SOC 49-9021

HVAC/R Technician Salary in Laredo, TX (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TX
COL Index: 101.1 (+1.1% vs US)
Net Compensation Yield 79.6% Realized
$38,551 / net annual direct deposit
Gross Adjusted $48,450 $23.29/hr
Effective Tax Drag 14.43% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$6,992 $268.91/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $23.29 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$2,907/yr)
0% Tax Shield: ~$349/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$3,285
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,004
Medicare Hospital Insurance
Statutory 1.45%
-$703
Texas Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$38,551 ($1,482.75 / check)
Category 2 of 6

Laredo, TX HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $48,450
MIDDLE 50% (IQR RANGE) 10th $36.3k 25th $39.1k Median: $48,450 50th (Median) $48.5k 75th $58.9k 90th $69.7k You: $48,450
10th (Entry) $36,260 $17.43/hr
25th (Junior) $39,110 $18.80/hr
50th (Median) $48,450 $23.29/hr
75th (Senior) $58,870 $28.30/hr
90th (Lead/Master) $69,740 $33.53/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Laredo, TX
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$30,336$14.58/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$46,854$22.53/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$62,339$29.97/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$85,766$41.23/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Laredo, TX under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
30% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $955/month Requires minimum annual gross of $38,200
HUD Fair Market Rent (2-Bedroom) $1,157/month Requires minimum annual gross of $46,280
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $22.36/hr
Per adult, 2 working adults + 1 child: $18.75/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Laredo, TX.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$48,450-$6,992$38,551$1,482.75
+5h Overtime/Wk45 hrs$57,534-$8,711$45,371$1,745.04
+10h Overtime/Wk50 hrs$66,619-$10,431$52,191$2,007.33
+15h Overtime/Wk55 hrs$75,703-$12,617$58,544$2,251.70
+20h Overtime/Wk60 hrs$84,788-$15,190$64,510$2,481.15
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Laredo, TX: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Texas tax codes.

Market Baseline
$48,450/yr
$23.29/hr · SOC 49-9021
Statutory Tax Drag
14.43% Effective
-$6,992 in Total Taxes
HUD 1BR Shelter Ratio
30% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,258/mo
Post-$955/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Laredo, TX: Market Snapshot

HVAC/R Technician roles in Laredo, TX report a median annual wage of $48,450, 20.6% below the national median of $61,010. The 10th to 90th percentile band runs from $36,260 to $69,740, and HUD’s $955 monthly one-bedroom fair market rent equals 23.7% of that median gross pay. The single-adult living wage benchmark for the area is $22.36 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+93.6%
Anchorage, AK$85,620+76.7%
Napa, CA$84,570+74.6%
San Jose-Sunnyvale-Santa Clara, CA$82,050+69.3%
Seattle-Tacoma-Bellevue, WA$80,100+65.3%
Santa Rosa-Petaluma, CA$79,510+64.1%
Peoria, IL$78,710+62.5%
Santa Maria-Santa Barbara, CA$78,640+62.3%
Boston-Cambridge-Newton, MA-NH$78,530+62.1%
San Francisco-Oakland-Fremont, CA$78,490+62.0%

Top-paying occupations benchmarked in Laredo, TX

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$155,340$74.68/hr
Computer and Information Systems Managers$127,870$61.48/hr
Physician Assistant$124,120$59.67/hr
Nurse Practitioner$121,360$58.35/hr
Financial Manager$121,140$58.24/hr
Administrative Services Managers$114,000$54.81/hr
Marketing Managers$112,680$54.17/hr
Software Engineer$111,450$53.58/hr
Human Resources Managers$103,990$50.00/hr
Industrial Production Managers$101,280$48.69/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Laredo, TX (2026) Overview

HVAC/R Technician median pay in Laredo, TX is $48,450 a year ($23.29/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents and living wage.

Quick answers
What is the median salary for a HVAC/R Technician in Laredo, TX?

The median annual wage is $48,450 ($23.29 per hour). The middle 80% of earners make between $36,260 and $69,740. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Laredo, TX after taxes?

On the median wage of $48,450, a single filer with no pre-tax deductions takes home about $41,110 a year ($3,426 a month) after $7,340 in federal, FICA, state and local taxes, an effective rate of 15.15%, using 2026 tax rules.