SOC 49-9021

HVAC/R Technician Salary in Ocala, FL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 101.22 (+1.2% vs US)
Net Compensation Yield 79.5% Realized
$38,979 / net annual direct deposit
Gross Adjusted $49,020 $23.57/hr
Effective Tax Drag 14.48% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$7,099 $273.06/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $23.57 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$2,941/yr)
0% Tax Shield: ~$353/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$3,349
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,039
Medicare Hospital Insurance
Statutory 1.45%
-$711
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$38,979 ($1,499.20 / check)
Category 2 of 6

Ocala, FL HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $49,020
MIDDLE 50% (IQR RANGE) 10th $35.3k 25th $44.6k Median: $49,020 50th (Median) $49.0k 75th $60.9k 90th $74.8k You: $49,020
10th (Entry) $35,330 $16.99/hr
25th (Junior) $44,600 $21.44/hr
50th (Median) $49,020 $23.57/hr
75th (Senior) $60,860 $29.26/hr
90th (Lead/Master) $74,810 $35.97/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Ocala, FL
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$30,693$14.76/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$47,405$22.79/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$63,073$30.32/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$86,775$41.72/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Ocala, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
37% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,201/month Requires minimum annual gross of $48,040
HUD Fair Market Rent (2-Bedroom) $1,394/month Requires minimum annual gross of $55,760
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $22.39/hr
Per adult, 2 working adults + 1 child: $19.67/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Ocala, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$49,020-$7,099$38,979$1,499.20
+5h Overtime/Wk45 hrs$58,211-$8,839$45,879$1,764.58
+10h Overtime/Wk50 hrs$67,403-$10,579$52,779$2,029.96
+15h Overtime/Wk55 hrs$76,594-$12,869$59,129$2,274.20
+20h Overtime/Wk60 hrs$85,785-$15,473$65,165$2,506.35
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Ocala, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$49,020/yr
$23.57/hr · SOC 49-9021
Statutory Tax Drag
14.48% Effective
-$7,099 in Total Taxes
HUD 1BR Shelter Ratio
37% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$2,047/mo
Post-$1,201/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Ocala, FL: Market Snapshot

HVAC/R Technician roles in Ocala, FL report a median annual wage of $49,020, 19.7% below the national median of $61,010. The 10th to 90th percentile band runs from $35,330 to $74,810, and HUD’s $1,201 monthly one-bedroom fair market rent equals 29.4% of that median gross pay. The single-adult living wage benchmark for the area is $22.39 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+91.4%
Anchorage, AK$85,620+74.7%
Napa, CA$84,570+72.5%
San Jose-Sunnyvale-Santa Clara, CA$82,050+67.4%
Seattle-Tacoma-Bellevue, WA$80,100+63.4%
Santa Rosa-Petaluma, CA$79,510+62.2%
Peoria, IL$78,710+60.6%
Santa Maria-Santa Barbara, CA$78,640+60.4%
Boston-Cambridge-Newton, MA-NH$78,530+60.2%
San Francisco-Oakland-Fremont, CA$78,490+60.1%

Top-paying occupations benchmarked in Ocala, FL

OccupationMedian annual wageMedian hourly
Architectural and Engineering Managers$162,520$78.13/hr
Computer and Information Systems Managers$138,580$66.62/hr
Chief Executives$131,440$63.19/hr
Financial Manager$129,360$62.19/hr
Physician Assistant$125,790$60.48/hr
Nurse Practitioner$124,430$59.82/hr
Human Resources Managers$117,510$56.50/hr
Sales Managers$117,240$56.37/hr
Marketing Managers$115,550$55.55/hr
Software Engineer$112,780$54.22/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Ocala, FL (2026) Overview

HVAC/R Technician median pay in Ocala, FL is $49,020 a year ($23.57/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents and living wage.

Quick answers
What is the median salary for a HVAC/R Technician in Ocala, FL?

The median annual wage is $49,020 ($23.57 per hour). The middle 80% of earners make between $35,330 and $74,810. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Ocala, FL after taxes?

On the median wage of $49,020, a single filer with no pre-tax deductions takes home about $41,568 a year ($3,464 a month) after $7,452 in federal, FICA, state and local taxes, an effective rate of 15.2%, using 2026 tax rules.