SOC 49-9021

HVAC/R Technician Salary in Crestview-Fort Walton Beach-Destin, FL

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 113.08 (+13.1% vs US)
Net Compensation Yield 79.5% Realized
$38,822 / net annual direct deposit
Gross Adjusted $48,810 $23.47/hr
Effective Tax Drag 14.46% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$7,060 $271.53/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $23.47 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$2,929/yr)
0% Tax Shield: ~$351/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$3,326
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,026
Medicare Hospital Insurance
Statutory 1.45%
-$708
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$38,822 ($1,493.14 / check)
Category 2 of 6

Crestview-Fort Walton Beach-Destin, FL HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $48,810
MIDDLE 50% (IQR RANGE) 10th $37.6k 25th $40.4k Median: $48,810 50th (Median) $48.8k 75th $61.8k 90th $75.1k You: $48,810
10th (Entry) $37,600 $18.08/hr
25th (Junior) $40,350 $19.40/hr
50th (Median) $48,810 $23.47/hr
75th (Senior) $61,810 $29.72/hr
90th (Lead/Master) $75,070 $36.09/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Crestview-Fort Walton Beach-Destin, FL
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$30,561$14.69/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$47,202$22.69/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$62,803$30.19/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$86,404$41.54/hr · 9+ Years
Scaled to the Crestview-Fort Walton Beach-Destin, FL medianView National HVAC/R Technician Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Crestview-Fort Walton Beach-Destin, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
53% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,706/month Requires minimum annual gross of $68,240
HUD Fair Market Rent (2-Bedroom) $1,908/month Requires minimum annual gross of $76,320
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $25.01/hr
Per adult, 2 working adults + 1 child: $22.22/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Crestview-Fort Walton Beach-Destin, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$48,810-$7,060$38,822$1,493.14
+5h Overtime/Wk45 hrs$57,962-$8,792$45,692$1,757.38
+10h Overtime/Wk50 hrs$67,114-$10,525$52,562$2,021.63
+15h Overtime/Wk55 hrs$76,266-$12,776$58,914$2,265.91
+20h Overtime/Wk60 hrs$85,418-$15,369$64,924$2,497.06
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Crestview-Fort Walton Beach-Destin, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$48,810/yr
$23.47/hr · SOC 49-9021
Statutory Tax Drag
14.46% Effective
-$7,060 in Total Taxes
HUD 1BR Shelter Ratio
53% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$1,529/mo
Post-$1,706/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Crestview-Fort Walton Beach-Destin, FL: Market Snapshot

HVAC/R Technician roles in Crestview-Fort Walton Beach-Destin, FL report a median annual wage of $48,810, 20.0% below the national median of $61,010. The 10th to 90th percentile band runs from $37,600 to $75,070, and HUD’s $1,706 monthly one-bedroom fair market rent equals 41.9% of that median gross pay. The single-adult living wage benchmark for the area is $25.01 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+92.2%
Anchorage, AK$85,620+75.4%
Napa, CA$84,570+73.3%
San Jose-Sunnyvale-Santa Clara, CA$82,050+68.1%
Seattle-Tacoma-Bellevue, WA$80,100+64.1%
Santa Rosa-Petaluma, CA$79,510+62.9%
Peoria, IL$78,710+61.3%
Santa Maria-Santa Barbara, CA$78,640+61.1%
Boston-Cambridge-Newton, MA-NH$78,530+60.9%
San Francisco-Oakland-Fremont, CA$78,490+60.8%

Top-paying occupations benchmarked in Crestview-Fort Walton Beach-Destin, FL

OccupationMedian annual wageMedian hourly
Chief Executives$186,440$89.63/hr
Architectural and Engineering Managers$163,840$78.77/hr
Computer and Information Systems Managers$161,140$77.47/hr
Marketing Managers$155,080$74.56/hr
Financial Manager$145,810$70.10/hr
Purchasing Managers$136,970$65.85/hr
Physician Assistant$130,730$62.85/hr
Software Engineer$130,640$62.81/hr
Human Resources Managers$129,500$62.26/hr
Sales Managers$125,570$60.37/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Crestview-Fort Walton Beach-Destin, FL Overview

HVAC/R Technician median pay in Crestview-Fort Walton Beach-Destin, FL is $48,810 a year ($23.47/hr). See take-home pay after 2026 taxes, BLS wage percentiles. Official 2026 economic data for HVAC/R Technician in Crestview-Fort Walton Beach-Destin, FL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Crestview-Fort Walton Beach-Destin, FL?

The median annual wage is $48,810 ($23.47 per hour). The middle 80% of earners make between $37,600 and $75,070. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Crestview-Fort Walton Beach-Destin, FL after taxes?

On the median wage of $48,810, a single filer with no pre-tax deductions takes home about $41,399 a year ($3,450 a month) after $7,411 in federal, FICA, state and local taxes, an effective rate of 15.18%, using 2026 tax rules.