SOC 49-9021

HVAC/R Technician Salary in Helena, MT (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MT
COL Index: 102.4 (+2.4% vs US)
Net Compensation Yield 75.3% Realized
$47,214 / net annual direct deposit
Gross Adjusted $62,670 $30.13/hr
Effective Tax Drag 18.66% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$11,695 $449.83/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $30.13 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,760/yr)
0% Tax Shield: ~$451/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,889
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,886
Medicare Hospital Insurance
Statutory 1.45%
-$909
Montana Individual Income Tax
State Marginal Bracket
-$2,012
Net Take-Home Annual Realized
$47,214 ($1,815.93 / check)
Category 2 of 6

Helena, MT HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $62,670
MIDDLE 50% (IQR RANGE) 10th $46.0k 25th $49.9k Median: $62,670 50th (Median) $62.7k 75th $75.3k 90th $79.1k You: $62,670
10th (Entry) $45,970 $22.10/hr
25th (Junior) $49,890 $23.99/hr
50th (Median) $62,670 $30.13/hr
75th (Senior) $75,280 $36.19/hr
90th (Lead/Master) $79,090 $38.02/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Helena, MT
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$39,239$18.86/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$60,605$29.14/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$80,636$38.77/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$110,939$53.34/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Helena, MT under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
26% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,040/month Requires minimum annual gross of $41,600
HUD Fair Market Rent (2-Bedroom) $1,320/month Requires minimum annual gross of $52,800
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.40/hr
Per adult, 2 working adults + 1 child: $41.20/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Helena, MT.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$62,670-$11,695$47,214$1,815.93
+5h Overtime/Wk45 hrs$74,421-$14,845$55,110$2,119.63
+10h Overtime/Wk50 hrs$86,171-$18,798$62,203$2,392.42
+15h Overtime/Wk55 hrs$97,922-$22,751$69,296$2,665.21
+20h Overtime/Wk60 hrs$109,673-$26,704$76,388$2,938.00
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Helena, MT: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Montana tax codes.

Market Baseline
$62,670/yr
$30.13/hr · SOC 49-9021
Statutory Tax Drag
18.66% Effective
-$11,695 in Total Taxes
HUD 1BR Shelter Ratio
26% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,895/mo
Post-$1,040/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Helena, MT: Market Snapshot

HVAC/R Technician roles in Helena, MT report a median annual wage of $62,670, 2.7% above the national median of $61,010. The 10th to 90th percentile band runs from $45,970 to $79,090, and HUD’s $1,040 monthly one-bedroom fair market rent equals 19.9% of that median gross pay. The single-adult living wage benchmark for the area is $21.40 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+49.7%
Anchorage, AK$85,620+36.6%
Napa, CA$84,570+34.9%
San Jose-Sunnyvale-Santa Clara, CA$82,050+30.9%
Seattle-Tacoma-Bellevue, WA$80,100+27.8%
Santa Rosa-Petaluma, CA$79,510+26.9%
Peoria, IL$78,710+25.6%
Santa Maria-Santa Barbara, CA$78,640+25.5%
Boston-Cambridge-Newton, MA-NH$78,530+25.3%
San Francisco-Oakland-Fremont, CA$78,490+25.2%

Top-paying occupations benchmarked in Helena, MT

OccupationMedian annual wageMedian hourly
Chief Executives$173,880$83.60/hr
Marketing Managers$154,770$74.41/hr
Sales Managers$142,520$68.52/hr
Nurse Practitioner$136,420$65.59/hr
Physician Assistant$134,030$64.44/hr
Financial Manager$133,360$64.12/hr
Industrial Production Managers$133,010$63.95/hr
Computer and Information Systems Managers$130,230$62.61/hr
Administrative Services Managers$129,670$62.34/hr
Architectural and Engineering Managers$126,900$61.01/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Helena, MT (2026) Overview

HVAC/R Technician median pay in Helena, MT is $62,670 a year ($30.13/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents and living wage.

Quick answers
What is the median salary for a HVAC/R Technician in Helena, MT?

The median annual wage is $62,670 ($30.13 per hour). The middle 80% of earners make between $45,970 and $79,090. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Helena, MT after taxes?

On the median wage of $62,670, a single filer with no pre-tax deductions takes home about $50,347 a year ($4,196 a month) after $12,323 in federal, FICA, state and local taxes, an effective rate of 19.66%, using 2026 tax rules.