SOC 49-9021

HVAC/R Technician Salary in Springfield, MA (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MA
COL Index: 108.45 (+8.5% vs US)
Net Compensation Yield 72.8% Realized
$55,710 / net annual direct deposit
Gross Adjusted $76,530 $36.79/hr
Effective Tax Drag 21.2% Combined Jurisdictions
Marginal Top Bracket 22% Federal Statutory
Total Withheld -$16,228 $624.15/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $36.79 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$4,592/yr)
0% Tax Shield: ~$1,010/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$6,996
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$4,745
Medicare Hospital Insurance
Statutory 1.45%
-$1,110
Massachusetts Individual Income Tax
State Marginal Bracket
-$3,377
Net Take-Home Annual Realized
$55,710 ($2,142.71 / check)
Category 2 of 6

Springfield, MA HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $76,530
MIDDLE 50% (IQR RANGE) 10th $47.9k 25th $59.6k Median: $76,530 50th (Median) $76.5k 75th $93.4k 90th $98.9k You: $76,530
10th (Entry) $47,940 $23.05/hr
25th (Junior) $59,560 $28.63/hr
50th (Median) $76,530 $36.79/hr
75th (Senior) $93,390 $44.90/hr
90th (Lead/Master) $98,870 $47.53/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Springfield, MA
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$47,917$23.04/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$74,009$35.58/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$98,469$47.34/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$135,474$65.13/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Springfield, MA under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
31% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,421/month Requires minimum annual gross of $56,840
HUD Fair Market Rent (2-Bedroom) $1,800/month Requires minimum annual gross of $72,000
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $23.98/hr
Per adult, 2 working adults + 1 child: $23.37/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Springfield, MA.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$76,530-$16,228$55,710$2,142.71
+5h Overtime/Wk45 hrs$90,879-$20,967$64,459$2,479.20
+10h Overtime/Wk50 hrs$105,229-$25,707$73,208$2,815.69
+15h Overtime/Wk55 hrs$119,578-$30,447$81,957$3,152.18
+20h Overtime/Wk60 hrs$133,928-$35,268$90,624$3,485.53
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Springfield, MA: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Massachusetts tax codes.

Market Baseline
$76,530/yr
$36.79/hr · SOC 49-9021
Statutory Tax Drag
21.2% Effective
-$16,228 in Total Taxes
HUD 1BR Shelter Ratio
31% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$3,222/mo
Post-$1,421/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Springfield, MA: Market Snapshot

HVAC/R Technician roles in Springfield, MA report a median annual wage of $76,530, 25.4% above the national median of $61,010. The 10th to 90th percentile band runs from $47,940 to $98,870, and HUD’s $1,421 monthly one-bedroom fair market rent equals 22.3% of that median gross pay. The single-adult living wage benchmark for the area is $23.98 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+22.6%
Anchorage, AK$85,620+11.9%
Napa, CA$84,570+10.5%
San Jose-Sunnyvale-Santa Clara, CA$82,050+7.2%
Seattle-Tacoma-Bellevue, WA$80,100+4.7%
Santa Rosa-Petaluma, CA$79,510+3.9%
Peoria, IL$78,710+2.8%
Santa Maria-Santa Barbara, CA$78,640+2.8%
Boston-Cambridge-Newton, MA-NH$78,530+2.6%
San Francisco-Oakland-Fremont, CA$78,490+2.6%

Top-paying occupations benchmarked in Springfield, MA

OccupationMedian annual wageMedian hourly
Marketing Managers$181,070$87.05/hr
Financial Manager$175,950$84.59/hr
Architectural and Engineering Managers$170,580$82.01/hr
Natural Sciences Managers$165,000$79.33/hr
Computer and Information Systems Managers$164,030$78.86/hr
Physician Assistant$161,770$77.77/hr
Data Engineer$161,730$77.75/hr
Purchasing Managers$159,800$76.83/hr
Human Resources Managers$152,400$73.27/hr
Sales Managers$149,990$72.11/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Springfield, MA (2026) Overview

HVAC/R Technician median pay in Springfield, MA is $76,530 a year ($36.79/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for HVAC/R Technician in Springfield, MA compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Springfield, MA?

The median annual wage is $76,530 ($36.79 per hour). The middle 80% of earners make between $47,940 and $98,870. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Springfield, MA after taxes?

On the median wage of $76,530, a single filer with no pre-tax deductions takes home about $59,062 a year ($4,922 a month) after $17,468 in federal, FICA, state and local taxes, an effective rate of 22.82%, using 2026 tax rules.