SOC 49-9021

HVAC/R Technician Salary in Montgomery, AL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + AL
COL Index: 100.42 (+0.4% vs US)
Net Compensation Yield 75.7% Realized
$36,842 / net annual direct deposit
Gross Adjusted $48,680 $23.40/hr
Effective Tax Drag 18.32% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$8,918 $342.98/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $23.40 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$2,921/yr)
0% Tax Shield: ~$350/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$3,311
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,018
Medicare Hospital Insurance
Statutory 1.45%
-$706
Alabama Individual Income Tax
State Marginal Bracket
-$1,882
Net Take-Home Annual Realized
$36,842 ($1,416.99 / check)
Category 2 of 6

Montgomery, AL HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $48,680
MIDDLE 50% (IQR RANGE) 10th $35.9k 25th $40.7k Median: $48,680 50th (Median) $48.7k 75th $60.0k 90th $66.0k You: $48,680
10th (Entry) $35,880 $17.25/hr
25th (Junior) $40,660 $19.55/hr
50th (Median) $48,680 $23.40/hr
75th (Senior) $59,960 $28.83/hr
90th (Lead/Master) $65,960 $31.71/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Montgomery, AL
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$30,480$14.65/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$47,076$22.63/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$62,635$30.11/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$86,173$41.43/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Montgomery, AL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
33% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,003/month Requires minimum annual gross of $40,120
HUD Fair Market Rent (2-Bedroom) $1,150/month Requires minimum annual gross of $46,000
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $22.21/hr
Per adult, 2 working adults + 1 child: $19.43/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Montgomery, AL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$48,680-$8,918$36,842$1,416.99
+5h Overtime/Wk45 hrs$57,808-$11,023$43,316$1,666.01
+10h Overtime/Wk50 hrs$66,935-$13,128$49,791$1,915.03
+15h Overtime/Wk55 hrs$76,063-$15,708$55,790$2,145.78
+20h Overtime/Wk60 hrs$85,190-$18,629$61,450$2,363.45
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Montgomery, AL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Alabama tax codes.

Market Baseline
$48,680/yr
$23.40/hr · SOC 49-9021
Statutory Tax Drag
18.32% Effective
-$8,918 in Total Taxes
HUD 1BR Shelter Ratio
33% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$2,067/mo
Post-$1,003/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Montgomery, AL: Market Snapshot

HVAC/R Technician roles in Montgomery, AL report a median annual wage of $48,680, 20.2% below the national median of $61,010. The 10th to 90th percentile band runs from $35,880 to $65,960, and HUD’s $1,003 monthly one-bedroom fair market rent equals 24.7% of that median gross pay. The single-adult living wage benchmark for the area is $22.21 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+92.7%
Anchorage, AK$85,620+75.9%
Napa, CA$84,570+73.7%
San Jose-Sunnyvale-Santa Clara, CA$82,050+68.5%
Seattle-Tacoma-Bellevue, WA$80,100+64.5%
Santa Rosa-Petaluma, CA$79,510+63.3%
Peoria, IL$78,710+61.7%
Santa Maria-Santa Barbara, CA$78,640+61.5%
Boston-Cambridge-Newton, MA-NH$78,530+61.3%
San Francisco-Oakland-Fremont, CA$78,490+61.2%

Top-paying occupations benchmarked in Montgomery, AL

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$156,490$75.24/hr
Chief Executives$155,700$74.86/hr
Computer and Information Systems Managers$134,810$64.81/hr
Financial Manager$131,570$63.25/hr
Purchasing Managers$121,250$58.29/hr
Industrial Production Managers$119,990$57.69/hr
Cybersecurity Analyst$113,270$54.46/hr
Software Engineer$110,620$53.18/hr
Solutions Architect$109,300$52.55/hr
Administrative Services Managers$109,240$52.52/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Montgomery, AL (2026) Overview

HVAC/R Technician median pay in Montgomery, AL is $48,680 a year ($23.40/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for HVAC/R Technician in Montgomery, AL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Montgomery, AL?

The median annual wage is $48,680 ($23.40 per hour). The middle 80% of earners make between $35,880 and $65,960. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Montgomery, AL after taxes?

On the median wage of $48,680, a single filer with no pre-tax deductions takes home about $39,283 a year ($3,274 a month) after $9,397 in federal, FICA, state and local taxes, an effective rate of 19.3%, using 2026 tax rules.