SOC 11-3031

Financial Manager Salary in Sacramento-Roseville-Folsom, CA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CA
COL Index: 144.55 (+44.6% vs US)
Net Compensation Yield 63.3% Realized
$103,313 / net annual direct deposit
Gross Adjusted $163,090 $78.41/hr
Effective Tax Drag 30.65% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$49,992 $1,922.76/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $78.41 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$9,785/yr)
0% Tax Shield: ~$2,348/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$25,527
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$10,112
Medicare Hospital Insurance
Statutory 1.45%
-$2,365
California Individual Income Tax
State Marginal Bracket
-$9,868
State Disability Insurance (SDI)
Statutory Payroll Assessment
-$2,120
Net Take-Home Annual Realized
$103,313 ($3,973.57 / check)
Category 2 of 6

Sacramento-Roseville-Folsom, CA Financial Manager Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $163,090
MIDDLE 50% (IQR RANGE) 10th $97.0k 25th $127k Median: $163,090 50th (Median) $163k 75th $213k 90th $305k You: $163,090
10th (Entry) $96,990 $46.63/hr
25th (Junior) $126,590 $60.86/hr
50th (Median) $163,090 $78.41/hr
75th (Senior) $212,610 $102.22/hr
90th (Lead/Master) $304,580 $146.43/hr
Career Progression & Licensing Milestones for Financial Manager in Sacramento-Roseville-Folsom, CA
1
Senior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$92,330$44.39/hr · 0-2 Years
2
Assistant Finance ManagerDemonstrated results in role; works independently on core responsibilities; CPA or CFA designation
$122,878$59.08/hr · 2-5 Years
3
Financial ManagerFull professional competence; leads projects or a small team
$163,119$78.42/hr · 5-9 Years
4
Senior Finance ManagerOwns budget, hiring and outcomes for a department or large program
$215,404$103.56/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$316,546$152.19/hr · 14+ Years
Scaled to the Sacramento-Roseville-Folsom, CA medianView National Financial Manager Salary Data
Adjacent Career Pivots & National Pay Differences
Accountants and Auditors-$82,890/yr
National median: $83,680
Skill overlap: 91%View Salary
Personal Financial Advisors-$61,500/yr
National median: $105,070
Skill overlap: 90%
Loan Officers-$89,880/yr
National median: $76,690
Skill overlap: 90%
Credit Analysts-$83,060/yr
National median: $83,510
Skill overlap: 84%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Sacramento-Roseville-Folsom, CA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
21% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,793/month Requires minimum annual gross of $71,720
HUD Fair Market Rent (2-Bedroom) $2,201/month Requires minimum annual gross of $88,040
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $31.97/hr
Per adult, 2 working adults + 1 child: $28.95/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Sacramento-Roseville-Folsom, CA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$163,090-$49,992$103,313$3,973.57
+5h Overtime/Wk45 hrs$193,669-$61,732$120,317$4,627.58
+10h Overtime/Wk50 hrs$224,249-$72,363$138,431$5,324.25
+15h Overtime/Wk55 hrs$254,828-$84,784$154,754$5,952.08
+20h Overtime/Wk60 hrs$285,408-$97,772$170,511$6,558.11
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Manager in Sacramento-Roseville-Folsom, CA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and California tax codes.

Market Baseline
$163,090/yr
$78.41/hr · SOC 11-3031
Statutory Tax Drag
30.65% Effective
-$49,992 in Total Taxes
HUD 1BR Shelter Ratio
21% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$6,816/mo
Post-$1,793/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 11-3031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Manager in Sacramento-Roseville-Folsom, CA: Market Snapshot

Financial Manager roles in Sacramento-Roseville-Folsom, CA report a median annual wage of $163,090, 2.1% below the national median of $166,570. The 10th to 90th percentile band runs from $96,990 to $304,580, and HUD’s $1,793 monthly one-bedroom fair market rent equals 13.2% of that median gross pay. The single-adult living wage benchmark for the area is $31.97 per hour.

Highest-paying metropolitan areas for Financial Manager

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$225,280+38.1%
New York-Newark-Jersey City, NY-NJ$221,010+35.5%
San Francisco-Oakland-Fremont, CA$216,150+32.5%
Bridgeport-Stamford-Danbury, CT$211,000+29.4%
Boston-Cambridge-Newton, MA-NH$209,780+28.6%
Denver-Aurora-Centennial, CO$193,400+18.6%
Boulder, CO$192,970+18.3%
Seattle-Tacoma-Bellevue, WA$185,550+13.8%
Washington-Arlington-Alexandria, DC-VA-MD-WV$185,270+13.6%
Trenton-Princeton, NJ$184,800+13.3%

Top-paying occupations benchmarked in Sacramento-Roseville-Folsom, CA

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$193,970$93.25/hr
Nurse Practitioner$172,010$82.70/hr
Registered Nurse (RN)$171,460$82.43/hr
Natural Sciences Managers$170,010$81.74/hr
Chief Executives$169,770$81.62/hr
Data Engineer$169,310$81.40/hr
Computer and Information Systems Managers$165,270$79.46/hr
Marketing Managers$164,270$78.98/hr
Physician Assistant$161,470$77.63/hr
Public Relations Managers$161,320$77.56/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 390 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Manager Salary in Sacramento-Roseville-Folsom, CA (2026) Overview

Financial Manager median pay in Sacramento-Roseville-Folsom, CA is $163,090 a year ($78.41/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for Financial Manager in Sacramento-Roseville-Folsom, CA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Manager in Sacramento-Roseville-Folsom, CA?

The median annual wage is $163,090 ($78.41 per hour). The middle 80% of earners make between $96,990 and $304,580. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Manager in Sacramento-Roseville-Folsom, CA after taxes?

On the median wage of $163,090, a single filer with no pre-tax deductions takes home about $109,840 a year ($9,153 a month) after $53,250 in federal, FICA, state and local taxes, an effective rate of 32.65%, using 2026 tax rules.