SOC 11-3031

Financial Manager Salary in Stockton-Lodi, CA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CA
COL Index: 120.99 (+21.0% vs US)
Net Compensation Yield 64.0% Realized
$97,400 / net annual direct deposit
Gross Adjusted $152,090 $73.12/hr
Effective Tax Drag 29.96% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$45,564 $1,752.47/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $73.12 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$9,125/yr)
0% Tax Shield: ~$2,190/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$23,046
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$9,430
Medicare Hospital Insurance
Statutory 1.45%
-$2,205
California Individual Income Tax
State Marginal Bracket
-$8,907
State Disability Insurance (SDI)
Statutory Payroll Assessment
-$1,977
Net Take-Home Annual Realized
$97,400 ($3,746.17 / check)
Category 2 of 6

Stockton-Lodi, CA Financial Manager Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $152,090
MIDDLE 50% (IQR RANGE) 10th $84.9k 25th $110k Median: $152,090 50th (Median) $152k 75th $202k 90th $274k You: $152,090
10th (Entry) $84,930 $40.83/hr
25th (Junior) $109,550 $52.67/hr
50th (Median) $152,090 $73.12/hr
75th (Senior) $201,790 $97.01/hr
90th (Lead/Master) $273,530 $131.50/hr
Career Progression & Licensing Milestones for Financial Manager in Stockton-Lodi, CA
1
Senior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$86,102$41.40/hr · 0-2 Years
2
Assistant Finance ManagerDemonstrated results in role; works independently on core responsibilities; CPA or CFA designation
$114,590$55.09/hr · 2-5 Years
3
Financial ManagerFull professional competence; leads projects or a small team
$152,117$73.13/hr · 5-9 Years
4
Senior Finance ManagerOwns budget, hiring and outcomes for a department or large program
$200,875$96.57/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$295,195$141.92/hr · 14+ Years
Scaled to the Stockton-Lodi, CA medianView National Financial Manager Salary Data
Adjacent Career Pivots & National Pay Differences
Accountants and Auditors-$82,890/yr
National median: $83,680
Skill overlap: 91%View Salary
Personal Financial Advisors-$61,500/yr
National median: $105,070
Skill overlap: 90%
Loan Officers-$89,880/yr
National median: $76,690
Skill overlap: 90%
Credit Analysts-$83,060/yr
National median: $83,510
Skill overlap: 84%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Stockton-Lodi, CA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
20% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,628/month Requires minimum annual gross of $65,120
HUD Fair Market Rent (2-Bedroom) $2,015/month Requires minimum annual gross of $80,600
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $26.76/hr
Per adult, 2 working adults + 1 child: $24.21/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Stockton-Lodi, CA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$152,090-$45,564$97,400$3,746.17
+5h Overtime/Wk45 hrs$180,607-$57,043$112,728$4,335.68
+10h Overtime/Wk50 hrs$209,124-$67,077$129,500$4,980.75
+15h Overtime/Wk55 hrs$237,641-$77,485$145,898$5,611.45
+20h Overtime/Wk60 hrs$266,158-$89,596$160,592$6,176.61
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Manager in Stockton-Lodi, CA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and California tax codes.

Market Baseline
$152,090/yr
$73.12/hr · SOC 11-3031
Statutory Tax Drag
29.96% Effective
-$45,564 in Total Taxes
HUD 1BR Shelter Ratio
20% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$6,489/mo
Post-$1,628/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 11-3031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Manager in Stockton-Lodi, CA: Market Snapshot

Financial Manager roles in Stockton-Lodi, CA report a median annual wage of $152,090, 8.7% below the national median of $166,570. The 10th to 90th percentile band runs from $84,930 to $273,530, and HUD’s $1,628 monthly one-bedroom fair market rent equals 12.8% of that median gross pay. The single-adult living wage benchmark for the area is $26.76 per hour.

Highest-paying metropolitan areas for Financial Manager

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$225,280+48.1%
New York-Newark-Jersey City, NY-NJ$221,010+45.3%
San Francisco-Oakland-Fremont, CA$216,150+42.1%
Bridgeport-Stamford-Danbury, CT$211,000+38.7%
Boston-Cambridge-Newton, MA-NH$209,780+37.9%
Denver-Aurora-Centennial, CO$193,400+27.2%
Boulder, CO$192,970+26.9%
Seattle-Tacoma-Bellevue, WA$185,550+22.0%
Washington-Arlington-Alexandria, DC-VA-MD-WV$185,270+21.8%
Trenton-Princeton, NJ$184,800+21.5%

Top-paying occupations benchmarked in Stockton-Lodi, CA

OccupationMedian annual wageMedian hourly
Chief Executives$214,340$103.05/hr
Natural Sciences Managers$174,860$84.07/hr
Architectural and Engineering Managers$169,090$81.29/hr
Computer and Information Systems Managers$165,260$79.45/hr
Physician Assistant$162,110$77.94/hr
Nurse Practitioner$159,150$76.51/hr
Education Administrators, Kindergarten through Secondary$155,770$74.89/hr
Marketing Managers$153,830$73.96/hr
Purchasing Managers$142,100$68.32/hr
Software Engineer$138,550$66.61/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 390 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Manager Salary in Stockton-Lodi, CA (2026) Overview

Financial Manager median pay in Stockton-Lodi, CA is $152,090 a year ($73.12/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for Financial Manager in Stockton-Lodi, CA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Manager in Stockton-Lodi, CA?

The median annual wage is $152,090 ($73.12 per hour). The middle 80% of earners make between $84,930 and $273,530. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Manager in Stockton-Lodi, CA after taxes?

On the median wage of $152,090, a single filer with no pre-tax deductions takes home about $103,487 a year ($8,624 a month) after $48,603 in federal, FICA, state and local taxes, an effective rate of 31.96%, using 2026 tax rules.