SOC 49-9021

HVAC/R Technician Salary in Springfield, MO (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + MO
COL Index: 95 (-5.0% vs US)
Net Compensation Yield 76.2% Realized
$43,002 / net annual direct deposit
Gross Adjusted $56,410 $27.12/hr
Effective Tax Drag 17.77% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$10,024 $385.53/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $27.12 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$3,385/yr)
0% Tax Shield: ~$406/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$4,183
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,497
Medicare Hospital Insurance
Statutory 1.45%
-$818
Missouri Individual Income Tax
State Marginal Bracket
-$1,525
Net Take-Home Annual Realized
$43,002 ($1,653.91 / check)
Category 2 of 6

Springfield, MO HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $56,410
MIDDLE 50% (IQR RANGE) 10th $38.8k 25th $45.2k Median: $56,410 50th (Median) $56.4k 75th $65.7k 90th $78.7k You: $56,410
10th (Entry) $38,760 $18.63/hr
25th (Junior) $45,160 $21.71/hr
50th (Median) $56,410 $27.12/hr
75th (Senior) $65,680 $31.58/hr
90th (Lead/Master) $78,710 $37.84/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Springfield, MO
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$35,320$16.98/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$54,552$26.23/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$72,581$34.89/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$99,857$48.01/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Springfield, MO under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
25% of Net Income
✓ Passes 30% Housing Affordability Standard
HUD Fair Market Rent (1-Bedroom) $913/month Requires minimum annual gross of $36,520
HUD Fair Market Rent (2-Bedroom) $1,113/month Requires minimum annual gross of $44,520
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $21.01/hr
Per adult, 2 working adults + 1 child: $18.48/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Springfield, MO.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$56,410-$10,024$43,002$1,653.91
+5h Overtime/Wk45 hrs$66,987-$12,485$50,483$1,941.65
+10h Overtime/Wk50 hrs$77,564-$15,582$57,328$2,204.90
+15h Overtime/Wk55 hrs$88,141-$19,031$63,821$2,454.67
+20h Overtime/Wk60 hrs$98,718-$22,479$70,315$2,704.44
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Springfield, MO: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and Missouri tax codes.

Market Baseline
$56,410/yr
$27.12/hr · SOC 49-9021
Statutory Tax Drag
17.77% Effective
-$10,024 in Total Taxes
HUD 1BR Shelter Ratio
25% Net Pay
✓ Passes 30% HUD Rule
Monthly Discretionary
+$2,670/mo
Post-$913/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Springfield, MO: Market Snapshot

HVAC/R Technician roles in Springfield, MO report a median annual wage of $56,410, 7.5% below the national median of $61,010. The 10th to 90th percentile band runs from $38,760 to $78,710, and HUD’s $913 monthly one-bedroom fair market rent equals 19.4% of that median gross pay. The single-adult living wage benchmark for the area is $21.01 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+66.3%
Anchorage, AK$85,620+51.8%
Napa, CA$84,570+49.9%
San Jose-Sunnyvale-Santa Clara, CA$82,050+45.5%
Seattle-Tacoma-Bellevue, WA$80,100+42.0%
Santa Rosa-Petaluma, CA$79,510+41.0%
Peoria, IL$78,710+39.5%
Santa Maria-Santa Barbara, CA$78,640+39.4%
Boston-Cambridge-Newton, MA-NH$78,530+39.2%
San Francisco-Oakland-Fremont, CA$78,490+39.1%

Top-paying occupations benchmarked in Springfield, MO

OccupationMedian annual wageMedian hourly
Chief Executives$179,910$86.50/hr
Architectural and Engineering Managers$141,710$68.13/hr
Computer and Information Systems Managers$135,140$64.97/hr
Financial Manager$130,290$62.64/hr
Physician Assistant$129,270$62.15/hr
Nurse Practitioner$125,630$60.40/hr
Human Resources Managers$125,000$60.10/hr
Marketing Managers$120,310$57.84/hr
Purchasing Managers$115,320$55.44/hr
Industrial Production Managers$104,190$50.09/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Springfield, MO (2026) Overview

HVAC/R Technician median pay in Springfield, MO is $56,410 a year ($27.12/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for HVAC/R Technician in Springfield, MO compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Springfield, MO?

The median annual wage is $56,410 ($27.12 per hour). The middle 80% of earners make between $38,760 and $78,710. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Springfield, MO after taxes?

On the median wage of $56,410, a single filer with no pre-tax deductions takes home about $45,824 a year ($3,819 a month) after $10,586 in federal, FICA, state and local taxes, an effective rate of 18.77%, using 2026 tax rules.