SOC 49-9021

HVAC/R Technician Salary in Wilmington, NC (2026)

Data updated · Sources: BLS OEWS May 2025, HUD FY 2027 Fair Market Rents, EPI 2026 Family Budget, 2026 tax tables · Methodology

Tax Tables: 2026 Fed + NC
COL Index: 111.22 (+11.2% vs US)
Net Compensation Yield 76.7% Realized
$38,249 / net annual direct deposit
Gross Adjusted $49,860 $23.97/hr
Effective Tax Drag 17.29% Combined Jurisdictions
Marginal Top Bracket 12% Federal Statutory
Total Withheld -$8,620 $331.53/check
Category 1 of 6

Wage Benchmarking & After-Tax Paycheck Engine

Dynamic statutory tax calculations based on IRS Publication 15-T and state statutory schedules.

$
2,080 annual statutory base hours $23.97 / hour
0 hrs/wk (+$0/yr)
0 hrs (Standard) 10 hrs OT 20 hrs OT 25 hrs Max
6% (-$2,992/yr)
0% Tax Shield: ~$359/yr 15% (IRS limit: $24,500)
Itemized Statutory Withholdings Ledger
Federal Income Tax (IRS)
Progressive 10%–37%
-$3,444
Social Security (FICA OASDI)
Statutory 6.20% (Cap $184,500)
-$3,091
Medicare Hospital Insurance
Statutory 1.45%
-$723
North Carolina Individual Income Tax
State Marginal Bracket
-$1,361
Net Take-Home Annual Realized
$38,249 ($1,471.10 / check)
Category 2 of 6

Wilmington, NC HVAC/R Technician Wage Distribution

Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) Percentiles & Career Ladders

Your Salary: $49,860
MIDDLE 50% (IQR RANGE) 10th $37.1k 25th $45.5k Median: $49,860 50th (Median) $49.9k 75th $60.1k 90th $73.3k You: $49,860
10th (Entry) $37,080 $17.83/hr
25th (Junior) $45,500 $21.88/hr
50th (Median) $49,860 $23.97/hr
75th (Senior) $60,150 $28.92/hr
90th (Lead/Master) $73,270 $35.23/hr
Career Progression & Licensing Milestones for HVAC/R Technician in Wilmington, NC
1
HVAC Apprentice / HelperEPA 608 Universal Certification, trade school certificate
$31,219$15.01/hr · 0-2 Years
2
Service TechnicianNATE certification, independent diagnostic electrical skills
$48,217$23.18/hr · 2-5 Years
3
Lead Commercial HVAC TechChiller, VRF, and building automation system certifications
$64,154$30.84/hr · 5-9 Years
4
HVAC Mechanical ContractorState Mechanical Contractor license, bonded, business operations
$88,262$42.43/hr · 9+ Years
Category 3 of 6

HUD Fair Market Rent & EPI Living Wage Affordability Index

Evaluating housing affordability vs. net take-home pay in Wilmington, NC under the HUD 30% housing cost guideline.

Rent-to-Take-Home Ratio (HUD 30% Standard)
49% of Net Income
⚠️ Cost-Burdened (Exceeds 30% Rule)
HUD Fair Market Rent (1-Bedroom) $1,566/month Requires minimum annual gross of $62,640
HUD Fair Market Rent (2-Bedroom) $1,705/month Requires minimum annual gross of $68,200
Hourly Living Wage Benchmark (EPI model)
1 Adult Earner: $24.60/hr
Per adult, 2 working adults + 1 child: $22.74/hr
Category 4 of 6

Hourly Wage to Annual & Overtime Matrix

Translating base hourly pay and 1.5× overtime into net take-home pay based on 2,080 annual work hours in Wilmington, NC.

Swipe horizontally to inspect full pay schedule
Schedule Total Hours/Wk Gross Annual Est. Taxes Net Take-Home Bi-Weekly Check
Standard (40 hrs)40 hrs$49,860-$8,620$38,249$1,471.10
+5h Overtime/Wk45 hrs$59,209-$10,740$44,916$1,727.54
+10h Overtime/Wk50 hrs$68,558-$12,861$51,584$1,983.98
+15h Overtime/Wk55 hrs$77,906-$15,654$57,578$2,214.53
+20h Overtime/Wk60 hrs$87,255-$18,653$63,367$2,437.17
Category 5 of 6

Interstate MSA Relocation & State Tax Migration Comparator

Calculate required compensation, cost-of-living differences, and annual state/local tax savings between two metropolitan areas.

Equivalent Salary in Austin, TX $83,505 Cost of Living Ratio: 69.6%
Annual State & Local Tax Delta +$8,331/yr Tax savings in Austin-Round Rock-San Marcos, TX
Annual Rent Difference (1BR) -$17,676/yr Based on HUD Fair Market Rents
Net Discretionary Cash Flow Impact

Combining state tax savings and annual rent variance when relocating from San Francisco-Oakland-Fremont, CA to Austin-Round Rock-San Marcos, TX.

+$26,007/year
Category 6 of 6 · Executive Economic Briefing
2026 Fiscal Intelligence

HVAC/R Technician in Wilmington, NC: Compensation & Purchasing Power Briefing (2026)

Estimates compiled from BLS OEWS wages, IRS 2026 withholding rules, HUD Fair Market Rents, and North Carolina tax codes.

Market Baseline
$49,860/yr
$23.97/hr · SOC 49-9021
Statutory Tax Drag
17.29% Effective
-$8,620 in Total Taxes
HUD 1BR Shelter Ratio
49% Net Pay
⚠️ Exceeds 30% HUD Rule
Monthly Discretionary
+$1,621/mo
Post-$1,566/mo 1BR Rent

Key Economic & Compensation Takeaways

Statutory Withholding Architecture

Frequently Asked Questions

Verified Government Data Sources & Statutory Attribution

Wages sourced from US Bureau of Labor Statistics (BLS OEWS). Rents calibrated to HUD Fair Market Rents. Tax schedules calibrated to IRS IRC Title 26, IRS Pub 15-T, and state statutory revenue codes.

BLS OEWS May 2025 HUD FY2027 FMR IRS 15-T
Metro Pay Comparison SOC 49-9021
2026 Statutory Thresholds
  • Federal Standard Deduction (Single) $16,100
  • FICA OASDI Wage Base Cap $184,500
  • Pre-Tax 401(k) Elective Deferral $24,500
  • HSA Individual Annual Limit $4,400

HVAC/R Technician in Wilmington, NC: Market Snapshot

HVAC/R Technician roles in Wilmington, NC report a median annual wage of $49,860, 18.3% below the national median of $61,010. The 10th to 90th percentile band runs from $37,080 to $73,270, and HUD’s $1,566 monthly one-bedroom fair market rent equals 37.7% of that median gross pay. The single-adult living wage benchmark for the area is $24.60 per hour.

Highest-paying metropolitan areas for HVAC/R Technician

Metropolitan areaMedian annual wageVs this market
Fairbanks-College, AK$93,820+88.2%
Anchorage, AK$85,620+71.7%
Napa, CA$84,570+69.6%
San Jose-Sunnyvale-Santa Clara, CA$82,050+64.6%
Seattle-Tacoma-Bellevue, WA$80,100+60.6%
Santa Rosa-Petaluma, CA$79,510+59.5%
Peoria, IL$78,710+57.9%
Santa Maria-Santa Barbara, CA$78,640+57.7%
Boston-Cambridge-Newton, MA-NH$78,530+57.5%
San Francisco-Oakland-Fremont, CA$78,490+57.4%

Top-paying occupations benchmarked in Wilmington, NC

OccupationMedian annual wageMedian hourly
Chief Executives$298,730$143.62/hr
Architectural and Engineering Managers$169,810$81.64/hr
Natural Sciences Managers$166,910$80.25/hr
Computer and Information Systems Managers$160,980$77.39/hr
Marketing Managers$153,860$73.97/hr
Financial Manager$152,150$73.15/hr
Purchasing Managers$145,730$70.06/hr
Cybersecurity Analyst$145,170$69.79/hr
Human Resources Managers$140,960$67.77/hr
Sales Managers$133,400$64.13/hr

Wage data: U.S. Bureau of Labor Statistics OEWS May 2025, 389 metropolitan areas publishing this occupation; HUD FY2027 Fair Market Rents; EPI Family Budget Calculator. Taxes use 2026 federal and state rules. Data last updated .

Regional Labor Market & Career Mobility Network

Explore adjacent occupations and neighboring metropolitan wage benchmarks for peer compensation analysis.

HVAC/R Technician Salary in Wilmington, NC (2026) Overview

HVAC/R Technician median pay in Wilmington, NC is $49,860 a year ($23.97/hr). See take-home pay after 2026 taxes, BLS wage percentiles, HUD rents & living. Official 2026 economic data for HVAC/R Technician in Wilmington, NC compiled from Bureau of Labor Statistics OEWS surveys, HUD Fair Market Rents, and statutory tax codes.

Quick answers
What is the median salary for a HVAC/R Technician in Wilmington, NC?

The median annual wage is $49,860 ($23.97 per hour). The middle 80% of earners make between $37,080 and $73,270. Source: BLS OEWS (May 2025).

What is the take-home pay for a HVAC/R Technician in Wilmington, NC after taxes?

On the median wage of $49,860, a single filer with no pre-tax deductions takes home about $40,762 a year ($3,397 a month) after $9,098 in federal, FICA, state and local taxes, an effective rate of 18.25%, using 2026 tax rules.