SOC 49-9021

HVAC/R Technician Salary in Jackson, MI (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MI + Municipal
COL Index: 93.57 (-6.4% vs US)
Net Compensation Yield 74.1% Realized
$45,337 / net annual direct deposit
Gross Adjusted $61,220 $29.43/hr
Effective Tax Drag 19.94% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$12,210 $469.62/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $29.43 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,673/yr)
0% Tax Shield: ~$441/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,726
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,796
Medicare Hospital Insurance
Statutory 1.45%
-$888
Michigan Individual Income Tax
State Marginal Bracket
-$2,195
Jackson city income tax
1.00%
-$606
Net Take-Home Annual Realized
$45,337 ($1,743.72 / check)
Category 2 of 6

Jackson, MI HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $61,220
MIDDLE 50% (IQR RANGE) 10th $44.0k 25th $47.9k Median: $61,220 50th (Median) $61.2k 75th $90.7k 90th $97.8k You: $61,220
10th (Entry) $44,010 $21.16/hr
25th (Junior) $47,940 $23.05/hr
50th (Median) $61,220 $29.43/hr
75th (Senior) $90,680 $43.60/hr
90th (Lead/Master) $97,820 $47.03/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Jackson, MI
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$38,331$18.43/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$59,203$28.46/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$78,770$37.87/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$108,372$52.10/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Jackson, MI under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
26% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $984/month Requires minimum annual gross of $39,360
HUD Fair Market Rent (2-Bedroom) $1,201/month Requires minimum annual gross of $48,040
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $20.69/hr
Per adult, 2 working adults + 1 child: $18.56/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Jackson, MI.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$61,220-$12,210$45,337$1,743.72
+5h Overtime/Wk45 hrs$72,699-$15,140$53,197$2,046.03
+10h Overtime/Wk50 hrs$84,178-$18,965$60,161$2,313.90
+15h Overtime/Wk55 hrs$95,656-$22,791$67,126$2,581.78
+20h Overtime/Wk60 hrs$107,135-$26,616$74,091$2,849.65
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Jackson, MI: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Michigan tax codes.

Market Baseline
$61,220/yr
$29.43/hr · SOC 49-9021
Statutory Tax Drag
19.94% Effective
-$12,210 in Total Taxes
HUD 1BR Shelter Ratio
26% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,794/mo
Post-$984/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Jackson, MI: Market Snapshot

HVAC/R Technician roles in Jackson, MI report a median annual wage of $61,220, 0.3% above the national median of $61,010. The 10th to 90th percentile band runs from $44,010 to $97,820, and HUD’s $984 monthly one-bedroom fair market rent equals 19.3% of that median gross pay. The single-adult living wage benchmark for the area is $20.69 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+53.3%
Anchorage, AK$85,620+39.9%
Napa, CA$84,570+38.1%
San Jose-Sunnyvale-Santa Clara, CA$82,050+34.0%
Seattle-Tacoma-Bellevue, WA$80,100+30.8%
Santa Rosa-Petaluma, CA$79,510+29.9%
Peoria, IL$78,710+28.6%
Santa Maria-Santa Barbara, CA$78,640+28.5%
Boston-Cambridge-Newton, MA-NH$78,530+28.3%
San Francisco-Oakland-Fremont, CA$78,490+28.2%

Top-paying occupations benchmarked in Jackson, MI

OccupationMedian annual wageMedian hourly
Chief Executives$298,440$143.48/hr
Computer and Information Systems Managers$170,400$81.92/hr
Architectural and Engineering Managers$159,680$76.77/hr
Marketing Managers$159,090$76.49/hr
Sales Managers$151,710$72.94/hr
Human Resources Managers$149,930$72.08/hr
Financial Manager$149,930$72.08/hr
Purchasing Managers$144,120$69.29/hr
Physician Assistant$130,640$62.81/hr
Software Engineer$130,220$62.61/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Jackson, MI (2026) Overview

HVAC/R Technician median pay in Jackson, MI is $61,220 a year ($29.43/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents and living wage.

Quick answers
What is the median salary for a HVAC/R Technician in Jackson, MI?

The median annual wage is $61,220 ($29.43 per hour). The middle 80% of earners make between $44,010 and $97,820. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Jackson, MI after taxes?

On the median wage of $61,220, a single filer with no pre-tax deductions takes home about $48,413 a year ($4,034 a month) after $12,807 in federal, FICA, state and local taxes, an effective rate of 20.92%, using 2026 tax rules.