SOC 49-9021

HVAC/R Technician Salary in Hagerstown-Martinsburg, MD-WV (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MD + Municipal
COL Index: 95.97 (-4.0% vs US)
Net Compensation Yield 72.5% Realized
$42,358 / net annual direct deposit
Gross Adjusted $58,410 $28.08/hr
Effective Tax Drag 21.48% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$12,548 $482.61/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $28.08 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,505/yr)
0% Tax Shield: ~$421/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,409
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,621
Medicare Hospital Insurance
Statutory 1.45%
-$847
Maryland Individual Income Tax
State Marginal Bracket
-$2,244
Washington County local income tax
2.95%
-$1,426
Net Take-Home Annual Realized
$42,358 ($1,629.14 / check)
Category 2 of 6

Hagerstown-Martinsburg, MD-WV HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $58,410
MIDDLE 50% (IQR RANGE) 10th $38.0k 25th $46.4k Median: $58,410 50th (Median) $58.4k 75th $72.1k 90th $87.8k You: $58,410
10th (Entry) $38,040 $18.29/hr
25th (Junior) $46,350 $22.28/hr
50th (Median) $58,410 $28.08/hr
75th (Senior) $72,110 $34.67/hr
90th (Lead/Master) $87,790 $42.21/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Hagerstown-Martinsburg, MD-WV
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$36,572$17.58/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$56,486$27.16/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$75,155$36.13/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$103,397$49.71/hr · 9+ Years
Scaled to the Hagerstown-Martinsburg, MD-WV medianView National HVAC/R Technician Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Hagerstown-Martinsburg, MD-WV under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
28% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $982/month Requires minimum annual gross of $39,280
HUD Fair Market Rent (2-Bedroom) $1,284/month Requires minimum annual gross of $51,360
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.23/hr
Per adult, 2 working adults + 1 child: $20.00/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Hagerstown-Martinsburg, MD-WV.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$58,410-$12,548$42,358$1,629.14
+5h Overtime/Wk45 hrs$69,362-$15,414$49,786$1,914.86
+10h Overtime/Wk50 hrs$80,314-$19,179$56,316$2,165.99
+15h Overtime/Wk55 hrs$91,266-$23,075$62,715$2,412.12
+20h Overtime/Wk60 hrs$102,218-$26,970$69,115$2,658.25
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Hagerstown-Martinsburg, MD-WV: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Maryland tax codes.

Market Baseline
$58,410/yr
$28.08/hr · SOC 49-9021
Statutory Tax Drag
21.48% Effective
-$12,548 in Total Taxes
HUD 1BR Shelter Ratio
28% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,548/mo
Post-$982/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Hagerstown-Martinsburg, MD-WV: Market Snapshot

HVAC/R Technician roles in Hagerstown-Martinsburg, MD-WV report a median annual wage of $58,410, 4.3% below the national median of $61,010. The 10th to 90th percentile band runs from $38,040 to $87,790, and HUD’s $982 monthly one-bedroom fair market rent equals 20.2% of that median gross pay. The single-adult living wage benchmark for the area is $21.23 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+60.6%
Anchorage, AK$85,620+46.6%
Napa, CA$84,570+44.8%
San Jose-Sunnyvale-Santa Clara, CA$82,050+40.5%
Seattle-Tacoma-Bellevue, WA$80,100+37.1%
Santa Rosa-Petaluma, CA$79,510+36.1%
Peoria, IL$78,710+34.8%
Santa Maria-Santa Barbara, CA$78,640+34.6%
Boston-Cambridge-Newton, MA-NH$78,530+34.4%
San Francisco-Oakland-Fremont, CA$78,490+34.4%

Top-paying occupations benchmarked in Hagerstown-Martinsburg, MD-WV

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$157,870$75.90/hr
Purchasing Managers$156,730$75.35/hr
Human Resources Managers$149,610$71.93/hr
Solutions Architect$148,700$71.49/hr
Computer and Information Systems Managers$145,790$70.09/hr
Chief Executives$142,390$68.46/hr
Physician Assistant$137,220$65.97/hr
Financial Manager$133,590$64.23/hr
Nurse Practitioner$126,240$60.69/hr
Marketing Managers$123,210$59.24/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Hagerstown-Martinsburg, MD-WV (2026) Overview

HVAC/R Technician median pay in Hagerstown-Martinsburg, MD-WV is $58,410 a year ($28.08/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for HVAC/R Technician in Hagerstown-Martinsburg, MD-WV compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Hagerstown-Martinsburg, MD-WV?

The median annual wage is $58,410 ($28.08 per hour). The middle 80% of earners make between $38,040 and $87,790. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Hagerstown-Martinsburg, MD-WV after taxes?

On the median wage of $58,410, a single filer with no pre-tax deductions takes home about $45,172 a year ($3,764 a month) after $13,238 in federal, FICA, state and local taxes, an effective rate of 22.66%, using 2026 tax rules.