SOC 49-9021

HVAC/R Technician Salary in Cedar Rapids, IA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + IA
COL Index: 92.42 (-7.6% vs US)
Net Compensation Yield 76.0% Realized
$46,141 / net annual direct deposit
Gross Adjusted $60,680 $29.17/hr
Effective Tax Drag 17.96% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$10,898 $419.16/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $29.17 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,641/yr)
0% Tax Shield: ~$437/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,665
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,762
Medicare Hospital Insurance
Statutory 1.45%
-$880
Iowa Individual Income Tax
State Marginal Bracket
-$1,516
Cedar Rapids school district surtax
LOCAL
-$76
Net Take-Home Annual Realized
$46,141 ($1,774.65 / check)
Category 2 of 6

Cedar Rapids, IA HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $60,680
MIDDLE 50% (IQR RANGE) 10th $43.8k 25th $48.4k Median: $60,680 50th (Median) $60.7k 75th $77.5k 90th $87.9k You: $60,680
10th (Entry) $43,770 $21.04/hr
25th (Junior) $48,430 $23.28/hr
50th (Median) $60,680 $29.17/hr
75th (Senior) $77,500 $37.26/hr
90th (Lead/Master) $87,900 $42.26/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Cedar Rapids, IA
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$37,993$18.27/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$58,681$28.21/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$78,075$37.54/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$107,416$51.64/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Cedar Rapids, IA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
21% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $806/month Requires minimum annual gross of $32,240
HUD Fair Market Rent (2-Bedroom) $1,054/month Requires minimum annual gross of $42,160
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $20.44/hr
Per adult, 2 working adults + 1 child: $18.90/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Cedar Rapids, IA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$60,680-$10,898$46,141$1,774.65
+5h Overtime/Wk45 hrs$72,058-$13,602$54,132$2,082.00
+10h Overtime/Wk50 hrs$83,435-$17,252$61,177$2,352.96
+15h Overtime/Wk55 hrs$94,813-$20,902$68,222$2,623.91
+20h Overtime/Wk60 hrs$106,190-$24,552$75,267$2,894.87
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Cedar Rapids, IA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Iowa tax codes.

Market Baseline
$60,680/yr
$29.17/hr · SOC 49-9021
Statutory Tax Drag
17.96% Effective
-$10,898 in Total Taxes
HUD 1BR Shelter Ratio
21% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$3,039/mo
Post-$806/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Cedar Rapids, IA: Market Snapshot

HVAC/R Technician roles in Cedar Rapids, IA report a median annual wage of $60,680, 0.5% below the national median of $61,010. The 10th to 90th percentile band runs from $43,770 to $87,900, and HUD’s $806 monthly one-bedroom fair market rent equals 15.9% of that median gross pay. The single-adult living wage benchmark for the area is $20.44 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+54.6%
Anchorage, AK$85,620+41.1%
Napa, CA$84,570+39.4%
San Jose-Sunnyvale-Santa Clara, CA$82,050+35.2%
Seattle-Tacoma-Bellevue, WA$80,100+32.0%
Santa Rosa-Petaluma, CA$79,510+31.0%
Peoria, IL$78,710+29.7%
Santa Maria-Santa Barbara, CA$78,640+29.6%
Boston-Cambridge-Newton, MA-NH$78,530+29.4%
San Francisco-Oakland-Fremont, CA$78,490+29.4%

Top-paying occupations benchmarked in Cedar Rapids, IA

OccupationMedian annual wageMedian hourly
Chief Executives$182,210$87.60/hr
Architectural and Engineering Managers$152,530$73.33/hr
Financial Manager$134,020$64.43/hr
Marketing Managers$133,330$64.10/hr
Sales Managers$131,510$63.23/hr
Human Resources Managers$130,430$62.71/hr
Computer and Information Systems Managers$129,910$62.46/hr
Nurse Practitioner$129,890$62.45/hr
Physician Assistant$129,680$62.35/hr
Public Relations Managers$121,320$58.33/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Cedar Rapids, IA (2026) Overview

HVAC/R Technician median pay in Cedar Rapids, IA is $60,680 a year ($29.17/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living.

Quick answers
What is the median salary for a HVAC/R Technician in Cedar Rapids, IA?

The median annual wage is $60,680 ($29.17 per hour). The middle 80% of earners make between $43,770 and $87,900. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Cedar Rapids, IA after taxes?

On the median wage of $60,680, a single filer with no pre-tax deductions takes home about $49,200 a year ($4,100 a month) after $11,480 in federal, FICA, state and local taxes, an effective rate of 18.92%, using 2026 tax rules.