SOC 49-9021

HVAC/R Technician Salary in Modesto, CA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CA
COL Index: 114.72 (+14.7% vs US)
Net Compensation Yield 74.6% Realized
$48,328 / net annual direct deposit
Gross Adjusted $64,760 $31.13/hr
Effective Tax Drag 19.37% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$12,546 $482.56/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $31.13 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,886/yr)
0% Tax Shield: ~$466/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$5,125
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,015
Medicare Hospital Insurance
Statutory 1.45%
-$939
California Individual Income Tax
State Marginal Bracket
-$1,626
State Disability Insurance (SDI)
Statutory Payroll Assessment
-$842
Net Take-Home Annual Realized
$48,328 ($1,858.77 / check)
Category 2 of 6

Modesto, CA HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $64,760
MIDDLE 50% (IQR RANGE) 10th $47.8k 25th $57.6k Median: $64,760 50th (Median) $64.8k 75th $79.0k 90th $90.5k You: $64,760
10th (Entry) $47,820 $22.99/hr
25th (Junior) $57,560 $27.67/hr
50th (Median) $64,760 $31.13/hr
75th (Senior) $79,010 $37.99/hr
90th (Lead/Master) $90,480 $43.50/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Modesto, CA
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$40,548$19.49/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$62,626$30.11/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$83,325$40.06/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$114,638$55.11/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Modesto, CA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
34% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,378/month Requires minimum annual gross of $55,120
HUD Fair Market Rent (2-Bedroom) $1,803/month Requires minimum annual gross of $72,120
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $25.37/hr
Per adult, 2 working adults + 1 child: $22.70/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Modesto, CA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$64,760-$12,546$48,328$1,858.77
+5h Overtime/Wk45 hrs$76,903-$16,404$55,884$2,149.38
+10h Overtime/Wk50 hrs$89,045-$20,949$62,753$2,413.58
+15h Overtime/Wk55 hrs$101,188-$25,609$69,508$2,673.37
+20h Overtime/Wk60 hrs$113,330-$30,268$76,262$2,933.17
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Modesto, CA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and California tax codes.

Market Baseline
$64,760/yr
$31.13/hr · SOC 49-9021
Statutory Tax Drag
19.37% Effective
-$12,546 in Total Taxes
HUD 1BR Shelter Ratio
34% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$2,649/mo
Post-$1,378/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Modesto, CA: Market Snapshot

HVAC/R Technician roles in Modesto, CA report a median annual wage of $64,760, 6.1% above the national median of $61,010. The 10th to 90th percentile band runs from $47,820 to $90,480, and HUD’s $1,378 monthly one-bedroom fair market rent equals 25.5% of that median gross pay. The single-adult living wage benchmark for the area is $25.37 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+44.9%
Anchorage, AK$85,620+32.2%
Napa, CA$84,570+30.6%
San Jose-Sunnyvale-Santa Clara, CA$82,050+26.7%
Seattle-Tacoma-Bellevue, WA$80,100+23.7%
Santa Rosa-Petaluma, CA$79,510+22.8%
Peoria, IL$78,710+21.5%
Santa Maria-Santa Barbara, CA$78,640+21.4%
Boston-Cambridge-Newton, MA-NH$78,530+21.3%
San Francisco-Oakland-Fremont, CA$78,490+21.2%

Top-paying occupations benchmarked in Modesto, CA

OccupationMedian annual wageMedian hourly
Chief Executives$200,900$96.59/hr
Nurse Practitioner$173,380$83.36/hr
Physician Assistant$165,730$79.68/hr
Architectural and Engineering Managers$163,680$78.69/hr
Marketing Managers$160,520$77.17/hr
Education Administrators, Kindergarten through Secondary$160,240$77.04/hr
Financial Manager$160,180$77.01/hr
Natural Sciences Managers$160,070$76.96/hr
Computer and Information Systems Managers$159,720$76.79/hr
Human Resources Managers$153,630$73.86/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Modesto, CA (2026) Overview

HVAC/R Technician median pay in Modesto, CA is $64,760 a year ($31.13/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents and living wage.

Quick answers
What is the median salary for a HVAC/R Technician in Modesto, CA?

The median annual wage is $64,760 ($31.13 per hour). The middle 80% of earners make between $47,820 and $90,480. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Modesto, CA after taxes?

On the median wage of $64,760, a single filer with no pre-tax deductions takes home about $51,514 a year ($4,293 a month) after $13,246 in federal, FICA, state and local taxes, an effective rate of 20.45%, using 2026 tax rules.