SOC 49-9021

HVAC/R Technician Salary in Sherman-Denison, TX (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + TX
COL Index: 107.82 (+7.8% vs US)
Net Compensation Yield 78.9% Realized
$44,467 / net annual direct deposit
Gross Adjusted $56,330 $27.08/hr
Effective Tax Drag 15.06% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$8,483 $326.28/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $27.08 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,380/yr)
0% Tax Shield: ~$406/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,174
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,492
Medicare Hospital Insurance
Statutory 1.45%
-$817
Texas Individual Income Tax
State Marginal Bracket
-$0
Net Take-Home Annual Realized
$44,467 ($1,710.27 / check)
Category 2 of 6

Sherman-Denison, TX HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $56,330
MIDDLE 50% (IQR RANGE) 10th $35.0k 25th $43.7k Median: $56,330 50th (Median) $56.3k 75th $70.7k 90th $83.3k You: $56,330
10th (Entry) $34,950 $16.80/hr
25th (Junior) $43,680 $21.00/hr
50th (Median) $56,330 $27.08/hr
75th (Senior) $70,720 $34.00/hr
90th (Lead/Master) $83,260 $40.03/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Sherman-Denison, TX
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$35,270$16.96/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$54,474$26.19/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$72,478$34.85/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$99,715$47.94/hr · 9+ Years
Scaled to the Sherman-Denison, TX medianView National HVAC/R Technician Salary Data
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Sherman-Denison, TX under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
30% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $1,126/month Requires minimum annual gross of $45,040
HUD Fair Market Rent (2-Bedroom) $1,395/month Requires minimum annual gross of $55,800
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.85/hr
Per adult, 2 working adults + 1 child: $20.58/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Sherman-Denison, TX.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$56,330-$8,483$44,467$1,710.27
+5h Overtime/Wk45 hrs$66,892-$10,483$52,396$2,015.22
+10h Overtime/Wk50 hrs$77,454-$13,113$59,694$2,295.92
+15h Overtime/Wk55 hrs$88,016-$16,105$66,630$2,562.69
+20h Overtime/Wk60 hrs$98,578-$19,097$73,566$2,829.46
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Sherman-Denison, TX: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Texas tax codes.

Market Baseline
$56,330/yr
$27.08/hr · SOC 49-9021
Statutory Tax Drag
15.06% Effective
-$8,483 in Total Taxes
HUD 1BR Shelter Ratio
30% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,580/mo
Post-$1,126/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Sherman-Denison, TX: Market Snapshot

HVAC/R Technician roles in Sherman-Denison, TX report a median annual wage of $56,330, 7.7% below the national median of $61,010. The 10th to 90th percentile band runs from $34,950 to $83,260, and HUD’s $1,126 monthly one-bedroom fair market rent equals 24.0% of that median gross pay. The single-adult living wage benchmark for the area is $23.85 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+66.6%
Anchorage, AK$85,620+52.0%
Napa, CA$84,570+50.1%
San Jose-Sunnyvale-Santa Clara, CA$82,050+45.7%
Seattle-Tacoma-Bellevue, WA$80,100+42.2%
Santa Rosa-Petaluma, CA$79,510+41.2%
Peoria, IL$78,710+39.7%
Santa Maria-Santa Barbara, CA$78,640+39.6%
Boston-Cambridge-Newton, MA-NH$78,530+39.4%
San Francisco-Oakland-Fremont, CA$78,490+39.3%

Top-paying occupations benchmarked in Sherman-Denison, TX

OccupationMedian annual wageMedian hourly
Chief Executives$200,920$96.60/hr
Architectural and Engineering Managers$159,950$76.90/hr
Computer and Information Systems Managers$140,900$67.74/hr
Marketing Managers$139,040$66.85/hr
Software Engineer$128,630$61.84/hr
Nurse Practitioner$127,760$61.42/hr
Financial Manager$125,850$60.50/hr
Sales Managers$124,110$59.67/hr
Industrial Production Managers$121,330$58.33/hr
Human Resources Managers$110,770$53.25/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Sherman-Denison, TX (2026) Overview

HVAC/R Technician median pay in Sherman-Denison, TX is $56,330 a year ($27.08/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for HVAC/R Technician in Sherman-Denison, TX compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Sherman-Denison, TX?

The median annual wage is $56,330 ($27.08 per hour). The middle 80% of earners make between $34,950 and $83,260. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Sherman-Denison, TX after taxes?

On the median wage of $56,330, a single filer with no pre-tax deductions takes home about $47,441 a year ($3,953 a month) after $8,889 in federal, FICA, state and local taxes, an effective rate of 15.78%, using 2026 tax rules.