 25.3% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$32,592 $1,253.54/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $61.94 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,730/yr)
0% Tax Shield: ~$1,701/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$17,812
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,987
Medicare Hospital Insurance
Statutory 1.45%
-$1,868
Alabama Individual Income Tax
State Marginal Bracket
-$4,924
Net Take-Home Annual Realized
$88,508 ($3,404.16 / check)
Category 2 of 6

Florence-Muscle Shoals, AL Financial Manager Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $128,830
MIDDLE 50% (IQR RANGE) 10th $84.9k 25th $110k Median: $128,830 50th (Median) $129k 75th $169k 90th $216k You: $128,830
10th (Entry) $84,930 $40.83/hr
25th (Junior) $110,010 $52.89/hr
50th (Median) $128,830 $61.94/hr
75th (Senior) $168,800 $81.15/hr
90th (Lead/Master) $216,050 $103.87/hr
Career Progression & Licensing Milestones for Financial Manager in Florence-Muscle Shoals, AL
1
Senior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$72,934$35.06/hr · 0-2 Years
2
Assistant Finance ManagerDemonstrated results in role; works independently on core responsibilities; CPA or CFA designation
$97,065$46.67/hr · 2-5 Years
3
Financial ManagerFull professional competence; leads projects or a small team
$128,853$61.95/hr · 5-9 Years
4
Senior Finance ManagerOwns budget, hiring and outcomes for a department or large program
$170,154$81.80/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$250,049$120.22/hr · 14+ Years
Scaled to the Florence-Muscle Shoals, AL medianView National Financial Manager Salary Data
Adjacent Career Pivots & National Pay Differences
Accountants and Auditors-$82,890/yr
National median: $83,680
Skill overlap: 91%View Salary
Personal Financial Advisors-$61,500/yr
National median: $105,070
Skill overlap: 90%
Loan Officers-$89,880/yr
National median: $76,690
Skill overlap: 90%
Credit Analysts-$83,060/yr
National median: $83,510
Skill overlap: 84%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Florence-Muscle Shoals, AL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
11% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $834/month Requires minimum annual gross of $33,360
HUD Fair Market Rent (2-Bedroom) $1,085/month Requires minimum annual gross of $43,400
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $20.56/hr
Per adult, 2 working adults + 1 child: $18.88/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Florence-Muscle Shoals, AL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$128,830-$32,592$88,508$3,404.16
+5h Overtime/Wk45 hrs$152,986-$40,739$103,068$3,964.14
+10h Overtime/Wk50 hrs$177,141-$48,899$117,614$4,523.60
+15h Overtime/Wk55 hrs$201,297-$56,030$133,189$5,122.67
+20h Overtime/Wk60 hrs$225,453-$62,910$149,016$5,731.37
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Manager in Florence-Muscle Shoals, AL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Alabama tax codes.

Market Baseline
$128,830/yr
$61.94/hr · SOC 11-3031
Statutory Tax Drag
25.3% Effective
-$32,592 in Total Taxes
HUD 1BR Shelter Ratio
11% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$6,542/mo
Post-$834/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 11-3031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Manager in Florence-Muscle Shoals, AL: Market Snapshot

Financial Manager roles in Florence-Muscle Shoals, AL report a median annual wage of $128,830, 22.7% below the national median of $166,570. The 10th to 90th percentile band runs from $84,930 to $216,050, and HUD’s $834 monthly one-bedroom fair market rent equals 7.8% of that median gross pay. The single-adult living wage benchmark for the area is $20.56 per hour.

Highest-paying metropolitan areas for Financial Manager

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$225,280+74.9%
New York-Newark-Jersey City, NY-NJ$221,010+71.6%
San Francisco-Oakland-Fremont, CA$216,150+67.8%
Bridgeport-Stamford-Danbury, CT$211,000+63.8%
Boston-Cambridge-Newton, MA-NH$209,780+62.8%
Denver-Aurora-Centennial, CO$193,400+50.1%
Boulder, CO$192,970+49.8%
Seattle-Tacoma-Bellevue, WA$185,550+44.0%
Washington-Arlington-Alexandria, DC-VA-MD-WV$185,270+43.8%
Trenton-Princeton, NJ$184,800+43.4%

Top-paying occupations benchmarked in Florence-Muscle Shoals, AL

OccupationMedian annual wageMedian hourly
Chief Executives$164,770$79.22/hr
Architectural and Engineering Managers$157,570$75.75/hr
Facilities Managers$140,000$67.31/hr
Industrial Production Managers$120,490$57.93/hr
Human Resources Managers$117,960$56.71/hr
Software Engineer$116,260$55.89/hr
Computer and Information Systems Managers$109,970$52.87/hr
Sales Managers$104,010$50.00/hr
Nurse Practitioner$101,040$48.58/hr
Management Analyst$98,270$47.25/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 390 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Manager Salary in Florence-Muscle Shoals, AL (2026) Overview

Financial Manager median pay in Florence-Muscle Shoals, AL is $128,830 a year ($61.94/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Financial Manager in Florence-Muscle Shoals, AL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Manager in Florence-Muscle Shoals, AL?

The median annual wage is $128,830 ($61.94 per hour). The middle 80% of earners make between $84,930 and $216,050. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Manager in Florence-Muscle Shoals, AL after taxes?

On the median wage of $128,830, a single filer with no pre-tax deductions takes home about $94,102 a year ($7,842 a month) after $34,728 in federal, FICA, state and local taxes, an effective rate of 26.96%, using 2026 tax rules.