SOC 49-9021

HVAC/R Technician Salary in Providence-Warwick, RI-MA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + RI
COL Index: 111.2 (+11.2% vs US)
Net Compensation Yield 75.7% Realized
$51,004 / net annual direct deposit
Gross Adjusted $67,380 $32.39/hr
Effective Tax Drag 18.3% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$12,333 $474.36/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $32.39 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,043/yr)
0% Tax Shield: ~$485/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$5,420
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,178
Medicare Hospital Insurance
Statutory 1.45%
-$977
Rhode Island Individual Income Tax
State Marginal Bracket
-$1,758
Net Take-Home Annual Realized
$51,004 ($1,961.69 / check)
Category 2 of 6

Providence-Warwick, RI-MA HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $67,380
MIDDLE 50% (IQR RANGE) 10th $45.0k 25th $51.4k Median: $67,380 50th (Median) $67.4k 75th $84.5k 90th $104k You: $67,380
10th (Entry) $44,970 $21.62/hr
25th (Junior) $51,440 $24.73/hr
50th (Median) $67,380 $32.39/hr
75th (Senior) $84,490 $40.62/hr
90th (Lead/Master) $104,080 $50.04/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Providence-Warwick, RI-MA
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$42,188$20.28/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$65,160$31.33/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$86,696$41.68/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$119,276$57.34/hr · 9+ Years
Scaled to the Providence-Warwick, RI-MA medianView National HVAC/R Technician Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Providence-Warwick, RI-MA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
36% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,509/month Requires minimum annual gross of $60,360
HUD Fair Market Rent (2-Bedroom) $1,879/month Requires minimum annual gross of $75,160
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.59/hr
Per adult, 2 working adults + 1 child: $23.28/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Providence-Warwick, RI-MA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$67,380-$12,333$51,004$1,961.69
+5h Overtime/Wk45 hrs$80,014-$16,042$59,171$2,275.82
+10h Overtime/Wk50 hrs$92,648-$20,066$67,023$2,577.79
+15h Overtime/Wk55 hrs$105,281-$24,095$74,869$2,879.59
+20h Overtime/Wk60 hrs$117,915-$28,238$82,602$3,176.99
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Providence-Warwick, RI-MA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Rhode Island tax codes.

Market Baseline
$67,380/yr
$32.39/hr · SOC 49-9021
Statutory Tax Drag
18.3% Effective
-$12,333 in Total Taxes
HUD 1BR Shelter Ratio
36% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$2,741/mo
Post-$1,509/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Providence-Warwick, RI-MA: Market Snapshot

HVAC/R Technician roles in Providence-Warwick, RI-MA report a median annual wage of $67,380, 10.4% above the national median of $61,010. The 10th to 90th percentile band runs from $44,970 to $104,080, and HUD’s $1,509 monthly one-bedroom fair market rent equals 26.9% of that median gross pay. The single-adult living wage benchmark for the area is $24.59 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+39.2%
Anchorage, AK$85,620+27.1%
Napa, CA$84,570+25.5%
San Jose-Sunnyvale-Santa Clara, CA$82,050+21.8%
Seattle-Tacoma-Bellevue, WA$80,100+18.9%
Santa Rosa-Petaluma, CA$79,510+18.0%
Peoria, IL$78,710+16.8%
Santa Maria-Santa Barbara, CA$78,640+16.7%
Boston-Cambridge-Newton, MA-NH$78,530+16.5%
San Francisco-Oakland-Fremont, CA$78,490+16.5%

Top-paying occupations benchmarked in Providence-Warwick, RI-MA

OccupationMedian annual wageMedian hourly
Chief Executives$243,620$117.12/hr
Architectural and Engineering Managers$172,640$83.00/hr
Computer and Information Systems Managers$171,220$82.32/hr
Financial Manager$167,570$80.56/hr
Human Resources Managers$163,290$78.50/hr
Compensation and Benefits Managers$162,440$78.10/hr
Advertising and Promotions Managers$157,890$75.91/hr
Sales Managers$148,880$71.58/hr
Public Relations Managers$146,370$70.37/hr
Natural Sciences Managers$144,920$69.67/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Providence-Warwick, RI-MA (2026) Overview

HVAC/R Technician median pay in Providence-Warwick, RI-MA is $67,380 a year ($32.39/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents. Official 2026 economic data for HVAC/R Technician in Providence-Warwick, RI-MA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Providence-Warwick, RI-MA?

The median annual wage is $67,380 ($32.39 per hour). The middle 80% of earners make between $44,970 and $104,080. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Providence-Warwick, RI-MA after taxes?

On the median wage of $67,380, a single filer with no pre-tax deductions takes home about $54,322 a year ($4,527 a month) after $13,058 in federal, FICA, state and local taxes, an effective rate of 19.38%, using 2026 tax rules.