SOC 49-9021

HVAC/R Technician Salary in Lima, OH (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + OH + Municipal
COL Index: 93.24 (-6.8% vs US)
Net Compensation Yield 75.8% Realized
$46,221 / net annual direct deposit
Gross Adjusted $60,950 $29.30/hr
Effective Tax Drag 18.17% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$11,072 $425.85/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $29.30 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,657/yr)
0% Tax Shield: ~$439/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,695
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,779
Medicare Hospital Insurance
Statutory 1.45%
-$884
Ohio Individual Income Tax
State Marginal Bracket
-$800
Lima city income tax
1.50%
-$914
Net Take-Home Annual Realized
$46,221 ($1,777.73 / check)
Category 2 of 6

Lima, OH HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $60,950
MIDDLE 50% (IQR RANGE) 10th $39.2k 25th $47.8k Median: $60,950 50th (Median) $61.0k 75th $66.0k 90th $77.5k You: $60,950
10th (Entry) $39,210 $18.85/hr
25th (Junior) $47,830 $23.00/hr
50th (Median) $60,950 $29.30/hr
75th (Senior) $66,040 $31.75/hr
90th (Lead/Master) $77,530 $37.27/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Lima, OH
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$38,162$18.35/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$58,942$28.34/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$78,423$37.70/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$107,894$51.87/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Lima, OH under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
23% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $901/month Requires minimum annual gross of $36,040
HUD Fair Market Rent (2-Bedroom) $1,179/month Requires minimum annual gross of $47,160
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $20.62/hr
Per adult, 2 working adults + 1 child: $18.79/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Lima, OH.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$60,950-$11,072$46,221$1,777.73
+5h Overtime/Wk45 hrs$72,378-$13,856$54,180$2,083.83
+10h Overtime/Wk50 hrs$83,806-$17,560$61,218$2,354.52
+15h Overtime/Wk55 hrs$95,234-$21,272$68,249$2,624.95
+20h Overtime/Wk60 hrs$106,663-$24,976$75,287$2,895.64
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Lima, OH: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Ohio tax codes.

Market Baseline
$60,950/yr
$29.30/hr · SOC 49-9021
Statutory Tax Drag
18.17% Effective
-$11,072 in Total Taxes
HUD 1BR Shelter Ratio
23% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,951/mo
Post-$901/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Lima, OH: Market Snapshot

HVAC/R Technician roles in Lima, OH report a median annual wage of $60,950, 0.1% below the national median of $61,010. The 10th to 90th percentile band runs from $39,210 to $77,530, and HUD’s $901 monthly one-bedroom fair market rent equals 17.7% of that median gross pay. The single-adult living wage benchmark for the area is $20.62 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+53.9%
Anchorage, AK$85,620+40.5%
Napa, CA$84,570+38.8%
San Jose-Sunnyvale-Santa Clara, CA$82,050+34.6%
Seattle-Tacoma-Bellevue, WA$80,100+31.4%
Santa Rosa-Petaluma, CA$79,510+30.5%
Peoria, IL$78,710+29.1%
Santa Maria-Santa Barbara, CA$78,640+29.0%
Boston-Cambridge-Newton, MA-NH$78,530+28.8%
San Francisco-Oakland-Fremont, CA$78,490+28.8%

Top-paying occupations benchmarked in Lima, OH

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$152,770$73.45/hr
Chief Executives$150,740$72.47/hr
Computer and Information Systems Managers$140,030$67.32/hr
Financial Manager$125,380$60.28/hr
Physician Assistant$125,100$60.14/hr
Marketing Managers$122,260$58.78/hr
Nurse Practitioner$120,350$57.86/hr
Industrial Production Managers$117,990$56.73/hr
Human Resources Managers$115,800$55.67/hr
Software Engineer$114,600$55.10/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Lima, OH (2026) Overview

HVAC/R Technician median pay in Lima, OH is $60,950 a year ($29.30/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents and living wage.

Quick answers
What is the median salary for a HVAC/R Technician in Lima, OH?

The median annual wage is $60,950 ($29.30 per hour). The middle 80% of earners make between $39,210 and $77,530. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Lima, OH after taxes?

On the median wage of $60,950, a single filer with no pre-tax deductions takes home about $49,338 a year ($4,112 a month) after $11,612 in federal, FICA, state and local taxes, an effective rate of 19.05%, using 2026 tax rules.