SOC 49-9021

HVAC/R Technician Salary in Punta Gorda, FL (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + FL
COL Index: 107.3 (+7.3% vs US)
Net Compensation Yield 78.9% Realized
$45,037 / net annual direct deposit
Gross Adjusted $57,090 $27.45/hr
Effective Tax Drag 15.11% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$8,627 $331.81/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $27.45 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,425/yr)
0% Tax Shield: ~$411/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,260
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,540
Medicare Hospital Insurance
Statutory 1.45%
-$828
Florida Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$45,037 ($1,732.21 / check)
Category 2 of 6

Punta Gorda, FL HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $57,090
MIDDLE 50% (IQR RANGE) 10th $38.7k 25th $47.9k Median: $57,090 50th (Median) $57.1k 75th $62.2k 90th $77.4k You: $57,090
10th (Entry) $38,730 $18.62/hr
25th (Junior) $47,870 $23.01/hr
50th (Median) $57,090 $27.45/hr
75th (Senior) $62,250 $29.93/hr
90th (Lead/Master) $77,440 $37.23/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Punta Gorda, FL
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$35,746$17.19/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$55,209$26.54/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$73,456$35.32/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$101,061$48.59/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Punta Gorda, FL under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
32% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,204/month Requires minimum annual gross of $48,160
HUD Fair Market Rent (2-Bedroom) $1,575/month Requires minimum annual gross of $63,000
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.73/hr
Per adult, 2 working adults + 1 child: $21.36/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Punta Gorda, FL.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$57,090-$8,627$45,037$1,732.21
+5h Overtime/Wk45 hrs$67,794-$10,653$53,073$2,041.28
+10h Overtime/Wk50 hrs$78,499-$13,409$60,380$2,322.31
+15h Overtime/Wk55 hrs$89,203-$16,441$67,410$2,592.68
+20h Overtime/Wk60 hrs$99,908-$19,474$74,439$2,863.05
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Punta Gorda, FL: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Florida tax codes.

Market Baseline
$57,090/yr
$27.45/hr · SOC 49-9021
Statutory Tax Drag
15.11% Effective
-$8,627 in Total Taxes
HUD 1BR Shelter Ratio
32% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$2,549/mo
Post-$1,204/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Punta Gorda, FL: Market Snapshot

HVAC/R Technician roles in Punta Gorda, FL report a median annual wage of $57,090, 6.4% below the national median of $61,010. The 10th to 90th percentile band runs from $38,730 to $77,440, and HUD’s $1,204 monthly one-bedroom fair market rent equals 25.3% of that median gross pay. The single-adult living wage benchmark for the area is $23.73 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+64.3%
Anchorage, AK$85,620+50.0%
Napa, CA$84,570+48.1%
San Jose-Sunnyvale-Santa Clara, CA$82,050+43.7%
Seattle-Tacoma-Bellevue, WA$80,100+40.3%
Santa Rosa-Petaluma, CA$79,510+39.3%
Peoria, IL$78,710+37.9%
Santa Maria-Santa Barbara, CA$78,640+37.7%
Boston-Cambridge-Newton, MA-NH$78,530+37.6%
San Francisco-Oakland-Fremont, CA$78,490+37.5%

Top-paying occupations benchmarked in Punta Gorda, FL

OccupationMedian annual wageMedian hourly
Computer and Information Systems Managers$168,730$81.12/hr
Chief Executives$151,230$72.71/hr
Software Engineer$134,510$64.67/hr
Physician Assistant$127,820$61.45/hr
Financial Manager$127,280$61.19/hr
Nurse Practitioner$125,460$60.32/hr
Human Resources Managers$125,330$60.25/hr
Marketing Managers$120,400$57.88/hr
Sales Managers$112,360$54.02/hr
Medical and Health Services Managers$106,070$51.00/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Punta Gorda, FL (2026) Overview

HVAC/R Technician median pay in Punta Gorda, FL is $57,090 a year ($27.45/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living.

Quick answers
What is the median salary for a HVAC/R Technician in Punta Gorda, FL?

The median annual wage is $57,090 ($27.45 per hour). The middle 80% of earners make between $38,730 and $77,440. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Punta Gorda, FL after taxes?

On the median wage of $57,090, a single filer with no pre-tax deductions takes home about $48,052 a year ($4,004 a month) after $9,038 in federal, FICA, state and local taxes, an effective rate of 15.83%, using 2026 tax rules.