SOC 11-3121

Human Resources Managers Salary in Chattanooga, TN-GA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TN
COL Index: 112.89 (+12.9% vs US)
Net Compensation Yield 72.5% Realized
$94,129 / net annual direct deposit
Gross Adjusted $129,900 $62.45/hr
Effective Tax Drag 21.54% Combined Jurisdictions
Marginal Top Bracket 24% Federal Statutory
Total Withheld -$27,977 $1,076.03/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $62.45 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$7,794/yr)
0% Tax Shield: ~$1,871/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$18,039
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$8,054
Medicare Hospital Insurance
Statutory 1.45%
-$1,884
Tennessee Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$94,129 ($3,620.35 / check)
Category 2 of 6

Chattanooga, TN-GA Human Resources Managers Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $129,900
MIDDLE 50% (IQR RANGE) 10th $84.0k 25th $100k Median: $129,900 50th (Median) $130k 75th $155k 90th $200k You: $129,900
10th (Entry) $83,960 $40.37/hr
25th (Junior) $100,480 $48.31/hr
50th (Median) $129,900 $62.45/hr
75th (Senior) $155,120 $74.58/hr
90th (Lead/Master) $199,520 $95.92/hr
Career Progression & Licensing Milestones for Human Resources Managers in Chattanooga, TN-GA
1
HR GeneralistBachelor's degree (most common O*NET requirement); entry into the field
$76,750$36.90/hr · 0-2 Years
2
HR Business PartnerDemonstrated results in role; works independently on core responsibilities; SHRM-SCP or SPHR certification
$96,677$46.48/hr · 2-5 Years
3
HR ManagerFull professional competence; leads projects or a small team
$129,917$62.46/hr · 5-9 Years
4
Senior HR ManagerOwns budget, hiring and outcomes for a department or large program
$173,426$83.38/hr · 9-14 Years
5
Director of HR / CHROExecutive or principal scope; sets strategy across the organization or profession
$233,033$112.04/hr · 14+ Years
Adjacent Career Pivots & National Pay Differences
Industrial-Organizational Psychologists+$44,670/yr
National median: $193,950
Skill overlap: 93%
Management Analysts-$47,420/yr
National median: $101,860
Skill overlap: 92%View Salary
Human Resources Specialists-$73,340/yr
National median: $75,940
Skill overlap: 88%
Human Resources Assistants, Except Payroll and Timekeeping-$98,670/yr
National median: $50,610
Skill overlap: 81%
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Chattanooga, TN-GA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
16% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,231/month Requires minimum annual gross of $49,240
HUD Fair Market Rent (2-Bedroom) $1,340/month Requires minimum annual gross of $53,600
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.97/hr
Per adult, 2 working adults + 1 child: $20.79/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Chattanooga, TN-GA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$129,900-$27,977$94,129$3,620.35
+5h Overtime/Wk45 hrs$154,256-$35,335$109,666$4,217.93
+10h Overtime/Wk50 hrs$178,613-$42,693$125,203$4,815.50
+15h Overtime/Wk55 hrs$202,969-$48,933$141,858$5,456.08
+20h Overtime/Wk60 hrs$227,325-$55,000$158,686$6,103.30
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

Human Resources Managers in Chattanooga, TN-GA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Tennessee tax codes.

Market Baseline
$129,900/yr
$62.45/hr · SOC 11-3121
Statutory Tax Drag
21.54% Effective
-$27,977 in Total Taxes
HUD 1BR Shelter Ratio
16% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$6,613/mo
Post-$1,231/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 11-3121
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

Human Resources Managers in Chattanooga, TN-GA: Market Snapshot

Human Resources Managers roles in Chattanooga, TN-GA report a median annual wage of $129,900, 13.0% below the national median of $149,280. The 10th to 90th percentile band runs from $83,960 to $199,520, and HUD’s $1,231 monthly one-bedroom fair market rent equals 11.4% of that median gross pay. The single-adult living wage benchmark for the area is $24.97 per hour.

Highest-paying metropolitan areas for Human Resources Managers

Metropolitan areaMedian annual wageVs this market
San Jose-Sunnyvale-Santa Clara, CA$220,460+69.7%
San Francisco-Oakland-Fremont, CA$209,340+61.2%
Bridgeport-Stamford-Danbury, CT$191,190+47.2%
New York-Newark-Jersey City, NY-NJ$185,100+42.5%
Boston-Cambridge-Newton, MA-NH$184,990+42.4%
Washington-Arlington-Alexandria, DC-VA-MD-WV$177,960+37.0%
Seattle-Tacoma-Bellevue, WA$171,360+31.9%
Denver-Aurora-Centennial, CO$170,940+31.6%
Midland, MI$170,710+31.4%
Boulder, CO$169,000+30.1%

Top-paying occupations benchmarked in Chattanooga, TN-GA

OccupationMedian annual wageMedian hourly
Chief Executives$209,990$100.96/hr
Architectural and Engineering Managers$163,720$78.71/hr
Computer and Information Systems Managers$152,980$73.55/hr
Financial Manager$151,530$72.85/hr
Administrative Services Managers$130,540$62.76/hr
Marketing Managers$124,360$59.79/hr
Purchasing Managers$123,750$59.50/hr
Industrial Production Managers$121,670$58.50/hr
Physician Assistant$121,600$58.46/hr
Sales Managers$118,720$57.08/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 358 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

Human Resources Managers Salary in Chattanooga, TN-GA (2026) Overview

Human Resources Managers median pay in Chattanooga, TN-GA is $129,900 a year ($62.45/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for Human Resources Managers in Chattanooga, TN-GA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a Human Resources Managers in Chattanooga, TN-GA?

The median annual wage is $129,900 ($62.45 per hour). The middle 80% of earners make between $83,960 and $199,520. Source: BLS OEWS (May 2025).

What is the take-home pay for a Human Resources Managers in Chattanooga, TN-GA after taxes?

On the median wage of $129,900, a single filer with no pre-tax deductions takes home about $100,053 a year ($8,338 a month) after $29,847 in federal, FICA, state and local taxes, an effective rate of 22.98%, using 2026 tax rules.