SOC 49-9021

HVAC/R Technician Salary in Atlantic City-Hammonton, NJ (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NJ
COL Index: 115.51 (+15.5% vs US)
Net Compensation Yield 76.0% Realized
$46,101 / net annual direct deposit
Gross Adjusted $60,640 $29.15/hr
Effective Tax Drag 17.98% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$10,901 $419.26/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $29.15 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,638/yr)
0% Tax Shield: ~$437/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,660
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,760
Medicare Hospital Insurance
Statutory 1.45%
-$879
New Jersey Individual Income Tax
State Marginal Bracket
-$1,602
Net Take-Home Annual Realized
$46,101 ($1,773.11 / check)
Category 2 of 6

Atlantic City-Hammonton, NJ HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $60,640
MIDDLE 50% (IQR RANGE) 10th $44.6k 25th $49.2k Median: $60,640 50th (Median) $60.6k 75th $73.0k 90th $88.9k You: $60,640
10th (Entry) $44,560 $21.42/hr
25th (Junior) $49,240 $23.67/hr
50th (Median) $60,640 $29.15/hr
75th (Senior) $73,000 $35.10/hr
90th (Lead/Master) $88,930 $42.75/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Atlantic City-Hammonton, NJ
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$37,968$18.25/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$58,642$28.19/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$78,024$37.51/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$107,345$51.61/hr · 9+ Years
Scaled to the Atlantic City-Hammonton, NJ medianView National HVAC/R Technician Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Atlantic City-Hammonton, NJ under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
41% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,567/month Requires minimum annual gross of $62,680
HUD Fair Market Rent (2-Bedroom) $1,899/month Requires minimum annual gross of $75,960
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $25.55/hr
Per adult, 2 working adults + 1 child: $25.15/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Atlantic City-Hammonton, NJ.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$60,640-$10,901$46,101$1,773.11
+5h Overtime/Wk45 hrs$72,010-$13,763$53,927$2,074.11
+10h Overtime/Wk50 hrs$83,380-$17,594$60,783$2,337.81
+15h Overtime/Wk55 hrs$94,750-$21,496$67,569$2,598.80
+20h Overtime/Wk60 hrs$106,120-$25,398$74,355$2,859.80
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Atlantic City-Hammonton, NJ: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and New Jersey tax codes.

Market Baseline
$60,640/yr
$29.15/hr · SOC 49-9021
Statutory Tax Drag
17.98% Effective
-$10,901 in Total Taxes
HUD 1BR Shelter Ratio
41% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$2,275/mo
Post-$1,567/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Atlantic City-Hammonton, NJ: Market Snapshot

HVAC/R Technician roles in Atlantic City-Hammonton, NJ report a median annual wage of $60,640, 0.6% below the national median of $61,010. The 10th to 90th percentile band runs from $44,560 to $88,930, and HUD’s $1,567 monthly one-bedroom fair market rent equals 31.0% of that median gross pay. The single-adult living wage benchmark for the area is $25.55 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+54.7%
Anchorage, AK$85,620+41.2%
Napa, CA$84,570+39.5%
San Jose-Sunnyvale-Santa Clara, CA$82,050+35.3%
Seattle-Tacoma-Bellevue, WA$80,100+32.1%
Santa Rosa-Petaluma, CA$79,510+31.1%
Peoria, IL$78,710+29.8%
Santa Maria-Santa Barbara, CA$78,640+29.7%
Boston-Cambridge-Newton, MA-NH$78,530+29.5%
San Francisco-Oakland-Fremont, CA$78,490+29.4%

Top-paying occupations benchmarked in Atlantic City-Hammonton, NJ

OccupationMedian annual wageMedian hourly
Chief Executives$276,970$133.16/hr
Natural Sciences Managers$172,540$82.95/hr
Architectural and Engineering Managers$167,980$80.76/hr
Computer and Information Systems Managers$166,660$80.12/hr
Purchasing Managers$161,620$77.70/hr
Financial Manager$157,800$75.87/hr
Physician Assistant$153,280$73.69/hr
Public Relations Managers$153,140$73.62/hr
Human Resources Managers$148,740$71.51/hr
Sales Managers$144,220$69.34/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Atlantic City-Hammonton, NJ (2026) Overview

HVAC/R Technician median pay in Atlantic City-Hammonton, NJ is $60,640 a year ($29.15/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for HVAC/R Technician in Atlantic City-Hammonton, NJ compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Atlantic City-Hammonton, NJ?

The median annual wage is $60,640 ($29.15 per hour). The middle 80% of earners make between $44,560 and $88,930. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Atlantic City-Hammonton, NJ after taxes?

On the median wage of $60,640, a single filer with no pre-tax deductions takes home about $49,102 a year ($4,092 a month) after $11,538 in federal, FICA, state and local taxes, an effective rate of 19.03%, using 2026 tax rules.