SOC 49-9021

HVAC/R Technician Salary in McAllen-Edinburg-Mission, TX (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TX
COL Index: 88.78 (-11.2% vs US)
Net Compensation Yield 79.7% Realized
$37,591 / net annual direct deposit
Gross Adjusted $47,170 $22.68/hr
Effective Tax Drag 14.31% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$6,749 $259.59/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $22.68 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$2,830/yr)
0% Tax Shield: ~$340/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$3,141
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$2,925
Medicare Hospital Insurance
Statutory 1.45%
-$684
Texas Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$37,591 ($1,445.79 / check)
Category 2 of 6

McAllen-Edinburg-Mission, TX HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $47,170
MIDDLE 50% (IQR RANGE) 10th $36.1k 25th $39.2k Median: $47,170 50th (Median) $47.2k 75th $58.8k 90th $73.0k You: $47,170
10th (Entry) $36,060 $17.34/hr
25th (Junior) $39,160 $18.83/hr
50th (Median) $47,170 $22.68/hr
75th (Senior) $58,840 $28.29/hr
90th (Lead/Master) $73,010 $35.10/hr
Career Progression & Licensing Milestones for HVAC/R Technician in McAllen-Edinburg-Mission, TX
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$29,534$14.20/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$45,616$21.93/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$60,692$29.18/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$83,500$40.14/hr · 9+ Years
Scaled to the McAllen-Edinburg-Mission, TX medianView National HVAC/R Technician Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in McAllen-Edinburg-Mission, TX under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
26% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $806/month Requires minimum annual gross of $32,240
HUD Fair Market Rent (2-Bedroom) $1,017/month Requires minimum annual gross of $40,680
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $19.63/hr
Per adult, 2 working adults + 1 child: $16.66/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in McAllen-Edinburg-Mission, TX.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$47,170-$6,749$37,591$1,445.79
+5h Overtime/Wk45 hrs$56,014-$8,424$44,230$1,701.15
+10h Overtime/Wk50 hrs$64,859-$10,098$50,869$1,956.52
+15h Overtime/Wk55 hrs$73,703-$12,050$57,231$2,201.19
+20h Overtime/Wk60 hrs$82,548-$14,556$63,039$2,424.57
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in McAllen-Edinburg-Mission, TX: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Texas tax codes.

Market Baseline
$47,170/yr
$22.68/hr · SOC 49-9021
Statutory Tax Drag
14.31% Effective
-$6,749 in Total Taxes
HUD 1BR Shelter Ratio
26% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,327/mo
Post-$806/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in McAllen-Edinburg-Mission, TX: Market Snapshot

HVAC/R Technician roles in McAllen-Edinburg-Mission, TX report a median annual wage of $47,170, 22.7% below the national median of $61,010. The 10th to 90th percentile band runs from $36,060 to $73,010, and HUD’s $806 monthly one-bedroom fair market rent equals 20.5% of that median gross pay. The single-adult living wage benchmark for the area is $19.63 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+98.9%
Anchorage, AK$85,620+81.5%
Napa, CA$84,570+79.3%
San Jose-Sunnyvale-Santa Clara, CA$82,050+73.9%
Seattle-Tacoma-Bellevue, WA$80,100+69.8%
Santa Rosa-Petaluma, CA$79,510+68.6%
Peoria, IL$78,710+66.9%
Santa Maria-Santa Barbara, CA$78,640+66.7%
Boston-Cambridge-Newton, MA-NH$78,530+66.5%
San Francisco-Oakland-Fremont, CA$78,490+66.4%

Top-paying occupations benchmarked in McAllen-Edinburg-Mission, TX

OccupationMedian annual wageMedian hourly
Chief Executives$202,990$97.59/hr
Computer and Information Systems Managers$133,750$64.30/hr
Physician Assistant$131,870$63.40/hr
Financial Manager$129,290$62.16/hr
Nurse Practitioner$122,550$58.92/hr
Software Engineer$116,120$55.83/hr
Marketing Managers$113,360$54.50/hr
Natural Sciences Managers$105,370$50.66/hr
Human Resources Managers$103,010$49.52/hr
Purchasing Managers$101,670$48.88/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in McAllen-Edinburg-Mission, TX (2026) Overview

HVAC/R Technician median pay in McAllen-Edinburg-Mission, TX is $47,170 a year ($22.68/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for HVAC/R Technician in McAllen-Edinburg-Mission, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in McAllen-Edinburg-Mission, TX?

The median annual wage is $47,170 ($22.68 per hour). The middle 80% of earners make between $36,060 and $73,010. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in McAllen-Edinburg-Mission, TX after taxes?

On the median wage of $47,170, a single filer with no pre-tax deductions takes home about $40,081 a year ($3,340 a month) after $7,089 in federal, FICA, state and local taxes, an effective rate of 15.03%, using 2026 tax rules.