SOC 11-3031

Financial Manager Salary in Watertown-Fort Drum, NY (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NY
COL Index: 107.06 (+7.1% vs US)
Net Compensation Yield 68.0% Realized
$84,205 / net annual direct deposit
Gross Adjusted $123,800 $59.52/hr
Effective Tax Drag 25.98% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$32,167 $1,237.21/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $59.52 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,428/yr)
0% Tax Shield: ~$1,634/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$16,772
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$7,676
Medicare Hospital Insurance
Statutory 1.45%
-$1,795
New York Individual Income Tax
State Marginal Bracket
-$5,925
Net Take-Home Annual Realized
$84,205 ($3,238.64 / check)
Category 2 of 6

Watertown-Fort Drum, NY Financial Manager Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $123,800
MIDDLE 50% (IQR RANGE) 10th $75.1k 25th $85.0k Median: $123,800 50th (Median) $124k 75th $165k 90th $226k You: $123,800
10th (Entry) $75,110 $36.11/hr
25th (Junior) $85,020 $40.88/hr
50th (Median) $123,800 $59.52/hr
75th (Senior) $165,480 $79.56/hr
90th (Lead/Master) $226,400 $108.85/hr
Career Progression & Licensing Milestones for Financial Manager in Watertown-Fort Drum, NY
1
Senior Financial AnalystBachelor's degree (most common O*NET requirement); entry into the field
$70,087$33.70/hr · 0-2 Years
2
Assistant Finance ManagerDemonstrated results in role; works independently on core responsibilities; CPA or CFA designation
$93,275$44.84/hr · 2-5 Years
3
Financial ManagerFull professional competence; leads projects or a small team
$123,822$59.53/hr · 5-9 Years
4
Senior Finance ManagerOwns budget, hiring and outcomes for a department or large program
$163,511$78.61/hr · 9-14 Years
5
Vice President of FinanceExecutive or principal scope; sets strategy across the organization or profession
$240,287$115.52/hr · 14+ Years
Scaled to the Watertown-Fort Drum, NY medianView National Financial Manager Salary Data
Adjacent Career Pivots & National Pay Differences
Accountants and Auditors-$82,890/yr
National median: $83,680
Skill overlap: 91%View Salary
Personal Financial Advisors-$61,500/yr
National median: $105,070
Skill overlap: 90%
Loan Officers-$89,880/yr
National median: $76,690
Skill overlap: 90%
Credit Analysts-$83,060/yr
National median: $83,510
Skill overlap: 84%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Watertown-Fort Drum, NY under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
16% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,111/month Requires minimum annual gross of $44,440
HUD Fair Market Rent (2-Bedroom) $1,453/month Requires minimum annual gross of $58,120
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.68/hr
Per adult, 2 working adults + 1 child: $23.62/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Watertown-Fort Drum, NY.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$123,800-$32,167$84,205$3,238.64
+5h Overtime/Wk45 hrs$147,013-$40,607$97,585$3,753.27
+10h Overtime/Wk50 hrs$170,225-$49,128$110,884$4,264.76
+15h Overtime/Wk55 hrs$193,438-$56,873$124,958$4,806.07
+20h Overtime/Wk60 hrs$216,650-$63,884$139,767$5,375.66
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Financial Manager in Watertown-Fort Drum, NY: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and New York tax codes.

Market Baseline
$123,800/yr
$59.52/hr · SOC 11-3031
Statutory Tax Drag
25.98% Effective
-$32,167 in Total Taxes
HUD 1BR Shelter Ratio
16% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$5,906/mo
Post-$1,111/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 11-3031
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Financial Manager in Watertown-Fort Drum, NY: Market Snapshot

Financial Manager roles in Watertown-Fort Drum, NY report a median annual wage of $123,800, 25.7% below the national median of $166,570. The 10th to 90th percentile band runs from $75,110 to $226,400, and HUD’s $1,111 monthly one-bedroom fair market rent equals 10.8% of that median gross pay. The single-adult living wage benchmark for the area is $23.68 per hour.

Highest-paying metropolitan areas for Financial Manager

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$225,280+82.0%
New York-Newark-Jersey City, NY-NJ$221,010+78.5%
San Francisco-Oakland-Fremont, CA$216,150+74.6%
Bridgeport-Stamford-Danbury, CT$211,000+70.4%
Boston-Cambridge-Newton, MA-NH$209,780+69.5%
Denver-Aurora-Centennial, CO$193,400+56.2%
Boulder, CO$192,970+55.9%
Seattle-Tacoma-Bellevue, WA$185,550+49.9%
Washington-Arlington-Alexandria, DC-VA-MD-WV$185,270+49.7%
Trenton-Princeton, NJ$184,800+49.3%

Top-paying occupations benchmarked in Watertown-Fort Drum, NY

OccupationMedian annual wageMedian hourly
Computer and Information Systems Managers$148,540$71.41/hr
Sales Managers$143,280$68.88/hr
Nurse Practitioner$133,900$64.38/hr
Physician Assistant$128,870$61.96/hr
Software Engineer$119,350$57.38/hr
Medical and Health Services Managers$117,750$56.61/hr
Education Administrators, Kindergarten through Secondary$105,050$50.50/hr
Administrative Services Managers$104,990$50.48/hr
Electrical Power-Line Installer$104,410$50.20/hr
Project Management Specialist$104,110$50.05/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 390 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Financial Manager Salary in Watertown-Fort Drum, NY (2026) Overview

Financial Manager median pay in Watertown-Fort Drum, NY is $123,800 a year ($59.52/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Financial Manager in Watertown-Fort Drum, NY compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Financial Manager in Watertown-Fort Drum, NY?

The median annual wage is $123,800 ($59.52 per hour). The middle 80% of earners make between $75,110 and $226,400. Source: BLS OEWS (May 2025).

What is the take-home pay for a Financial Manager in Watertown-Fort Drum, NY after taxes?

On the median wage of $123,800, a single filer with no pre-tax deductions takes home about $89,436 a year ($7,453 a month) after $34,364 in federal, FICA, state and local taxes, an effective rate of 27.76%, using 2026 tax rules.