SOC 49-9021

HVAC/R Technician Salary in Paducah, KY-IL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + KY + Municipal
COL Index: 89.6 (-10.4% vs US)
Net Compensation Yield 73.8% Realized
$41,800 / net annual direct deposit
Gross Adjusted $56,610 $27.22/hr
Effective Tax Drag 20.16% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$11,413 $438.97/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $27.22 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,397/yr)
0% Tax Shield: ~$408/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,206
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,510
Medicare Hospital Insurance
Statutory 1.45%
-$821
Kentucky Individual Income Tax
State Marginal Bracket
-$1,745
Paducah payroll license fee
2.00%
-$1,132
Net Take-Home Annual Realized
$41,800 ($1,607.69 / check)
Category 2 of 6

Paducah, KY-IL HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $56,610
MIDDLE 50% (IQR RANGE) 10th $45.0k 25th $48.8k Median: $56,610 50th (Median) $56.6k 75th $61.2k 90th $78.1k You: $56,610
10th (Entry) $44,970 $21.62/hr
25th (Junior) $48,840 $23.48/hr
50th (Median) $56,610 $27.22/hr
75th (Senior) $61,210 $29.43/hr
90th (Lead/Master) $78,110 $37.55/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Paducah, KY-IL
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$35,445$17.04/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$54,745$26.32/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$72,839$35.02/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$100,211$48.18/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Paducah, KY-IL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
24% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $820/month Requires minimum annual gross of $32,800
HUD Fair Market Rent (2-Bedroom) $1,020/month Requires minimum annual gross of $40,800
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $18.20/hr
Per adult, 2 working adults + 1 child: $35.40/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Paducah, KY-IL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$56,610-$11,413$41,800$1,607.69
+5h Overtime/Wk45 hrs$67,224-$13,984$49,207$1,892.57
+10h Overtime/Wk50 hrs$77,839-$17,222$55,947$2,151.79
+15h Overtime/Wk55 hrs$88,453-$20,790$62,356$2,398.29
+20h Overtime/Wk60 hrs$99,068-$24,359$68,765$2,644.79
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Paducah, KY-IL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Kentucky tax codes.

Market Baseline
$56,610/yr
$27.22/hr · SOC 49-9021
Statutory Tax Drag
20.16% Effective
-$11,413 in Total Taxes
HUD 1BR Shelter Ratio
24% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,663/mo
Post-$820/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Paducah, KY-IL: Market Snapshot

HVAC/R Technician roles in Paducah, KY-IL report a median annual wage of $56,610, 7.2% below the national median of $61,010. The 10th to 90th percentile band runs from $44,970 to $78,110, and HUD’s $820 monthly one-bedroom fair market rent equals 17.4% of that median gross pay. The single-adult living wage benchmark for the area is $18.20 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+65.7%
Anchorage, AK$85,620+51.2%
Napa, CA$84,570+49.4%
San Jose-Sunnyvale-Santa Clara, CA$82,050+44.9%
Seattle-Tacoma-Bellevue, WA$80,100+41.5%
Santa Rosa-Petaluma, CA$79,510+40.5%
Peoria, IL$78,710+39.0%
Santa Maria-Santa Barbara, CA$78,640+38.9%
Boston-Cambridge-Newton, MA-NH$78,530+38.7%
San Francisco-Oakland-Fremont, CA$78,490+38.7%

Top-paying occupations benchmarked in Paducah, KY-IL

OccupationMedian annual wageMedian hourly
Chief Executives$148,710$71.50/hr
Architectural and Engineering Managers$143,940$69.20/hr
Sales Managers$132,660$63.78/hr
Computer and Information Systems Managers$130,300$62.64/hr
Physician Assistant$124,990$60.09/hr
Nurse Practitioner$124,200$59.71/hr
Administrative Services Managers$117,840$56.65/hr
Financial Manager$114,460$55.03/hr
Industrial Production Managers$113,380$54.51/hr
Transportation, Storage, and Distribution Managers$109,890$52.83/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Paducah, KY-IL (2026) Overview

HVAC/R Technician median pay in Paducah, KY-IL is $56,610 a year ($27.22/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for HVAC/R Technician in Paducah, KY-IL compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Paducah, KY-IL?

The median annual wage is $56,610 ($27.22 per hour). The middle 80% of earners make between $44,970 and $78,110. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Paducah, KY-IL after taxes?

On the median wage of $56,610, a single filer with no pre-tax deductions takes home about $44,670 a year ($3,723 a month) after $11,940 in federal, FICA, state and local taxes, an effective rate of 21.09%, using 2026 tax rules.