SOC 49-9021

HVAC/R Technician Salary in Rochester, NY (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NY
COL Index: 113.53 (+13.5% vs US)
Net Compensation Yield 74.4% Realized
$47,272 / net annual direct deposit
Gross Adjusted $63,570 $30.56/hr
Effective Tax Drag 19.64% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$12,484 $480.14/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $30.56 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,814/yr)
0% Tax Shield: ~$458/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,991
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,941
Medicare Hospital Insurance
Statutory 1.45%
-$922
New York Individual Income Tax
State Marginal Bracket
-$2,630
Net Take-Home Annual Realized
$47,272 ($1,818.16 / check)
Category 2 of 6

Rochester, NY HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $63,570
MIDDLE 50% (IQR RANGE) 10th $45.9k 25th $50.9k Median: $63,570 50th (Median) $63.6k 75th $79.0k 90th $91.2k You: $63,570
10th (Entry) $45,860 $22.05/hr
25th (Junior) $50,890 $24.47/hr
50th (Median) $63,570 $30.56/hr
75th (Senior) $79,020 $37.99/hr
90th (Lead/Master) $91,190 $43.84/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Rochester, NY
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$39,803$19.14/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$61,476$29.56/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$81,794$39.32/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$112,532$54.10/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Rochester, NY under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
29% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,131/month Requires minimum annual gross of $45,240
HUD Fair Market Rent (2-Bedroom) $1,416/month Requires minimum annual gross of $56,640
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $25.11/hr
Per adult, 2 working adults + 1 child: $25.61/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Rochester, NY.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$63,570-$12,484$47,272$1,818.16
+5h Overtime/Wk45 hrs$75,489-$15,791$55,169$2,121.89
+10h Overtime/Wk50 hrs$87,409-$19,773$62,391$2,399.67
+15h Overtime/Wk55 hrs$99,328-$23,778$69,590$2,676.55
+20h Overtime/Wk60 hrs$111,248-$27,816$76,757$2,952.18
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Rochester, NY: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and New York tax codes.

Market Baseline
$63,570/yr
$30.56/hr · SOC 49-9021
Statutory Tax Drag
19.64% Effective
-$12,484 in Total Taxes
HUD 1BR Shelter Ratio
29% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,808/mo
Post-$1,131/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Rochester, NY: Market Snapshot

HVAC/R Technician roles in Rochester, NY report a median annual wage of $63,570, 4.2% above the national median of $61,010. The 10th to 90th percentile band runs from $45,860 to $91,190, and HUD’s $1,131 monthly one-bedroom fair market rent equals 21.3% of that median gross pay. The single-adult living wage benchmark for the area is $25.11 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+47.6%
Anchorage, AK$85,620+34.7%
Napa, CA$84,570+33.0%
San Jose-Sunnyvale-Santa Clara, CA$82,050+29.1%
Seattle-Tacoma-Bellevue, WA$80,100+26.0%
Santa Rosa-Petaluma, CA$79,510+25.1%
Peoria, IL$78,710+23.8%
Santa Maria-Santa Barbara, CA$78,640+23.7%
Boston-Cambridge-Newton, MA-NH$78,530+23.5%
San Francisco-Oakland-Fremont, CA$78,490+23.5%

Top-paying occupations benchmarked in Rochester, NY

OccupationMedian annual wageMedian hourly
Chief Executives$237,180$114.03/hr
Computer and Information Systems Managers$170,000$81.73/hr
Financial Manager$167,800$80.67/hr
Architectural and Engineering Managers$166,550$80.07/hr
Sales Managers$165,140$79.39/hr
Purchasing Managers$161,120$77.46/hr
Marketing Managers$149,440$71.85/hr
Public Relations Managers$147,740$71.03/hr
Fundraising Managers$147,680$71.00/hr
Human Resources Managers$146,990$70.67/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Rochester, NY (2026) Overview

HVAC/R Technician median pay in Rochester, NY is $63,570 a year ($30.56/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living wage.

Quick answers
What is the median salary for a HVAC/R Technician in Rochester, NY?

The median annual wage is $63,570 ($30.56 per hour). The middle 80% of earners make between $45,860 and $91,190. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Rochester, NY after taxes?

On the median wage of $63,570, a single filer with no pre-tax deductions takes home about $50,423 a year ($4,202 a month) after $13,147 in federal, FICA, state and local taxes, an effective rate of 20.68%, using 2026 tax rules.