SOC 49-9021

HVAC/R Technician Salary in Rapid City, SD (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + SD
COL Index: 97.95 (-2.0% vs US)
Net Compensation Yield 78.6% Realized
$48,296 / net annual direct deposit
Gross Adjusted $61,430 $29.53/hr
Effective Tax Drag 15.38% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$9,449 $363.41/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $29.53 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,686/yr)
0% Tax Shield: ~$442/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,749
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,809
Medicare Hospital Insurance
Statutory 1.45%
-$891
South Dakota Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$48,296 ($1,857.52 / check)
Category 2 of 6

Rapid City, SD HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $61,430
MIDDLE 50% (IQR RANGE) 10th $48.0k 25th $49.4k Median: $61,430 50th (Median) $61.4k 75th $65.9k 90th $74.3k You: $61,430
10th (Entry) $48,010 $23.08/hr
25th (Junior) $49,440 $23.77/hr
50th (Median) $61,430 $29.53/hr
75th (Senior) $65,910 $31.69/hr
90th (Lead/Master) $74,280 $35.71/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Rapid City, SD
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$38,463$18.49/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$59,406$28.56/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$79,040$38.00/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$108,743$52.28/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Rapid City, SD under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
27% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,093/month Requires minimum annual gross of $43,720
HUD Fair Market Rent (2-Bedroom) $1,430/month Requires minimum annual gross of $57,200
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.66/hr
Per adult, 2 working adults + 1 child: $20.72/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Rapid City, SD.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$61,430-$9,449$48,296$1,857.52
+5h Overtime/Wk45 hrs$72,948-$11,836$56,735$2,182.12
+10h Overtime/Wk50 hrs$84,466-$15,099$64,299$2,473.04
+15h Overtime/Wk55 hrs$95,984-$18,362$71,863$2,763.96
+20h Overtime/Wk60 hrs$107,503-$21,625$79,427$3,054.88
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Rapid City, SD: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and South Dakota tax codes.

Market Baseline
$61,430/yr
$29.53/hr · SOC 49-9021
Statutory Tax Drag
15.38% Effective
-$9,449 in Total Taxes
HUD 1BR Shelter Ratio
27% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,932/mo
Post-$1,093/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Rapid City, SD: Market Snapshot

HVAC/R Technician roles in Rapid City, SD report a median annual wage of $61,430, 0.7% above the national median of $61,010. The 10th to 90th percentile band runs from $48,010 to $74,280, and HUD’s $1,093 monthly one-bedroom fair market rent equals 21.4% of that median gross pay. The single-adult living wage benchmark for the area is $21.66 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+52.7%
Anchorage, AK$85,620+39.4%
Napa, CA$84,570+37.7%
San Jose-Sunnyvale-Santa Clara, CA$82,050+33.6%
Seattle-Tacoma-Bellevue, WA$80,100+30.4%
Santa Rosa-Petaluma, CA$79,510+29.4%
Peoria, IL$78,710+28.1%
Santa Maria-Santa Barbara, CA$78,640+28.0%
Boston-Cambridge-Newton, MA-NH$78,530+27.8%
San Francisco-Oakland-Fremont, CA$78,490+27.8%

Top-paying occupations benchmarked in Rapid City, SD

OccupationMedian annual wageMedian hourly
Chief Executives$301,420$144.91/hr
Architectural and Engineering Managers$196,800$94.62/hr
Computer and Information Systems Managers$163,860$78.78/hr
Financial Manager$160,280$77.06/hr
Sales Managers$134,010$64.43/hr
Physician Assistant$130,740$62.86/hr
General and Operations Managers$130,410$62.70/hr
Natural Sciences Managers$129,960$62.48/hr
Nurse Practitioner$124,160$59.69/hr
Medical and Health Services Managers$122,930$59.10/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Rapid City, SD (2026) Overview

HVAC/R Technician median pay in Rapid City, SD is $61,430 a year ($29.53/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living.

Quick answers
What is the median salary for a HVAC/R Technician in Rapid City, SD?

The median annual wage is $61,430 ($29.53 per hour). The middle 80% of earners make between $48,010 and $74,280. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Rapid City, SD after taxes?

On the median wage of $61,430, a single filer with no pre-tax deductions takes home about $51,539 a year ($4,295 a month) after $9,891 in federal, FICA, state and local taxes, an effective rate of 16.1%, using 2026 tax rules.