SOC 49-9021

HVAC/R Technician Salary in Gulfport-Biloxi, MS (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MS
COL Index: 96.04 (-4.0% vs US)
Net Compensation Yield 77.3% Realized
$37,305 / net annual direct deposit
Gross Adjusted $48,230 $23.19/hr
Effective Tax Drag 16.65% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$8,031 $308.90/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $23.19 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$2,894/yr)
0% Tax Shield: ~$347/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$3,260
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$2,990
Medicare Hospital Insurance
Statutory 1.45%
-$699
Mississippi Individual Income Tax
State Marginal Bracket
-$1,081
Net Take-Home Annual Realized
$37,305 ($1,434.80 / check)
Category 2 of 6

Gulfport-Biloxi, MS HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $48,230
MIDDLE 50% (IQR RANGE) 10th $36.3k 25th $40.6k Median: $48,230 50th (Median) $48.2k 75th $60.6k 90th $74.7k You: $48,230
10th (Entry) $36,260 $17.43/hr
25th (Junior) $40,600 $19.52/hr
50th (Median) $48,230 $23.19/hr
75th (Senior) $60,640 $29.15/hr
90th (Lead/Master) $74,690 $35.91/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Gulfport-Biloxi, MS
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$30,198$14.52/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$46,641$22.42/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$62,056$29.83/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$85,377$41.05/hr · 9+ Years
Scaled to the Gulfport-Biloxi, MS medianView National HVAC/R Technician Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Gulfport-Biloxi, MS under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
32% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $982/month Requires minimum annual gross of $39,280
HUD Fair Market Rent (2-Bedroom) $1,185/month Requires minimum annual gross of $47,400
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.24/hr
Per adult, 2 working adults + 1 child: $19.29/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Gulfport-Biloxi, MS.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$48,230-$8,031$37,305$1,434.80
+5h Overtime/Wk45 hrs$57,273-$10,083$43,753$1,682.83
+10h Overtime/Wk50 hrs$66,316-$12,135$50,202$1,930.85
+15h Overtime/Wk55 hrs$75,359-$14,621$56,217$2,162.19
+20h Overtime/Wk60 hrs$84,403-$17,523$61,816$2,377.52
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Gulfport-Biloxi, MS: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Mississippi tax codes.

Market Baseline
$48,230/yr
$23.19/hr · SOC 49-9021
Statutory Tax Drag
16.65% Effective
-$8,031 in Total Taxes
HUD 1BR Shelter Ratio
32% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$2,127/mo
Post-$982/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Gulfport-Biloxi, MS: Market Snapshot

HVAC/R Technician roles in Gulfport-Biloxi, MS report a median annual wage of $48,230, 20.9% below the national median of $61,010. The 10th to 90th percentile band runs from $36,260 to $74,690, and HUD’s $982 monthly one-bedroom fair market rent equals 24.4% of that median gross pay. The single-adult living wage benchmark for the area is $21.24 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+94.5%
Anchorage, AK$85,620+77.5%
Napa, CA$84,570+75.3%
San Jose-Sunnyvale-Santa Clara, CA$82,050+70.1%
Seattle-Tacoma-Bellevue, WA$80,100+66.1%
Santa Rosa-Petaluma, CA$79,510+64.9%
Peoria, IL$78,710+63.2%
Santa Maria-Santa Barbara, CA$78,640+63.1%
Boston-Cambridge-Newton, MA-NH$78,530+62.8%
San Francisco-Oakland-Fremont, CA$78,490+62.7%

Top-paying occupations benchmarked in Gulfport-Biloxi, MS

OccupationMedian annual wageMedian hourly
Chief Executives$159,120$76.50/hr
Architectural and Engineering Managers$139,730$67.18/hr
Purchasing Managers$131,330$63.14/hr
Nurse Practitioner$128,150$61.61/hr
Computer and Information Systems Managers$127,460$61.28/hr
Industrial Production Managers$126,570$60.85/hr
Human Resources Managers$121,470$58.40/hr
Gambling Managers$121,420$58.38/hr
Financial Manager$115,320$55.44/hr
General and Operations Managers$107,480$51.67/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Gulfport-Biloxi, MS (2026) Overview

HVAC/R Technician median pay in Gulfport-Biloxi, MS is $48,230 a year ($23.19/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for HVAC/R Technician in Gulfport-Biloxi, MS compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Gulfport-Biloxi, MS?

The median annual wage is $48,230 ($23.19 per hour). The middle 80% of earners make between $36,260 and $74,690. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Gulfport-Biloxi, MS after taxes?

On the median wage of $48,230, a single filer with no pre-tax deductions takes home about $39,736 a year ($3,311 a month) after $8,494 in federal, FICA, state and local taxes, an effective rate of 17.61%, using 2026 tax rules.