SOC 49-9021

HVAC/R Technician Salary in Cape Coral-Fort Myers, FL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 124.02 (+24.0% vs US)
Net Compensation Yield 78.8% Realized
$45,848 / net annual direct deposit
Gross Adjusted $58,170 $27.97/hr
Effective Tax Drag 15.18% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$8,832 $339.68/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $27.97 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,490/yr)
0% Tax Shield: ~$419/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,382
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,607
Medicare Hospital Insurance
Statutory 1.45%
-$843
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$45,848 ($1,763.39 / check)
Category 2 of 6

Cape Coral-Fort Myers, FL HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $58,170
MIDDLE 50% (IQR RANGE) 10th $37.8k 25th $48.5k Median: $58,170 50th (Median) $58.2k 75th $64.1k 90th $78.1k You: $58,170
10th (Entry) $37,830 $18.19/hr
25th (Junior) $48,500 $23.32/hr
50th (Median) $58,170 $27.97/hr
75th (Senior) $64,070 $30.80/hr
90th (Lead/Master) $78,070 $37.53/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Cape Coral-Fort Myers, FL
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$36,422$17.51/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$56,254$27.05/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$74,846$35.98/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$102,973$49.51/hr · 9+ Years
Scaled to the Cape Coral-Fort Myers, FL medianView National HVAC/R Technician Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Cape Coral-Fort Myers, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
41% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,564/month Requires minimum annual gross of $62,560
HUD Fair Market Rent (2-Bedroom) $1,835/month Requires minimum annual gross of $73,400
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $27.43/hr
Per adult, 2 working adults + 1 child: $23.20/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Cape Coral-Fort Myers, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$58,170-$8,832$45,848$1,763.39
+5h Overtime/Wk45 hrs$69,077-$10,896$54,036$2,078.31
+10h Overtime/Wk50 hrs$79,984-$13,829$61,355$2,359.82
+15h Overtime/Wk55 hrs$90,891-$16,919$68,518$2,635.30
+20h Overtime/Wk60 hrs$101,798-$20,009$75,680$2,910.79
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Cape Coral-Fort Myers, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$58,170/yr
$27.97/hr · SOC 49-9021
Statutory Tax Drag
15.18% Effective
-$8,832 in Total Taxes
HUD 1BR Shelter Ratio
41% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$2,257/mo
Post-$1,564/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Cape Coral-Fort Myers, FL: Market Snapshot

HVAC/R Technician roles in Cape Coral-Fort Myers, FL report a median annual wage of $58,170, 4.7% below the national median of $61,010. The 10th to 90th percentile band runs from $37,830 to $78,070, and HUD’s $1,564 monthly one-bedroom fair market rent equals 32.3% of that median gross pay. The single-adult living wage benchmark for the area is $27.43 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+61.3%
Anchorage, AK$85,620+47.2%
Napa, CA$84,570+45.4%
San Jose-Sunnyvale-Santa Clara, CA$82,050+41.1%
Seattle-Tacoma-Bellevue, WA$80,100+37.7%
Santa Rosa-Petaluma, CA$79,510+36.7%
Peoria, IL$78,710+35.3%
Santa Maria-Santa Barbara, CA$78,640+35.2%
Boston-Cambridge-Newton, MA-NH$78,530+35.0%
San Francisco-Oakland-Fremont, CA$78,490+34.9%

Top-paying occupations benchmarked in Cape Coral-Fort Myers, FL

OccupationMedian annual wageMedian hourly
Chief Executives$202,190$97.21/hr
Architectural and Engineering Managers$163,590$78.65/hr
Computer and Information Systems Managers$159,820$76.84/hr
Financial Manager$143,830$69.15/hr
Physician Assistant$131,700$63.32/hr
Human Resources Managers$131,570$63.25/hr
Cybersecurity Analyst$131,500$63.22/hr
Nurse Practitioner$129,670$62.34/hr
Marketing Managers$128,980$62.01/hr
Purchasing Managers$127,460$61.28/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Cape Coral-Fort Myers, FL (2026) Overview

HVAC/R Technician median pay in Cape Coral-Fort Myers, FL is $58,170 a year ($27.97/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for HVAC/R Technician in Cape Coral-Fort Myers, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Cape Coral-Fort Myers, FL?

The median annual wage is $58,170 ($27.97 per hour). The middle 80% of earners make between $37,830 and $78,070. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Cape Coral-Fort Myers, FL after taxes?

On the median wage of $58,170, a single filer with no pre-tax deductions takes home about $48,920 a year ($4,077 a month) after $9,250 in federal, FICA, state and local taxes, an effective rate of 15.9%, using 2026 tax rules.