SOC 49-9021

HVAC/R Technician Salary in Midland, MI (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MI
COL Index: 100.11 (+0.1% vs US)
Net Compensation Yield 75.4% Realized
$42,581 / net annual direct deposit
Gross Adjusted $56,490 $27.16/hr
Effective Tax Drag 18.62% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$10,520 $404.60/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $27.16 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,389/yr)
0% Tax Shield: ~$407/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,192
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,502
Medicare Hospital Insurance
Statutory 1.45%
-$819
Michigan Individual Income Tax
State Marginal Bracket
-$2,006
Net Take-Home Annual Realized
$42,581 ($1,637.73 / check)
Category 2 of 6

Midland, MI HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $56,490
MIDDLE 50% (IQR RANGE) 10th $35.5k 25th $43.6k Median: $56,490 50th (Median) $56.5k 75th $65.8k 90th $80.6k You: $56,490
10th (Entry) $35,470 $17.05/hr
25th (Junior) $43,570 $20.95/hr
50th (Median) $56,490 $27.16/hr
75th (Senior) $65,840 $31.65/hr
90th (Lead/Master) $80,640 $38.77/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Midland, MI
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$35,370$17.00/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$54,629$26.26/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$72,684$34.94/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$99,999$48.08/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Midland, MI under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
26% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $936/month Requires minimum annual gross of $37,440
HUD Fair Market Rent (2-Bedroom) $1,205/month Requires minimum annual gross of $48,200
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $22.14/hr
Per adult, 2 working adults + 1 child: $20.32/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Midland, MI.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$56,490-$10,520$42,581$1,637.73
+5h Overtime/Wk45 hrs$67,082-$12,948$50,109$1,927.28
+10h Overtime/Wk50 hrs$77,674-$16,027$56,986$2,191.77
+15h Overtime/Wk55 hrs$88,266-$19,451$63,519$2,443.02
+20h Overtime/Wk60 hrs$98,858-$22,875$70,051$2,694.27
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Midland, MI: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Michigan tax codes.

Market Baseline
$56,490/yr
$27.16/hr · SOC 49-9021
Statutory Tax Drag
18.62% Effective
-$10,520 in Total Taxes
HUD 1BR Shelter Ratio
26% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,612/mo
Post-$936/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Midland, MI: Market Snapshot

HVAC/R Technician roles in Midland, MI report a median annual wage of $56,490, 7.4% below the national median of $61,010. The 10th to 90th percentile band runs from $35,470 to $80,640, and HUD’s $936 monthly one-bedroom fair market rent equals 19.9% of that median gross pay. The single-adult living wage benchmark for the area is $22.14 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+66.1%
Anchorage, AK$85,620+51.6%
Napa, CA$84,570+49.7%
San Jose-Sunnyvale-Santa Clara, CA$82,050+45.2%
Seattle-Tacoma-Bellevue, WA$80,100+41.8%
Santa Rosa-Petaluma, CA$79,510+40.8%
Peoria, IL$78,710+39.3%
Santa Maria-Santa Barbara, CA$78,640+39.2%
Boston-Cambridge-Newton, MA-NH$78,530+39.0%
San Francisco-Oakland-Fremont, CA$78,490+38.9%

Top-paying occupations benchmarked in Midland, MI

OccupationMedian annual wageMedian hourly
Chief Executives$587,950$282.67/hr
Natural Sciences Managers$212,130$101.99/hr
Financial Manager$173,080$83.21/hr
Human Resources Managers$170,710$82.07/hr
Architectural and Engineering Managers$166,460$80.03/hr
Industrial Production Managers$154,070$74.07/hr
Physician Assistant$129,860$62.43/hr
Sales Managers$128,280$61.67/hr
Administrative Services Managers$123,690$59.47/hr
Facilities Managers$114,330$54.97/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Midland, MI (2026) Overview

HVAC/R Technician median pay in Midland, MI is $56,490 a year ($27.16/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents and living wage.

Quick answers
What is the median salary for a HVAC/R Technician in Midland, MI?

The median annual wage is $56,490 ($27.16 per hour). The middle 80% of earners make between $35,470 and $80,640. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Midland, MI after taxes?

On the median wage of $56,490, a single filer with no pre-tax deductions takes home about $45,420 a year ($3,785 a month) after $11,070 in federal, FICA, state and local taxes, an effective rate of 19.6%, using 2026 tax rules.