SOC 49-9021

HVAC/R Technician Salary in Oxnard-Thousand Oaks-Ventura, CA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + CA
COL Index: 160.75 (+60.8% vs US)
Net Compensation Yield 74.2% Realized
$51,698 / net annual direct deposit
Gross Adjusted $69,710 $33.51/hr
Effective Tax Drag 19.84% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$13,830 $531.91/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $33.51 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,183/yr)
0% Tax Shield: ~$502/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$5,683
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,322
Medicare Hospital Insurance
Statutory 1.45%
-$1,011
California Individual Income Tax
State Marginal Bracket
-$1,907
State Disability Insurance (SDI)
Statutory Payroll Assessment
-$906
Net Take-Home Annual Realized
$51,698 ($1,988.38 / check)
Category 2 of 6

Oxnard-Thousand Oaks-Ventura, CA HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $69,710
MIDDLE 50% (IQR RANGE) 10th $45.9k 25th $54.6k Median: $69,710 50th (Median) $69.7k 75th $80.8k 90th $100k You: $69,710
10th (Entry) $45,910 $22.07/hr
25th (Junior) $54,580 $26.24/hr
50th (Median) $69,710 $33.51/hr
75th (Senior) $80,750 $38.82/hr
90th (Lead/Master) $100,220 $48.18/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Oxnard-Thousand Oaks-Ventura, CA
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$43,647$20.98/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$67,413$32.41/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$89,694$43.12/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$123,401$59.33/hr · 9+ Years
Scaled to the Oxnard-Thousand Oaks-Ventura, CA medianView National HVAC/R Technician Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Oxnard-Thousand Oaks-Ventura, CA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
47% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $2,035/month Requires minimum annual gross of $81,400
HUD Fair Market Rent (2-Bedroom) $2,424/month Requires minimum annual gross of $96,960
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $35.55/hr
Per adult, 2 working adults + 1 child: $32.94/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Oxnard-Thousand Oaks-Ventura, CA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$69,710-$13,830$51,698$1,988.38
+5h Overtime/Wk45 hrs$82,781-$18,588$59,226$2,277.91
+10h Overtime/Wk50 hrs$95,851-$23,561$66,539$2,559.20
+15h Overtime/Wk55 hrs$108,922-$28,576$73,810$2,838.85
+20h Overtime/Wk60 hrs$121,993-$33,592$81,081$3,118.50
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Oxnard-Thousand Oaks-Ventura, CA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and California tax codes.

Market Baseline
$69,710/yr
$33.51/hr · SOC 49-9021
Statutory Tax Drag
19.84% Effective
-$13,830 in Total Taxes
HUD 1BR Shelter Ratio
47% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$2,273/mo
Post-$2,035/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Oxnard-Thousand Oaks-Ventura, CA: Market Snapshot

HVAC/R Technician roles in Oxnard-Thousand Oaks-Ventura, CA report a median annual wage of $69,710, 14.3% above the national median of $61,010. The 10th to 90th percentile band runs from $45,910 to $100,220, and HUD’s $2,035 monthly one-bedroom fair market rent equals 35.0% of that median gross pay. The single-adult living wage benchmark for the area is $35.55 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+34.6%
Anchorage, AK$85,620+22.8%
Napa, CA$84,570+21.3%
San Jose-Sunnyvale-Santa Clara, CA$82,050+17.7%
Seattle-Tacoma-Bellevue, WA$80,100+14.9%
Santa Rosa-Petaluma, CA$79,510+14.1%
Peoria, IL$78,710+12.9%
Santa Maria-Santa Barbara, CA$78,640+12.8%
Boston-Cambridge-Newton, MA-NH$78,530+12.7%
San Francisco-Oakland-Fremont, CA$78,490+12.6%

Top-paying occupations benchmarked in Oxnard-Thousand Oaks-Ventura, CA

OccupationMedian annual wageMedian hourly
Chief Executives$202,750$97.48/hr
Architectural and Engineering Managers$179,760$86.42/hr
Natural Sciences Managers$176,740$84.97/hr
Financial Manager$169,900$81.68/hr
Marketing Managers$169,540$81.51/hr
Data Engineer$168,390$80.96/hr
Human Resources Managers$162,230$78.00/hr
Software Engineer$159,430$76.65/hr
Education Administrators, Kindergarten through Secondary$159,120$76.50/hr
Physician Assistant$154,760$74.40/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Oxnard-Thousand Oaks-Ventura, CA (2026) Overview

HVAC/R Technician median pay in Oxnard-Thousand Oaks-Ventura, CA is $69,710 a year ($33.51/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD. Official 2026 economic data for HVAC/R Technician in Oxnard-Thousand Oaks-Ventura, CA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Oxnard-Thousand Oaks-Ventura, CA?

The median annual wage is $69,710 ($33.51 per hour). The middle 80% of earners make between $45,910 and $100,220. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Oxnard-Thousand Oaks-Ventura, CA after taxes?

On the median wage of $69,710, a single filer with no pre-tax deductions takes home about $54,723 a year ($4,560 a month) after $14,987 in federal, FICA, state and local taxes, an effective rate of 21.5%, using 2026 tax rules.