SOC 11-3031

Financial Manager Salary in San Juan-Bayamon-Caguas, PR (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + PR
COL Index: Not published
Net Compensation Yield 70.5% Realized
$66,668 / net annual direct deposit
Gross Adjusted $94,600 $45.48/hr
Effective Tax Drag 23.53% Combined Jurisdictions
Marginal Top Bracket 0% Federal Statutory
Total Withheld -$22,256 $855.99/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $45.48 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$5,676/yr)
0% Tax Shield: ~$0/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Excluded under IRC §933
-$0
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$5,865
Medicare Hospital Insurance
Statutory 1.45%
-$1,372
Puerto Rico Income Tax (Hacienda)
Commonwealth Progressive Bracket
-$15,019
Net Take-Home Annual Realized
$66,668 ($2,564.16 / check)
Category 2 of 6

San Juan-Bayamon-Caguas, PR Financial Manager Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $94,600
MIDDLE 50% (IQR RANGE) 10th $59.5k 25th $72.9k Median: $94,600 50th (Median) $94.6k 75th $130k 90th $175k You: $94,600
10th (Entry) $59,470 $28.59/hr
25th (Junior) $72,910 $35.05/hr
50th (Median) $94,600 $45.48/hr
75th (Senior) $129,820 $62.41/hr
90th (Lead/Master) $174,590 $83.94/hr
Career Progression & Licensing Milestones for Financial Manager in San Juan-Bayamon-Caguas, PR
1
Senior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$53,556$25.75/hr · 0-2 Years
2
Assistant Finance ManagerDemonstrated results in role; works independently on core responsibilities; CPA or CFA designation
$71,275$34.27/hr · 2-5 Years
3
Financial ManagerFull professional competence; leads projects or a small team
$94,617$45.49/hr · 5-9 Years
4
Senior Finance ManagerOwns budget, hiring and outcomes for a department or large program
$124,944$60.07/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$183,612$88.28/hr · 14+ Years
Scaled to the San Juan-Bayamon-Caguas, PR medianView National Financial Manager Salary Data
Adjacent Career Pivots & National Pay Differences
Accountants and Auditors-$82,890/yr
National median: $83,680
Skill overlap: 91%View Salary
Personal Financial Advisors-$61,500/yr
National median: $105,070
Skill overlap: 90%
Loan Officers-$89,880/yr
National median: $76,690
Skill overlap: 90%
Credit Analysts-$83,060/yr
National median: $83,510
Skill overlap: 84%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in San Juan-Bayamon-Caguas, PR under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
11% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $604/month Requires minimum annual gross of $24,160
HUD Fair Market Rent (2-Bedroom) $706/month Requires minimum annual gross of $28,240
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: Not published
Per adult, 2 working adults + 1 child: Not published
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in San Juan-Bayamon-Caguas, PR.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$94,600-$22,256$66,668$2,564.16
+5h Overtime/Wk45 hrs$112,338-$29,330$76,268$2,933.37
+10h Overtime/Wk50 hrs$130,075-$35,914$86,357$3,321.42
+15h Overtime/Wk55 hrs$147,813-$42,498$96,446$3,709.47
+20h Overtime/Wk60 hrs$165,550-$49,082$106,536$4,097.52
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Manager in San Juan-Bayamon-Caguas, PR: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Puerto Rico tax codes.

Market Baseline
$94,600/yr
$45.48/hr · SOC 11-3031
Statutory Tax Drag
23.53% Effective
-$22,256 in Total Taxes
HUD 1BR Shelter Ratio
11% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$4,952/mo
Post-$604/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 11-3031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Manager in San Juan-Bayamon-Caguas, PR: Market Snapshot

Financial Manager roles in San Juan-Bayamon-Caguas, PR report a median annual wage of $94,600, 43.2% below the national median of $166,570. The 10th to 90th percentile band runs from $59,470 to $174,590, and HUD’s $604 monthly one-bedroom fair market rent equals 7.7% of that median gross pay. EPI publishes no living-wage budget for the area.

Highest-paying metropolitan areas for Financial Manager

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$225,280+138.1%
New York-Newark-Jersey City, NY-NJ$221,010+133.6%
San Francisco-Oakland-Fremont, CA$216,150+128.5%
Bridgeport-Stamford-Danbury, CT$211,000+123.0%
Boston-Cambridge-Newton, MA-NH$209,780+121.8%
Denver-Aurora-Centennial, CO$193,400+104.4%
Boulder, CO$192,970+104.0%
Seattle-Tacoma-Bellevue, WA$185,550+96.1%
Washington-Arlington-Alexandria, DC-VA-MD-WV$185,270+95.8%
Trenton-Princeton, NJ$184,800+95.3%

Top-paying occupations benchmarked in San Juan-Bayamon-Caguas, PR

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$132,180$63.55/hr
Industrial Production Managers$130,690$62.83/hr
Natural Sciences Managers$119,430$57.42/hr
Education Administrators, All Other$100,860$48.49/hr
Computer and Information Systems Managers$99,780$47.97/hr
Data Engineer$98,890$47.54/hr
Chief Executives$98,800$47.50/hr
Training and Development Managers$95,170$45.75/hr
Medical and Health Services Managers$87,980$42.30/hr
Transportation, Storage, and Distribution Managers$86,900$41.78/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 390 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Manager Salary in San Juan-Bayamon-Caguas, PR (2026) Overview

Financial Manager median pay in San Juan-Bayamon-Caguas, PR is $94,600 a year ($45.48/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Financial Manager in San Juan-Bayamon-Caguas, PR compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Manager in San Juan-Bayamon-Caguas, PR?

The median annual wage is $94,600 ($45.48 per hour). The middle 80% of earners make between $59,470 and $174,590. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Manager in San Juan-Bayamon-Caguas, PR after taxes?

On the median wage of $94,600, a single filer with no pre-tax deductions takes home about $70,621 a year ($5,885 a month) after $23,979 in Puerto Rico income and FICA taxes (Puerto Rico-source wages are excluded from IRS federal income tax under IRC §933), an effective rate of 25.35%, using 2026 tax rules.