SOC 49-9021

HVAC/R Technician Salary in Killeen-Temple, TX (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TX
COL Index: 96.06 (-3.9% vs US)
Net Compensation Yield 79.5% Realized
$39,437 / net annual direct deposit
Gross Adjusted $49,630 $23.86/hr
Effective Tax Drag 14.54% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$7,215 $277.50/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $23.86 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$2,978/yr)
0% Tax Shield: ~$357/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$3,418
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,077
Medicare Hospital Insurance
Statutory 1.45%
-$720
Texas Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$39,437 ($1,516.82 / check)
Category 2 of 6

Killeen-Temple, TX HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $49,630
MIDDLE 50% (IQR RANGE) 10th $33.4k 25th $41.6k Median: $49,630 50th (Median) $49.6k 75th $62.0k 90th $75.2k You: $49,630
10th (Entry) $33,430 $16.07/hr
25th (Junior) $41,600 $20.00/hr
50th (Median) $49,630 $23.86/hr
75th (Senior) $62,050 $29.83/hr
90th (Lead/Master) $75,180 $36.14/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Killeen-Temple, TX
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$31,075$14.94/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$47,995$23.07/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$63,858$30.70/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$87,855$42.24/hr · 9+ Years
Scaled to the Killeen-Temple, TX medianView National HVAC/R Technician Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Killeen-Temple, TX under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
28% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $927/month Requires minimum annual gross of $37,080
HUD Fair Market Rent (2-Bedroom) $1,138/month Requires minimum annual gross of $45,520
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.24/hr
Per adult, 2 working adults + 1 child: $18.27/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Killeen-Temple, TX.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$49,630-$7,215$39,437$1,516.82
+5h Overtime/Wk45 hrs$58,936-$8,977$46,423$1,785.50
+10h Overtime/Wk50 hrs$68,241-$10,738$53,409$2,054.18
+15h Overtime/Wk55 hrs$77,547-$13,139$59,755$2,298.27
+20h Overtime/Wk60 hrs$86,853-$15,775$65,866$2,533.31
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Killeen-Temple, TX: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Texas tax codes.

Market Baseline
$49,630/yr
$23.86/hr · SOC 49-9021
Statutory Tax Drag
14.54% Effective
-$7,215 in Total Taxes
HUD 1BR Shelter Ratio
28% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,359/mo
Post-$927/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Killeen-Temple, TX: Market Snapshot

HVAC/R Technician roles in Killeen-Temple, TX report a median annual wage of $49,630, 18.7% below the national median of $61,010. The 10th to 90th percentile band runs from $33,430 to $75,180, and HUD’s $927 monthly one-bedroom fair market rent equals 22.4% of that median gross pay. The single-adult living wage benchmark for the area is $21.24 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+89.0%
Anchorage, AK$85,620+72.5%
Napa, CA$84,570+70.4%
San Jose-Sunnyvale-Santa Clara, CA$82,050+65.3%
Seattle-Tacoma-Bellevue, WA$80,100+61.4%
Santa Rosa-Petaluma, CA$79,510+60.2%
Peoria, IL$78,710+58.6%
Santa Maria-Santa Barbara, CA$78,640+58.5%
Boston-Cambridge-Newton, MA-NH$78,530+58.2%
San Francisco-Oakland-Fremont, CA$78,490+58.2%

Top-paying occupations benchmarked in Killeen-Temple, TX

OccupationMedian annual wageMedian hourly
Chief Executives$220,940$106.22/hr
Architectural and Engineering Managers$158,560$76.23/hr
Computer and Information Systems Managers$154,180$74.12/hr
Financial Manager$140,310$67.46/hr
Physician Assistant$140,200$67.40/hr
Nurse Practitioner$138,670$66.67/hr
Human Resources Managers$135,580$65.18/hr
Sales Managers$123,890$59.56/hr
Purchasing Managers$123,590$59.42/hr
Software Engineer$123,320$59.29/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Killeen-Temple, TX (2026) Overview

HVAC/R Technician median pay in Killeen-Temple, TX is $49,630 a year ($23.86/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for HVAC/R Technician in Killeen-Temple, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Killeen-Temple, TX?

The median annual wage is $49,630 ($23.86 per hour). The middle 80% of earners make between $33,430 and $75,180. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Killeen-Temple, TX after taxes?

On the median wage of $49,630, a single filer with no pre-tax deductions takes home about $42,058 a year ($3,505 a month) after $7,572 in federal, FICA, state and local taxes, an effective rate of 15.26%, using 2026 tax rules.