SOC 11-3031

Financial Manager Salary in Paducah, KY-IL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + KY + Municipal
COL Index: 89.6 (-10.4% vs US)
Net Compensation Yield 68.2% Realized
$78,059 / net annual direct deposit
Gross Adjusted $114,460 $55.03/hr
Effective Tax Drag 25.8% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$29,534 $1,135.92/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $55.03 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$6,868/yr)
0% Tax Shield: ~$1,511/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$14,840
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,097
Medicare Hospital Insurance
Statutory 1.45%
-$1,660
Kentucky Individual Income Tax
State Marginal Bracket
-$3,648
Paducah payroll license fee
2.00%
-$2,289
Net Take-Home Annual Realized
$78,059 ($3,002.25 / check)
Category 2 of 6

Paducah, KY-IL Financial Manager Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $114,460
MIDDLE 50% (IQR RANGE) 10th $75.0k 25th $93.1k Median: $114,460 50th (Median) $114k 75th $151k 90th $206k You: $114,460
10th (Entry) $74,990 $36.05/hr
25th (Junior) $93,060 $44.74/hr
50th (Median) $114,460 $55.03/hr
75th (Senior) $150,730 $72.47/hr
90th (Lead/Master) $206,230 $99.15/hr
Career Progression & Licensing Milestones for Financial Manager in Paducah, KY-IL
1
Senior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$64,799$31.15/hr · 0-2 Years
2
Assistant Finance ManagerDemonstrated results in role; works independently on core responsibilities; CPA or CFA designation
$86,238$41.46/hr · 2-5 Years
3
Financial ManagerFull professional competence; leads projects or a small team
$114,481$55.04/hr · 5-9 Years
4
Senior Finance ManagerOwns budget, hiring and outcomes for a department or large program
$151,175$72.68/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$222,158$106.81/hr · 14+ Years
Adjacent Career Pivots & National Pay Differences
Accountants and Auditors-$82,890/yr
National median: $83,680
Skill overlap: 91%View Salary
Personal Financial Advisors-$61,500/yr
National median: $105,070
Skill overlap: 90%
Loan Officers-$89,880/yr
National median: $76,690
Skill overlap: 90%
Credit Analysts-$83,060/yr
National median: $83,510
Skill overlap: 84%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Paducah, KY-IL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
13% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $820/month Requires minimum annual gross of $32,800
HUD Fair Market Rent (2-Bedroom) $1,020/month Requires minimum annual gross of $40,800
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $18.20/hr
Per adult, 2 working adults + 1 child: $35.40/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Paducah, KY-IL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$114,460-$29,534$78,059$3,002.25
+5h Overtime/Wk45 hrs$135,921-$36,868$90,898$3,496.06
+10h Overtime/Wk50 hrs$157,383-$44,487$103,452$3,978.94
+15h Overtime/Wk55 hrs$178,844-$52,106$116,007$4,461.82
+20h Overtime/Wk60 hrs$200,305-$58,748$129,539$4,982.28
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Manager in Paducah, KY-IL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Kentucky tax codes.

Market Baseline
$114,460/yr
$55.03/hr · SOC 11-3031
Statutory Tax Drag
25.8% Effective
-$29,534 in Total Taxes
HUD 1BR Shelter Ratio
13% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,685/mo
Post-$820/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 11-3031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Manager in Paducah, KY-IL: Market Snapshot

Financial Manager roles in Paducah, KY-IL report a median annual wage of $114,460, 31.3% below the national median of $166,570. The 10th to 90th percentile band runs from $74,990 to $206,230, and HUD’s $820 monthly one-bedroom fair market rent equals 8.6% of that median gross pay. The single-adult living wage benchmark for the area is $18.20 per hour.

Highest-paying metropolitan areas for Financial Manager

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$225,280+96.8%
New York-Newark-Jersey City, NY-NJ$221,010+93.1%
San Francisco-Oakland-Fremont, CA$216,150+88.8%
Bridgeport-Stamford-Danbury, CT$211,000+84.3%
Boston-Cambridge-Newton, MA-NH$209,780+83.3%
Denver-Aurora-Centennial, CO$193,400+69.0%
Boulder, CO$192,970+68.6%
Seattle-Tacoma-Bellevue, WA$185,550+62.1%
Washington-Arlington-Alexandria, DC-VA-MD-WV$185,270+61.9%
Trenton-Princeton, NJ$184,800+61.5%

Top-paying occupations benchmarked in Paducah, KY-IL

OccupationMedian annual wageMedian hourly
Chief Executives$148,710$71.50/hr
Architectural and Engineering Managers$143,940$69.20/hr
Sales Managers$132,660$63.78/hr
Computer and Information Systems Managers$130,300$62.64/hr
Physician Assistant$124,990$60.09/hr
Nurse Practitioner$124,200$59.71/hr
Administrative Services Managers$117,840$56.65/hr
Industrial Production Managers$113,380$54.51/hr
Transportation, Storage, and Distribution Managers$109,890$52.83/hr
Facilities Managers$106,820$51.36/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 390 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Manager Salary in Paducah, KY-IL (2026) Overview

Financial Manager median pay in Paducah, KY-IL is $114,460 a year ($55.03/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Financial Manager in Paducah, KY-IL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Manager in Paducah, KY-IL?

The median annual wage is $114,460 ($55.03 per hour). The middle 80% of earners make between $74,990 and $206,230. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Manager in Paducah, KY-IL after taxes?

On the median wage of $114,460, a single filer with no pre-tax deductions takes home about $83,175 a year ($6,931 a month) after $31,285 in federal, FICA, state and local taxes, an effective rate of 27.33%, using 2026 tax rules.